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Kari Mitchum: It Matters to Community Banks Who Has Master Accounts
Master accounts are a notable part of the traditional financial institution’s ecosystem, but nontraditional financial companies like crypo-native institutions and nonbanks are gunning for access.
Anjelica Dortch: Executive Orders Chart New Policies for Community Bankers
Our industry faces certain changes following President Trump’s recent executive orders. Here’s what you need to know.
Alan Keller: What's at Stake for Community Banks in Current Tax Legislation
Facing its expiration date at the end of 2025, the Tax Cuts and Jobs Act is at a crossroads.
Aaron Stetter: The ICBA Capital Summit Shapes the Future of Community Banking
Every year, ICBA hosts its signature lobbying event that encourages grassroots action for our industry and presents bankers the opportunity to meet with legislators.
Powering Potential: 5 Ways ICBA Can Improve Your Advocacy Efforts
Discover how ICBA’s resources equip you to excel in your lobbying efforts.
The Ultimate Community Banker Guidebook for All Things Advocacy
This year, a new presidential administration and a new Congress bring opportunities for regulatory and legislative changes.
Kari Mitchum: The Fedwire Transitions to ISO 20022
What community banks need to know about the Fedwire ISO 20022 switch.
Michael Emancipator: ICBA Speaks Out Against One-Size-Fits-All Regulations
In the face of disproportionate compliance requirements, ICBA is advocating for threshold changes that would lighten community banks’ regulatory burden.
Mark Scanlan and Scott Marks: Is a Favorable New Farm Bill on the Horizon?
In the wake of the farm bill’s expiration, ICBA is advocating for updates that will benefit the agriculture industry and rural communities across the U.S.
Tim Roy: Pushing Back Against Upcoming FHLB Regulations
Significant changes could be in store for the Federal Home Loan Bank system, with possible negative effects for community banks.
Susan Sullivan Kinney and Brian Laverdure: The Cryptocurrency Debate
Despite its popularity and precarity, cryptocurrency remains mostly unregulated at a government level.
Powering Potential: Strengthening Community Banking State by State
ICBA’s links with state banking associations help shape organizational growth and drive powerful collaborations.
Lucas White: Tenacity for the Regulatory Win
When I’m asked about necessary skill sets for community banking, I talk about problem-solving and a passion for helping people.
Jenna Burke: The Supreme Court of the United States Is Reshaping Administrative Law
Three recent SCOTUS decisions could affect the community banking sector.
Lucas White: Getting Comfortable With Fintechs
When I first got involved with ICBA’s ThinkTECH Accelerator, I must admit that I believed fintechs were scary.
Charles Potts: Making the Case for Responsible Innovation
The rapid pace of today’s financial services landscape pulls community banks in varied directions. You must balance technology upgrades with budgetary constraints and identify pressing priorities.
Ron Haynie & Tim Roy: Deciphering FHFA's Credit Score Transition
The FHFA continues to transition away from FICO, leaving lenders wondering about the potential impact it may have on the industry. Here’s what we know so far.
Lindsay LaNore: Practical Tips for Knowledge Transfer
When community bankers with decades of experience retire, they take with them a precious commodity: their knowledge. But it doesn’t have to be that way.
Lucas White: Showing Pride In Independence
Throughout his banking career, my dad had a standard saying that became a regular refrain: “If you need a quick answer, it’s no.”
Kianga Lee and Michael Emancipator: MDI and CDFI Designations Elevate Community Banks' Influence
A Treasury Department report shows the positive effect minority depository institutions and community development financial institutions have on their served markets.
Charles Potts: Setting the Stage for Banking the Next Generation
In recent years, community bankers have embraced constant change to drive the future of banking.
Lindsay LaNore: Make Space for Creativity
Out of all the qualities that make a great leader, it could be argued that creativity ranks highest.
Lucas White: The Compelling Case for Thoughtful Leadership
Throughout his banking career, my dad had a standard saying that became a regular refrain: “If you need a quick answer, it’s no.”
Powering Potential: Start Planning for the August Recess
In August, your member of Congress will be back in your district looking for things to do. Help them fill their schedule with a visit to your bank.
Jim Reber: The Fed Loosens Up
A slowdown in quantitative tightening has an element of policy easing.
Lance Noggle: New ICBA Resource Aims To Combat Check Fraud
Even with checks becoming less common to use, check fraud continues to rise. To address this issue, ICBA has created a guide that explains how to stop this type of fraud in its tracks.
Charles Potts: How Community Bankers Are Leading the Financial Evolution
One of my favorite reads is the story of Ted Turner’s rise. I’m struck by how it points to exactly the path community bankers are taking to drive the future of financial services.
Jim Reber: Rolling With the Curve
An upward slope can bolster market values.
Lindsay LaNore: How To Be An Ambassador For Change
Whether your bank is a de novo or a long-established institution, change is an inescapable constant.
Lucas White: Banking Outside the Box for Small Businesses
When it comes to serving small businesses, community banks just get it.
