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Protect your community bank from business payments fraud
Multiple types of business payments fraud are on the rise. We spoke with experts on how to effectively protect your community bank and its customers.
Strengthening your compliance management program
Wells Fargo was heavily fined for mismanagement of multiple functions, demonstrating the importance of having an effective compliance management system.
Are your community bank's BSA/AML programs up to date?
FinCEN recently reported that a bank willfully violated the Bank Secrecy Act, highlighting the importance of community banks updating their BSA/AML programs.
Listen Up: Partners in fraud prevention
Episode 4 of the Independent Banker podcast features Pioneer Trust Bank’s Betsy Steinberg and ICBA Bancard’s Rebecca Kruse discussing the many ways you can protect your financial institution from...
Phishing solutions for community banks
Phishing has been around almost as long as email itself, which means hackers have had plenty of time to perfect their practices. It’s more likely than not that community bank staff will fall for a...
Updates to the beneficial ownership rules
Starting in 2024, banks will be required to collect beneficial ownership information on accounts they maintain. Here’s what’s changing and what it means for community banks.
Navigating new overdraft fee guidance for community banks
The CFPB recently issued new guidance on overdraft fees that was unanticipated by community banks. Learn what this means for the industry and how community banks can stay in compliance.
Member Benefits: Fighting elder financial exploitation
Billions of dollars are lost to elder financial exploitation each year. Equip your team with the skills needed to protect your customers.
Compliance changes to watch in 2023
From new fee practices to peer-to-peer fraud, keep an eye on what regulatory changes could be developing in the new year.
Maintaining momentum in an unpredictable lending landscape
In the past few years, the lending landscape was unpredictable, to say the least. Community bankers look back at what happened in 2022 and what’s on the road ahead.
2022 regulatory compliance review
While the creation of new compliance regulations was slow this year compared with years past, some regulations were implemented as expected, and some continue to evolve.
How fraudsters target different generations
Financial fraud and cyber attacks aren’t a one-age-fits-all scenario. By identifying the banking and spending habits of different generations, scammers tailor how they reach their targets. We look...
Data privacy: How to keep customer data safe
Shielding sensitive customer information remains an industry challenge. But as the prevalence of security breaches grows, so do opportunities for community banks to position themselves as guardians...
Brad M. Bolton: Protect customers against fraud
The knowledge we have cultivated over years of circumventing attacks means that we have a depth of understanding about cyber and data security that the general population doesn’t—and those are...
More With Less: Managing Risks With Limited Resources
SPONSORED | With risk teams often facing resource constraints, digitizing the risk management process is a great way to improve efficiency because it improves risk managers’ ability to focus on the...
Brad M. Bolton: Compliance as a focal point
Managing compliance is a role that community bankers take more seriously than any other segment of the financial services industry.
How to reach customers with disabilities
Some people living with disabilities eschew banking services because they feel financially underserved or physically barred. Through sensitive customer service and ADA-compliant accessibility,...
9 ways to manage credit risk
Effects of the pandemic and other factors creating unpredictability have changed how community banks approach their credit and lending operations. These experts share nine tips and credit risk best...
Can staying vigilant prevent fraud?
By staying vigilant to consumer guidelines and establishing their own security safeguards, community banks can stay ahead of today's ever-evolving threat of fraudulent activity and erroneous...
Ensure your community bank is inclusive
For a workplace to be truly inclusive, its employees should feel accepted for who they are and valued for their unique perspectives and backgrounds. We asked community bankers and experts for their...
Scott Anchin: How to Prevent Wire Fraud
With electronic payments increasingly the norm, wire fraud is becoming more common and varied in format.
How One Bank Tackled Online Gambling Friendly Fraud
A fraud case at Williamstown Bank sheds light on how community banks can combat rising online gaming “friendly fraud” claims and navigate Regulation E compliance hurdles.
The Most Notable 2025 Audit Updates So Far
A change in government leadership has led to adjustments in how examiners conduct audits. Learn what experts are seeing at a bank level.
4 Regulatory Challenges Community Banks Face Today
The regulatory environment for banks feels like it’s being turned upside down, but the fundamentals of compliance and risk management remain the same.
Still Processing Checks Like It’s 1995? Fraudsters Are Counting on It
Outdated check processing systems expose community banks to rising fraud and compliance risks.
The New Era of Risk: Why GRC Is a Strategic Imperative
As governance, risk, and compliance (GRC) challenges evolve, you must adapt. Discover how emerging GRC trends are shaping the future – and how Jack Henry™ can help your stay compliant, resilient,...
FHFA Updates Enable Faster, Fairer Mortgages
The Federal Housing Finance Agency announced updates that it says are designed to deliver more efficiency, cost savings and a fairer appraisal process for borrowers and lenders alike.
Outdated Positive Pay Leaves Banks Exposed
Over 90% of banks report rising fraud attacks, yet most remain dissatisfied with Positive Pay adoption—while fintechs win business customers with modern tools. Here’s how community banks can...
Fighting Fraud with Tech and Training
Community banks have to take a heavy hand when it comes to fraud. Amid both high-tech and check fraud, these banks are encouraging a watchful eye through technology and education.
Scott Anchin: Keeping Up with Instant Payments Fraud
With instant payments becoming more mainstream, there are more opportunities for fraud.
Jacob Eisen: Playing Offense in Today's Fraud Environment
They say the best defense is a good offense, and with payments fraud, nothing rings truer. A proactive fraud strategy is a necessity.
Free IT Assessment for Banks—Limited-Time Offer
Banks: Get a free, expert-led IT assessment covering firewalls, MFA, email security, and more. Reduce risk, boost compliance, and plan for growth. Offer ends December 31, 2025. See if you qualify...
