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Legislative Issues Discussion Questions

1 ICBA Legislative Issues Committee Meeting Discussion Issues / Questions Stablecoins Congress is deliberating legislation that would create a regulatory structure for stablecoin issuance...

Jul 31, 2025

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ACH FORM - Membership

Independent Community Bankers of America ANNUAL ICBA MEMBERSHIP DUES Authorization for ACH Debits Please take advantage of our electronic payment option for your bank's ICBA membership renewal...

Aug 1, 2025

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Connecticut-3

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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ICBA Letter on AI Action Plan

March 12, 2025 via Electronic Mail NITRD National Coordination Office National Science Fondation 2415 Eisenhower Avenue Alexandria, VA 22314 RE: Request for Information on the...

Jul 30, 2025

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18.06.25_HR5783

June 25, 2018 The Honorable Paul D. Ryan The Honorable Nancy Pelosi Speaker Democratic Leader U.S. House of Representatives U.S. House of Representatives Washington, D.C. 20515 ...

Aug 1, 2025

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ICBA STATEMENT FOR IORB HEARING

1 December 11, 2025 Interest on Reserve Balances: The Community Bank Perspective The Independent Community Bankers of America (ICBA),1 representing community banks across the nation...

Dec 11, 2025

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Focus on Farm Policy

page 1 Focus on Farm Policy White Paper March 2018 www.icba.org http://www.icba.org TABLE OF CONTENTS Introduction...

Sep 25, 2025

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PACE Loan RFI Letter ICBA

March 16, 2020 The Honorable Mark Calabria Director Federal Housing Finance Agency 400 7th Street SW Washington, DC 20219 Re: PACE Request for Input, Notice No. 2020-N-1 ...

Jul 31, 2025

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NC-7

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Bank Operations and Payments Committee Roster

Bank Operations and Payments Committee (2021-2022) Chairman Vice Chairman Mr. G. Scott McComb Ruth Christopher Chief Executive Officer and Chairman ...

Jul 31, 2025

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Teller Specialist Course Catalog

v.3 Teller Specialist Certificate Program Course Catalog Teller Basics Banking is a people-oriented service industry. As in other service industries, customers expect quick, efficient,...

Jul 31, 2025

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cl022415

February 24, 2015 Mr. Russell G. Golden Chairman Financial Accounting Standards Board 401 Merritt 7 Norwalk, CT 06856 Re: Proposed Accounting Standards Update, Financial...

Aug 1, 2025

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FL-23

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Joint Trades Opposition Letter to Credit Card Rate Cap Amendment

May 21, 2025 The Honorable John Thune The Honorable Chuck Schumer Majority Leader Minority Leader United States Senate United States Senate 511 Dirksen Senate Office Building ...

Jul 30, 2025

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North Dakota-at-Large

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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New York-19

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Bank Director Program Newsletter Jan - Feb

Maintaining Data Privacy Through Your Financial Institution’s Digital Journey By Tim Dively and Randall Domes, CLA One of financial institutions’ biggest concerns when considering digital tools...

Aug 7, 2025

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Legislative Update - Stablecoins (July 2026)

July 2026 Amend the Clarity Act to Preserve Community Bank Lending The CLARITY Act (H.R. 3633), legislation crafting a regulatory framework for digital assets, passed the Senate...

Jul 20, 2026

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FiservBancardTokenizationWebinar08242015

Rule the Wallet Through Innovative Payments Melissa Santora Kristine Munsey Dale Davis ICBA Bancard © 2015 Fiserv, Inc. or its affiliates. Agenda Getting Started – 8 Steps ...

Aug 1, 2025

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ICBA Letter Supporting House EIDL Relief Bill

November 19, 2020 The Honorable Joe Neguse The Honorable John Curtis U.S. House of Representatives U.S. House of Representatives Washington, D.C. 20515 Washington, D.C. 20515 ...

Jul 31, 2025

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California-44

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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White paper_Small Business Credit Cards-How Community Banks Can Harness the Opportunity-ICBA Bancard 2018

1Small Business Credit Cards: How Community Banks Can Harness the Opportunity Small Business Credit Cards: How Community Banks Can Harness the Opportunity A joint Visa, ICBA Bancard, and A.T....

