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Out of Office: Rich Ohnmacht

The executive vice president and chief commercial banking officer of $425 million‑asset Woodsboro Bank in Woodsboro, Md., shares his passion for the saxophone and what keeps him playing.

Aug 06, 2024
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Article

6 Things to Consider Before Opening a New Branch

A new branch can present new opportunities for community banks—if you plan thoroughly and calculate the risk involved.

Aug 06, 2024
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Article
Compliance Growing the Community

Charles Potts: Making the Case for Responsible Innovation

The rapid pace of today’s financial services landscape pulls community banks in varied directions. You must balance technology upgrades with budgetary constraints and identify pressing priorities.

Aug 06, 2024
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Article
Advocacy

CFO Roundtable 2024: Preparation, Perspective, Diligence

This past year has been one of fluctuation for many community banks, amid inflation, rule changes and other uncertainties.

Aug 05, 2024
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Article

Ron Haynie & Tim Roy: Deciphering FHFA's Credit Score Transition

The FHFA continues to transition away from FICO, leaving lenders wondering about the potential impact it may have on the industry. Here’s what we know so far.

Aug 02, 2024
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Article
Advocacy

How To Assess Your Community Bank's Physical Security Risk

Evaluate your community bank’s zones, employees and strategies to ensure your physical security is strong enough to dissuade criminals.

Aug 06, 2024
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Article
Compliance

Tioga State Bank Celebrates 160 Years

It’s an extraordinary achievement when any institution surpasses 100 years of service, much less 150 years. But this year, Tioga State Bank, N.A., has gone beyond even that impressive milestone.

Aug 06, 2024
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Article

Certification Q&A: Guadalupe Arroyo

Guadalupe Arroyo has found her passion in financial auditing as senior auditor and assistant vice president of Western State Bank in Garden City, Kan.

Aug 06, 2024
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Article

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