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3 Major Community Bank Compliance Challenges (and Solutions)
The regulatory compliance burden is a big and growing consideration for community banks. Thankfully, there are plenty of techniques and resources for keeping on top of this ever-changing task.
Jenna Burke: The Supreme Court of the United States Is Reshaping Administrative Law
Three recent SCOTUS decisions could affect the community banking sector.
Members Tee Up at ICBA PAC's 19th Annual Golf Classic
On June 17, the ICBA political action committee (PAC) hosted its 19th Annual Golf Classic at the Minneapolis Golf Club in St. Louis Park, Minn.
When Should Your Community Bank Use a Staffing Agency?
If your community bank doesn’t have the time or resources to recruit for open or hard-to-fill positions, a staffing agency is one way to take the burden off your shoulders.
Jim Reber: Moving on Up
Bond portfolios’ yields are beginning to catch up.
Richwood Bank Cultivates Community with Each Cup
Richwood Bank brews up both coffee and funding for the community through its one-of-a-kind bank-owned coffee chain. Here’s how it worked with the Fed to make it happen.
Rebeca Romero Rainey: Remaining Nimble Against a Litany of Regulation
Flexibility: It’s one of the characteristics that sets our community banks apart, enabling us to meet the needs of distinct communities in unique ways.
Powering Potential: Special Assessment Success Sparks Membership Momentum
ICBA’s success in achieving a community bank exemption from the FDIC’s special assessment leads to expanded membership.
7 Steps to a Successful Regulatory Audit
Preparation is key to passing a regulatory exam with flying colors. These tips for the stages before, during and after an audit will ensure your bank and management impress regulators.
Charles Potts: 4 Natural Advantages of Solution Provider Partnerships
I have been evangelizing for a while about the importance of strategic partnerships, and now, we’ve come to a place where these very relationships are bolstering community banks’ businesses.
Elkhorn Valley Bank & Trust: The Bankers Behind the Screen
Elkhorn Valley Bank & Trust strikes a balance between personalized service and quick convenience with its growing collection of Teller On Demand kiosks.
Lindsay LaNore: 7 Essentials for Your Leadership Backpack
It’s August, and for many, it’s time to get back to school. Supply lists are on their way, reminding us to get organized for the coming year.
A Compelling Employee Perk: Education Benefits
Investing in employees’ professional growth has proven to contribute to their success and retention rates. What steps can banks and their leadership take to help employees along their career paths?
Lucas White: Getting Comfortable With Fintechs
When I first got involved with ICBA’s ThinkTECH Accelerator, I must admit that I believed fintechs were scary.
8 Budgeting Ideas That Support Growth
Smart budgeting allows for adaptation to changing financial and economic conditions. But the most important thing, say experts, is that community banks focus on investing in what’s working for them.
Powering Potential: Fuel Your Team's Career Growth
ICBA Education’s Professional Development Planner provides clear direction for community banks aiming to support the career growth of their staff.
Out of Office: Rich Ohnmacht
The executive vice president and chief commercial banking officer of $425 million‑asset Woodsboro Bank in Woodsboro, Md., shares his passion for the saxophone and what keeps him playing.
6 Things to Consider Before Opening a New Branch
A new branch can present new opportunities for community banks—if you plan thoroughly and calculate the risk involved.
Charles Potts: Making the Case for Responsible Innovation
The rapid pace of today’s financial services landscape pulls community banks in varied directions. You must balance technology upgrades with budgetary constraints and identify pressing priorities.
CFO Roundtable 2024: Preparation, Perspective, Diligence
This past year has been one of fluctuation for many community banks, amid inflation, rule changes and other uncertainties.
Ron Haynie & Tim Roy: Deciphering FHFA's Credit Score Transition
The FHFA continues to transition away from FICO, leaving lenders wondering about the potential impact it may have on the industry. Here’s what we know so far.
How To Assess Your Community Bank's Physical Security Risk
Evaluate your community bank’s zones, employees and strategies to ensure your physical security is strong enough to dissuade criminals.
Tioga State Bank Celebrates 160 Years
It’s an extraordinary achievement when any institution surpasses 100 years of service, much less 150 years. But this year, Tioga State Bank, N.A., has gone beyond even that impressive milestone.
Certification Q&A: Guadalupe Arroyo
Guadalupe Arroyo has found her passion in financial auditing as senior auditor and assistant vice president of Western State Bank in Garden City, Kan.
Member Milestones 2024: Steadfast Banks for Modern Times
Every time a community bank celebrates a significant anniversary, it’s a reminder that our relationship-based business model transcends time and generations.
3 Ways Banks Can Increase Deposits Amid Slow Loan Demand
Maximize your SMB's financial potential amidst tough market conditions! Unlock three powerful strategies to help you increase SMB deposits and turn challenges into opportunities.
Michael Benedict: Are We There Yet?
Take a look at the nagging persistence of portfolio mark‑to‑market.
Lindsay LaNore: Practical Tips for Knowledge Transfer
When community bankers with decades of experience retire, they take with them a precious commodity: their knowledge. But it doesn’t have to be that way.
Explore and Evaluate Core Providers With IBT Apps’ Resource Kit
Whether you’re just beginning your core modernization journey and exploring your options or evaluating your current provider and considering a change, you’ll greatly benefit from this kit.
What Is Behavioral Economics, and Could It Help Your Bank Grow?
Much of our financial decision-making is driven by cognitive biases and emotions—and behavioral economics is the science behind that.
Managing Liquidity in an Uncertain Rate Environment
With elevated customer demand for safe cash investments banks are strategizing carefully to maintain competitiveness while minimizing risk exposure when it comes to savings rates.
Navigating Compliance in Cannabis Banking
With potential regulatory guidance for cannabis banking on the horizon, these community banks are positioning themselves strongly and safely within this growing industry.
Customers Bank's Dynamic AI Strategy
In response to the growing prominence of artificial intelligence in everyday bank operations, Customers Bank has embraced generative AI and developed an internal training program.
Rockland Trust Turns Small Business Dreams Into Reality
Through its annual Small Business, Big Dreams contest, Rockland Trust offers small businesses a chance to win up to $20,000 in funding.
The Importance of Change Management at Community Banks
As new technology and solutions ebb and flow, community bankers have to manage the change that comes with them. While change can be hard, offering a hand and lending an ear can ease the transition.
Keeping in Line With Equal Lending Practices
Regulators continue to crack down on unfair lending practices and redlining.
Lucas White: Showing Pride In Independence
Throughout his banking career, my dad had a standard saying that became a regular refrain: “If you need a quick answer, it’s no.”
How To Drive Auto Loan Opportunities
By working with local car dealers and using new lending technology, community banks can boost their presence in the auto lending sector.
Rebeca Romero Rainey: Connected As Independent Community Banks
When you enter ICBA’s headquarters, you are greeted with a large U.S. map that contains a peg for each community bank and a singular cord linking them all together.
Kianga Lee and Michael Emancipator: MDI and CDFI Designations Elevate Community Banks' Influence
A Treasury Department report shows the positive effect minority depository institutions and community development financial institutions have on their served markets.