Aug 1, 2025

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Certification News 2019 Spring

Newsletter for Audit, Compliance, Security, IT, Credit Analyst, Lending, and BSA Officers Spring 2019 Certification news ...

Aug 1, 2025

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Letter to USDA on SDA Loan Payoffs

April 9, 2021 The Honorable Tom Vilsack Secretary of Agriculture U.S. Department of Agriculture 1400 Independence Avenue, SW Washington, D.C. 20250 Dear Secretary Vilsack: On behalf...

Jul 31, 2025

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IN - SBA Fact Sheet

Community Bank Small Business Administration Lending INDIANA SBA Lending by Community Banks, 2010-2025 Sources: FDIC Summary of Deposits, NCUA Call Reports, US Census, US Small Business...

Oct 15, 2025

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Community Reinvestment Act (CRA) - Summary of the 2022 Interagency Proposed Rule

June 14, 2022 1 Community Reinvestment Act (CRA): Summary of the 2022 Interagency Proposed Rule1 Introduction The Community Reinvestment Act (“CRA”)2 was enacted in 1977 to combat...

Jul 31, 2025

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Joint Trades Letter re Section 404 of the CLARITY Act.pdf

May 8, 2026 The Honorable Tim Scott Committee on Banking, Housing & Urban Affairs United States Senate Washington, D.C. 20510 The Honorable Elizabeth Warren Committee on Banking, Housing...

May 8, 2026

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Wisconsin

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Oklahoma-4

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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ltr120413

December 4, 2013 The Honorable John Boehner Speaker U.S. House of Representatives H-232 The Capitol Washington, D.C. 20515 The Honorable Nancy Pelosi Minority Leader U.S....

Aug 1, 2025

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ILC White Paper

ILC INDUSTRIAL LOAN COMPANIES Closing the Loophole to Avert Consumer and Systemic Harm JULY 2023 icba.org 2 TABLE OF CONTENTS Executive Summary and...

Aug 1, 2025

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Summary of Proposed Rule on Small Business Lending Data Collection Section 1071 of the Dodd-Frank Act

September 2021 www.icba.org ⋅ info@icba.org ⋅ 866-843-4222 Summary of Proposed Rule on Small Business Lending Data Collection – Section 1071 of the Dodd-Frank Act Background ...

Jul 31, 2025

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ltr121115

December 11, 2015 The Honorable Tom Vilsack Secretary of Agriculture U.S. Department of Agriculture Washington, DC 20250 Dear Secretary Vilsack: The undersigned trade associations for...

Aug 1, 2025

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Comment Letter on Possible Changes to Industry Guide 3

May 8, 2017 Secretary Securities and Exchange Commission 100 F Street, NE Washington, DC 20549-1090 Re: Request for Comment on Possible Changes to Industry Guide 3 (Statistical ...

Aug 1, 2025

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Regulatory Update - FCRA (Updated May 2025)

May 2025 ICBA Regulatory Update: Fair Credit Reporting Act Topic/Issue: The CFPB is considering a rulemaking to address a number of consumer reporting topics under the Fair Credit...

Aug 7, 2025

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ltr022113a

February 21, 2013 The Honorable Steve Womack The Honorable Jim Himes U.S. House of Representatives U.S. House of Representatives Washington, DC 20515 Washington, DC 20515 Dear...

Aug 1, 2025

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Florida-7

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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SAFEsummary19.10.09

October 9, 2019 www.icba.org ⋅ info@icba.org ⋅ 800-422-8439 Secure and Fair Enforcement Banking Act of 2019 Need for Legislation While cannabis use is illegal under Federal law,...

Aug 1, 2025

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Pennsylvania-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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ACH FORM - BDP

Independent Community Bankers of America and Community Banker University ANNUAL BANK DIRECTOR PROGRAM YEARLY SUBSCRIPTION FEE Authorization for ACH Debits Please take advantage of our new...

Aug 1, 2025

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