Safeguarding Borrower Data
The HPPA curbs trigger leads and reinforces the trust at the heart of community banking.
Mickey Marshall: Why National Trust Bank Charters Sparked a Growing Policy Fight
Fintech and crypto firms continue to seek out trust charters for deposit-like products, raising policy questions and competitive risks for community banks.
Powering Potential: How ICBA's Letters Influence Congress
Here’s how ICBA uses letters to try to influence Congress.
Kari Mitchum: New NACHA Rules Strengthen Security of ACH System
Credit-push fraud in the ACH system has spurred the introduction of new rules from Nacha. With ICBA’s support, these new rules have changed how receiving institutions can address such fraud.
Charles Potts: How Core Providers Are Becoming Core to Innovation
On February 5, the ICBA Innovation team conducted our first core day with our AP5 Accelerator cohort.
Jim Reber: Dialing It Back
Simple bonds find favor with portfolio managers in 2024.
Lucas White: Driving Community Banking's Agenda with Advocacy
I am an avid motorcyclist. In fact, I have completed two Iron Butt rides, riding at least 1,000 miles in 24 hours.
Lindsay LaNore: 10 Quick Wins For New Leaders
Here’s the scenario: You’ve just been put in charge of a new team or new project. No matter how seasoned a leader you are, that can be daunting.
John Coleman: An Opportunity for Advocacy at ICBA Capital Summit
As the ICBA Capital Summit approaches, it’s more important now than ever that community bankers understand what impact their stories can have on legislation.
Charles Potts: Today's Data Marketing Mindset
Business planning functions as a life cycle. Strategy overlies everything, but it’s discovery that informs, leading to tactics and activation.
Lindsay LaNore: Purposeful Abandonment and the Art of Letting Go
There’s a great deal of pressure on organizations to be innovative. And in a constantly changing world, that can sometimes be daunting.
Derek Williams: Continuing the Community Bank Legacy
As I reflect on my year as ICBA chairman, I’m proud to say that it’s been a big win for ICBA and for community banks across the country, as our “one mission” has been on full display.
Anne Balcer: What Have We Learned One Year After the SVB Failure?
For the past year, ICBA has remained steadfast in advocating for community banks in the wake of Silicon Valley Bank’s collapse. Here are the results of those advocacy efforts.
Jim Reber: Shop Talk 2024
Another conversation with our consummate community banker, Charlie Brown.
Final Updates to Debit Cards Rules
In October 2022, the Federal Reserve Board finalized updates to the Board’s rule for debit card transactions, which went into effect July 1, 2023.
Charles Potts: Convening With the Spirit of More
Thomas Edison once said, “Our greatest weakness lies in giving up. The most certain way to succeed is always to try just one more time.” The message resonates, but the standout word for me is “more.”
Lindsay LaNore: Developing Drive
Drive. It’s a quality we all need and a characteristic we look for when hiring new employees, considering who to promote and identifying leaders within the bank. Yet, it’s often elusive.
Derek Williams: The Meaning of "Here for Good"
As our ICBA LIVE theme points out, community banks and bankers are “here for good,” and that phrase works in multiple ways.
Paul Merski: ICBA Advocacy and the Year Ahead
Learn about the legislative issues ICBA is prioritizing in 2024—and how you can help.
2024's Regulatory Year Ahead
With many proposed rules to sections of well-known acts, there will be plenty of compliance and regulatory news for community banks to keep up with this year.
Derek Williams: Why Instant Payments Need to Be a 2024 Priority
As we kick off the new year, our budgets have been set and our plans developed. But you know what they say about the best laid plans: They change.
2023 Regulatory Review: A Late-Year Surge
Regulatory changes in 2023 may have started slowly but picked up speed in the fourth quarter.
Scott Anchin: Why You Should Adopt FedNow Now
FedNow is here, providing community banks with the opportunity to better serve their customers and push the financial services industry forward.
Derek Williams: The True Community Difference
As we close out 2023, I’ve been reflecting on the influence community banks have had this year.
Michael Emancipator: ICBA Advocacy Results in Nationwide 1071 Delay
ICBA will continue to work with policymakers to pursue 1071 relief for community banks.
Derek Williams: The Human Side of Banking
When I think about my blessings as a community banker, it comes down to our relationship model. In a society that has become increasingly disconnected, our model puts the human back into banking.
Ron Haynie: The GSE Conservatorship Should End Now
After 15 years, the federal government should end its conservatorship of Fannie Mae and Freddie Mac. The conservatorship prevents these enterprises from operating like a privately run entity.
An Update on Data Protection Regulations
Last year, the CFPB issued an advisory opinion on privacy protection for personal data compiled from community banks. Here’s what you need to know.
Chris Cole: Basel III Endgame Proposals Targeted at Large Banks
With legislation like the Interagency Proposal to Amend Regulatory Capital Requirements for Large Banks, it’s important for community bankers to share their opinions on why “too big to fail” banks...
Modernizing the Community Reinvestment Act
To meet the needs of today’s world, the Community Reinvestment Act is getting an update. Here’s what to know about it.