Search Articles
Why Face-to-Face Lending Still Matters
Many people want face-to-face interaction when they’re on the cusp of a major financial decision.
What's the Secret to Becoming an Exceptional Lender?
Whether it’s loans for individuals or businesses, community banks’ lending activities keep America running.
Community Banks Propel Multi-Family Home Growth
During a housing shortage, community banks are using their agility, relationships and market insight to support apartment developments when larger lenders fall short.
Future Commercial Lending Success Through Consumer Loans
Read Teslar’s white paper to explore why community banks need to engage consumer borrowers to grow and sustain their commercial lending pipeline—and how to do it successfully.
Amplifying Nashville's Booming Businesses
ICBA members are coming to Nashville, Tenn., from across the nation for ICBA LIVE, but there are plenty of community banks already in Music City.
Mitigating Risk in Construction Draw Loans
Construction projects hold great potential but also come with risks. Addressing these challenges head-on will help mitigate each loans risk.
Here Comes the Snow: Lending Support for Winter Businesses
Rain or shine, community banks are there to serve their communities. But how about snow? For some, the cold weather is more than welcome.
Specialize and Thrive: Community Banks Find Success Lending to Niche Markets
When it comes to organic growth, niche lending is one way to reach lucrative new markets.
Who are ICBA's Top Lenders of 2024?
Whether it’s navigating tumultuous markets or providing employees with remote work options, flexibility is a key component in the success of this year’s ICBA top lenders.
Community Banks Financing Lake Country
In lake regions across the U.S., vacation homes, boats and other watersports vehicles abound—all of which present an undeniable opportunity for community banks.
Mission Valley Bank: Giving Where You Live
Serving its community in the Santa Clarita Valley is one of Mission Valley Bank’s founding principles. Its community work is best exemplified by its Give Where You Live program for nonprofits.
Paycheck Protection Program's Impact Four Years On
Community banks went above and beyond to help customers and noncustomers alike during the Paycheck Protection Program (PPP) four years ago, and they continue to reap the benefits of that service.
CRE Lending: Challenge or Opportunity?
CRE lending is down, but should community banks see it as an opportunity to win business that the megabanks won’t take?
Sharing the Load With Participation Loans
When a bank wants to provide a loan above its lending limits, it’s time to turn to participation loans. But what are the benefits and risks involved for community banks?
Digitizing the Commercial Lending Process
With a new digital commercial loan solution, The Killbuck Savings Bank Co. has catapulted its commercial lending and loan origination system into the high-speed digital era.
The Lending Outlook for 2024
A pullback in lending from some institutions creates opportunities for community banks to pick up new customers.
How to Excel in Niche Lending
From microbreweries to veterinary businesses, new companies pop up every day, but the needs of each business customer are different. Specialty community bank lenders describe how they serve their...
Who are ICBA's Top Lenders of 2023?
In an uncertain economic environment, community banks have continued to make smart lending decisions that help individuals and businesses in their communities. Here are 2023's most successful loan...
Smart Strategies for Community Bank Construction Lending
Community banks take on a large amount of risk when it comes to construction lending. But by doing their due diligence, applying the right strategies and connecting with their customers, banks can...
Scottsdale Community Bank: Making microloans
De novo Scottsdale Community Bank set out to provide microloans to small and mid-size businesses, family organizations and nonprofits—a project that was inspired by the humble lemonade stand.