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Build a Better Banking App With These 5 Tips

If you want your app to be a cut above the rest and give your customers the ideal experience, take note of accessibility, gamification, demographics and other appealing features.

Jul 01, 2025
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Article

Jim Reber: High plains drifter

Floaters could be the answer to a flat curve.

Jun 01, 2025
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Article

Drive Efficiency With These 9 Back Office Upgrades

Much of a community bank’s technical success starts behind the curtain: in the back office. By optimizing this area of operations, a bank can run like a well-oiled machine.

May 01, 2025
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Article

Jim Reber and Ron Haynie: Fannie and Freddie 3.0

The Trump administration shows interest in reprivatizing the housing GSEs.

Apr 01, 2025
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Article

First National Bank: Redefining Retail Banking

First National Bank’s eStore aims for customer convenience, delivering personalized banking through a high-tech customer experience.

Apr 01, 2025
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Article

ACT Deposit Program Can Help Improve Your Bank’s CRA Rating

Discover a new, innovative way for bankers to boost their CRA rating while enjoying safety and returns for large cash balances.

Apr 01, 2025
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Article

The Data Advantage: Key Strategies for Community Bank Success

With larger regional banks increasingly viewing community financial institutions as rising competition, the time to tap into your data advantage is now.

Apr 01, 2025
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Article

Streamline Your Bank’s Appraisal and Vendor Management with ValuTrac

Tired of juggling spreadsheets, emails, and phone calls to manage appraisals and vendors? ValuTrac offers a unified workspace that transforms how banks manage their appraisal and valuation processes.

Mar 01, 2025
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Article
Lending

OneUnited Bank Uses Tech to Bridge the Racial Wealth Gap

OneUnited Bank’s AI-powered financial wellness tool is enabling the bank’s customers to make better financial decisions and build generational wealth.

Feb 05, 2025
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Article

How to Balance Human and Machine While Using Chatbots

Community banks’ reputations are built on personal connection. But with an effective chatbot, banks can free up staff to focus on customers’ more complex needs. It just takes effective training.

Jan 01, 2025
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Article

Charles Potts: Banking and Staffing Gen Z Into the Future

As Gen Z graduates into the full-time workforce, they are looking to community banks as financial partners as well as potential employers.

Dec 01, 2024
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Article

Strategies for Consumer-Centric Banking: an Exclusive Bud Webinar

Bud Financial has joined community bankers for an Independent Banker webinar where we’ve explored the actions they would take to drive success, revenue and customer engagement.

Jan 01, 2025
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Article
Growing the Community

Gen Z's Top 5 Financial Goals and How You Can Help

Many Gen Zers are now in their 20s, which means they're facing new financial tasks and dilemmas.

Dec 01, 2024
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Article

Charles Potts: Driving Strategy With AI as a Tool

Artificial intelligence has become the buzzword for financial services, but it’s moved beyond just hype.

Nov 01, 2024
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Article

How Can Community Banks Attract Gen Z Customers?

While youth accounts are a great value-add for parents, younger customers are looking for offerings with a few key characteristics.

Nov 01, 2024
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Article

Rethink Your Digital Banking Experience to Retain Customers

Retain customers, enhance efficiencies, and compete effectively by leveraging cutting-edge technology and a powerful digital banking experience.

Nov 01, 2024
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Article

Tips For Sending Transactions Over The FedNow® Service

By enabling customers to send instant payments via the FedNow® Service versus only receive, banks can gain a faster, stronger ROI.

Sep 17, 2024
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Article
Payments

How Community Banks Can Nurture Relationships With Next-Gen Customers

With the “great wealth transfer” approaching, now’s the time for community banks to plan with individuals passing on their generational wealth and to connect with those who will receive it.

Sep 13, 2024
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Article

Charles Potts: Making the Case for Responsible Innovation

The rapid pace of today’s financial services landscape pulls community banks in varied directions. You must balance technology upgrades with budgetary constraints and identify pressing priorities.

Aug 06, 2024
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Article
Advocacy

Charles Potts: Setting the Stage for Banking the Next Generation

In recent years, community bankers have embraced constant change to drive the future of banking.

Jun 20, 2024
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Article
Advocacy

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