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Making Mortgages Happen Amid Higher Interest Rates
Higher interest rates are discouraging many consumers from taking out new mortgages or refinancing existing ones—but community banks are taking steps to fill their pipelines in innovative ways.
SouthState Bank Unlocks the Doors to Homeownership
The annual income required of potential homebuyers recently experienced its largest increase on record.
Sharing the Load With Participation Loans
When a bank wants to provide a loan above its lending limits, it’s time to turn to participation loans. But what are the benefits and risks involved for community banks?
Specialty Lending That Strengthens Communities
Doing what they do best, these three community banks offer financing in specialty areas for organizations that contribute to the well-being of their served markets.
Strategic Loan Modifications That Work
When a customer gets into trouble with loan payments, a modification is sometimes the easiest way to help them get back on track.
How Bridge Loans Can Bolster Your Mortgage Offerings
In a complex real estate environment, these community banks are providing bridge loans and other offerings to supplement their mortgage services.
Ozark Bank Offers Custom Solutions for Nonprofit Partners
From lease-purchase solutions to crisis support, Ozark Bank shows how tailored financial services help local nonprofits and municipalities thrive.
Making Homeownership Achievable, Together
Prospective homebuyers today might feel like the odds are stacked against them as they face increasing costs, market challenges and other socioeconomic barriers.