Personalization Strategies, Driven by Community Bank Data
By exploring and analyzing data-driven customer insights, community banks can enhance their personalization efforts to deliver proactive solutions with enhanced trust.
Fraud Moves Fast. Are You Keeping Up?
Fraud flows across entire financial ecosystems. Without a unified approach, you risk operating with the same limited visibility that fraudsters exploit.
Free IT Assessment for Banks—Limited-Time Offer
Free IT Assessment for Banks—Limited-Time Offer SPONSORED | Banks: Get a free, expert-led IT assessment covering firewalls, MFA, email security, and more. Reduce risk, boost compliance, and plan...
Defend Your Bank from Card Fraud Loss
Defend Your Bank from Card Fraud Loss SPONSORED | How are you protecting your bank and customers this holiday season? Keep your holiday cheer this season—sign up for the ICBA Payments Fraud Loss...
2025's Seismic Regulatory Shifts
Thanks to advocacy work from community bankers and ICBA, fairer regulatory compliance standards are on the horizon.
How We Fought Fraud in 2025
Fraud and scams thrive not through any single vulnerability but through intricate webs connecting criminals, technology platforms, financial institutions and, unfortunately, victims.
Smart Ways Community Banks Can Address Card Fraud
Card fraud is rising and community banks are feeling the impact. Learn how the right mix of technology, staff training, collaboration, and customer education can help banks detect fraud faster,...
STARC Framework for Bank-Fintech Risk Management
STARC offers a standardized framework to help community banks assess fintech partners. Learn how the new CFES assessment identifies compliance gaps across BSA/AML, operations and third-party risk...
Ransomware Prevention Strategies for Community Banks
Ransomware attacks are evolving. Learn how community banks can prevent successful ransomware attacks through AI-driven detection, employee training, vendor oversight and strong cybersecurity...
Check Fraud Is Rising—and Technology Debt Is Making It Worse for Community Banks
Check Fraud Is Rising—and Technology Debt Is Making It Worse for Community Banks SPONSORED | Check fraud isn’t just a crime problem—it’s a technology problem. Aging deposit systems can fuel risk,...
2026 Banking Trust & Technology Outlook: What Community Bank Leaders Need to Know
2026 Banking Trust & Technology Outlook: What Community Bank Leaders Need to Know SPONSORED | Rising cyber risks, AI anxiety, and unclear IT spending is challenging community bank leaders to...
How to Build a Layered Fraud Defense for Community Banks
Discover how community banks can fight fraud using a 4-layered defense strategy involving internal controls, governance, staff training, and AI technologies.
Synthetic Identity Fraud: A Guide for Community Banks
Learn how community banks can detect synthetic identity fraud, one of the fastest-growing fraud types using personally identifiable information.
CECL Reasonable and Supportable Forecasts for Banks
CECL Reasonable and Supportable Forecasts for Banks SPONSORED | CECL's "reasonable and supportable" standard sounds straightforward — until you're the one defending your assumptions to regulators....
Evolving Financial Fraud Threats and Prevention Strategies for Community Banks
Learn how community banks are fighting financial fraud in 2026. Explore key threats like card fraud and check fraud, and discover expert prevention tools.
Prevent Trojan Horse Attacks at Community Banks
Protect your community bank from third-party vendor cyber risks. Learn how to prevent Trojan horse attacks, assess security and empower your team.
Level Up Fraud Mitigation for Community Banks
Discover how community banks use advanced fraud mitigation strategies and proactive AI solutions to defend against evolving analog and digital threats.
Top Legal Risks Facing Community Banks
Navigate the biggest legal risks facing community banks. Learn how to manage overdraft fees, Reg E compliance and cyber threats to empower your bank against lawsuits.
AI in ATMs: Risks & Rewards for Community Banks
Discover how community banks leverage AI in ATMs to prevent hardware failures, enhance the digital customer experience, and mitigate security risks effectively.
Mitigating Check Fraud in Community Banks
Check fraud costs $21 billion annually. Help your community bank combat check fraud with ICBA's Check Fraud Resource Center, solutions directory and shared peer insights
Proactive Fraud Prevention for Community Banks
Learn how community banks proactively combat fraud through information sharing. Discover ICBA Community resources to empower your bank and protect customers.
Why Layered Detection is the Answer to Check Fraud
Why Layered Detection is the Answer to Check Fraud SPONSORED | Check fraud is both a risk and an operational burden. Community banks need earlier verification to reduce manual review, improve...
These Asian-American led banks are helping their communities
May marks Asian American and Pacific Islander Heritage Month—and these Asian American-led community banks are adding to that heritage every single day by helping bring dreams within reach.
UDAAP policy update for 2022
With a recent executive push for the Consumer Financial Protection Bureau to resume its enforcement efforts, we look at how banks can increase prevention, mitigate risk and, most important,...
Taking Bold and Brave Action for Community Banks – with Rebeca Romero Rainey, President and CEO of ICBA
Rebeca Romero Rainey, President and CEO of ICBA, talks with host Charles Potts, Chief Innovation Officer, about how and why ICBA made the decision to stand alone in public opposition to the...
Compliance changes coming this year
Driven by uncertainty around the pandemic, few compliance reforms were realized in 2021. This year, regulators are considering reforms centered on the Community Reinvestment Act, the Fair Housing...
How did compliance change in 2021?
This year has largely been a quiet time for regulatory and compliance reform. But while community banks were focused on the economic recovery of their communities, a few changes came during 2021.
Tips for a successful PPP audit
Many community banks embraced the Paycheck Protection Program, building new relationships and deepening existing ones. While the onus of forgiveness is on the borrowers, PPP lenders need to be...