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What exactly is encryption, and how does it work?

Whether data is in storage or being beamed across the internet, the security expert’s motto is “Encryption everywhere” to ensure that information is safe. But what exactly is it, and how does it...

Nov 01, 2017
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Article
Payments

Timeline: 180 years of banking technology

A look at the history of retail banking technology—and where it’s going.

Nov 01, 2017
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Article
Payments

E-Signature Approval

Legally and operationally, digital John Hancocks come of age in lending.

Sep 14, 2015
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Article
Payments

Jacob Eisen: Card Programs Can Drive Community Bank Growth

As the financial services competitive landscape continues to evolve, payments have emerged as a critical component of community bank strategies. It extends beyond interchange revenue to deepening...

Feb 01, 2026
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Article

How Community Banks Should Evaluate New Fintech

Six ThinkTECH Accelerator fintechs explain how their products support community banks—and what bankers should prioritize when evaluating new technology partnerships.

Feb 01, 2026
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Article

Is Your Bank Overspending on Tech?

It goes without saying that keeping up to date with the latest technology can cost a pretty penny, but many community banks don’t realize some of their current tech practices are racking up a bill.

Aug 01, 2025
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Article
Payments

Boost Your Non-Interest Income with Credit Cards

ICBA Payments helps community banks increase their non-interest income with credit card programs that span the revenue and risk spectrum.

Aug 01, 2025
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Article
Payments

Charles Potts: How the Regtech Revolution Represents Banking Today

In many ways, ICBA’s core pillars—advocacy, education and innovation—define today’s community bank priorities.

Sep 01, 2025
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Article
Payments

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