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Jim Reber: Tighten up

Agency spreads continue to grind lower.

Jun 01, 2021
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Article

How your bank can attract and keep diverse talent

Community banks are close to the areas they serve, so it follows that having a diverse workforce that’s representative of their communities would be part of their mission. But it often requires a...

Jun 01, 2021
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Article

Will 2021 be another banner year for mortgage lending?

Even with the disruption of the pandemic, 2020 was a huge year for mortgage lending, with many community banks seeing record numbers of home loans, refinancings and more. The question is whether...

Jun 01, 2021
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Article
Lending

What you need to know about digital issuance

Instant issue cards are becoming more common at financial institutions, as they can maximize card usage and even attract customers. But another option, digital issuance, combines that speed with...

Jun 01, 2021
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Article
Payments

ICBA’s best-performing community banks of 2020

Independent Banker’s annual listing of America’s best-performing community banks shows that nimble thinking and an adherence to good old-fashioned customer service can bring success, whatever the...

May 01, 2021
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Article
Growing the Community

Jim Reber: Cash flow or no?

Prepayments on MBS can be a DIY proposition.

May 01, 2021
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Article

Here are the benefits of bank-owned life insurance

Over the past two decades, banks have increasingly dabbled in BOLI, or bank-owned life insurance. While there are downsides to consider, experts say the benefits of these policies can generate...

Mar 01, 2021
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Article

Jim Reber: The big "if"

General market munis have gained favor among community bankers.

Mar 01, 2021
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Article

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