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FL - Coverage Fact Sheet

Community Bank Presence in Contrast FLORIDA Community Bank Branch Locations Community banks in FL represent 100% of rural* counties 100% of LMI* counties 100% of all FL counties In...

Oct 15, 2025

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IB Magazine sunset full page BLEEDS

MARCH 12-16 RE GI ST RA TI ON IS O PE N HAWAII HILTON HAWAIIAN VILLAGE ICBA LIVE is your destination for the latest in community bank education and innovation. Network with fellow ...

Jul 31, 2025

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Wisconsin-4

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Massachusetts

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Virginia-5

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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CAMSRegForm

© 2006 Visa USA Inc. Compromised Account Management System Registration Form Compromised Account Management System (CAMS) Registration Form (Issuing Member) Name: Title: ...

Aug 1, 2025

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Enhancing Credit Opportunities for Rural America Act of 20221 - ECORA

ENHANCING CREDIT OPPORTUNITIES FOR RURAL AMERICA ACT OF 2021 (ECORA) NEED FOR LEGISLATION ECORA would help ensure farmers, ranchers, and eligible rural homeowners can access credit at lower...

Jul 31, 2025

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17.10.05_Ag_ltr

October 5, 2017 House and Senate Agricultural Appropriations and Agriculture Committee Chairs and Ranking Members: The American Bankers Association (ABA) and the Independent Community...

Aug 1, 2025

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Visa Global Economic Insights - July 2020

©2020 Visa. All Rights Reserved. Visa Business and Economic Insights Key TakeawaysIn the six months since the world first learned of COVID-19, the global economy has entered a synchronized,...

Jul 31, 2025

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ltr122815

December 28, 2015 Federal Deposit Insurance Corporation 550 17th Street, N.W. Washington, D.C. 20429 (BrokeredDepositFAQs@fdic.gov) Re: Financial Institutions Letter (FIL) 51-2015: ...

Aug 1, 2025

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19.06.19_ECORASenate

June 19, 2019 The Honorable Pat Roberts United States Senate Washington, D.C. 20510 Dear Senator Roberts: On behalf of community banks across the country, with more than 52,000...

Aug 1, 2025

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RI-1

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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test051916

The Farm Credit System: Oversight and Outlook of the Current Economic Climate Independent Community Bankers of America United States Senate Nutrition, & Forestry ...

Aug 1, 2025

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ICBA Deposit Insurance Reform Principles

ICBA Principles for Deposit Insurance Reform October 2025 icba.org | 2 In advancing deposit insurance modernization efforts, ICBA encourages lawmakers to protect community banks by...

Nov 3, 2025

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California-28

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Bulletin UPDATE 04 - Application Issue 01.15.2025

Bulletin ID: 109324 Topic Type: Incident Ticket: IN25016208575 Solutions: ACH Tracker Processing, Account Recon Positive Pay Advantage, Address Analysis, Anytime Lender, BASE2000, ...

Aug 7, 2025

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National Banking Trades Letter on Recovery Act - Full Approps

April 7, 2020 The Honorable Richard Shelby The Honorable Nita Lowey Chairman Chairwoman Committee on Appropriations Committee on Appropriations United States Senate United...

Jul 31, 2025

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Nebraska

icba.org | info@icba.org | 866-422-8439 ADV_2687A26 Sources: FFIEC 2025 Q4 Call Reports, NCUA 2025 Q4 Call Reports, FDIC Statement of Deposits Reports, Tax Foundation, Kaiser Family Foundation, ...

May 13, 2026

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Visa SavingsEdge Service Description

Visa SavingsEdge Service Description  U.S. Region Version 2.2 April 2015 Visa Confidential Important Information on Confidentiality and Copyright ...

Aug 1, 2025

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S. 2155_Implementation_Matrix

1 Blue rows are already in effect. Last updated: Jan. 3, 2020 Section/Subject Summary Agency Status Sec. 101 – Minimum Standards for Residential Mortgage Loans Certain mortgage loans...

Aug 1, 2025

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Hawaii-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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UT - SBA Fact Sheet

Community Bank Small Business Administration Lending UTAH SBA Lending by Community Banks, 2010-2025 Sources: FDIC Summary of Deposits, NCUA Call Reports, US Census, US Small Business...

Nov 3, 2025

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Letter on Including SAFE Banking Act in COMPETES Act

May 5, 2022 The Honorable Charles E. Schumer The Honorable Mitch McConnell Majority Leader Minority Leader United States Senate United States Senate Washington, D.C. 20510 ...

Jul 31, 2025

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Pennsylvania-6

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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ND

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the outdated tax...

Jul 31, 2025

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New Jersey-5

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Letter to Bureau of the Fiscal Service on adoption of changes to Nacha rules

Via electronic submission October 7, 2024 Ian Macoy Director of Settlement Services Bureau of the Fiscal Service 3201 Pennsy Drive, Building E Landover, MD 20785 RE: FEDERAL...

Jul 30, 2025

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ltr100615

October 6, 2015 The Honorable John Boehner The Honorable Nancy Pelosi Speaker Democratic Leader U.S. House of Representatives U.S. House of Representatives Washington, D.C. 20515 ...

Aug 1, 2025

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South Carolina-4

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Michigan-3

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Bank Director Program Newsletter - Jan/Feb 2016

Community Bank Director news From the ICBA Community Bank Director Program January/February 2016 IN WASHINGTON Liberating Truth By Camden R. Fine, President and...

Aug 1, 2025

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cl092915

September 29, 2015 Ms. Laura Temel Attention: Marketplace Lending RFI U.S. Department of the Treasury 1500 Pennsylvania Avenue, NW Room 1325 Washington, DC 20220 Re: Public Input...

Aug 1, 2025

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Payments Executive Brief Issue 6 - Dec. 2019

Even with the emergence of new and developing faster payments clearing and settlement solutions, such as The Clearing House’s Real-Time Payments network and the Federal Reserve’s FedNow℠ service...

Jul 31, 2025

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200121_RemittanceCL

Via electronic submission January 21, 2020 Comment Intake-Remittances Bureau of Consumer Financial Protection 1700 G Street, NW Washington, DC 20552 RE: Docket Number...

Jul 31, 2025

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FiNetICBAMerchantServicesWebinarSlides

EVALUATING YOUR MERCHANT SERVICES PROGRAM Maintain Control, Earn Revenue and Lose the Risk About Us Who is FiNet? • FiNet is a provider of merchant payment processing programs and ...

Aug 1, 2025

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Missouri

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the...

Jul 31, 2025

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Florida

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Oregon

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Missouri-1

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Texas-10

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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ICBA Subsidiary Descriptions

2024 ICBA Directory Listings ICBA Payments ICBA Payments, a wholly owned subsidiary of the Independent Community Bankers of America® (ICBA), has been managing payments solutions for the...

Aug 1, 2025

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17.11.06_H.R.1_ltr

November 6, 2017 The Honorable Kevin Brady The Honorable Richard Neal Chairman Ranking Member Committee on Ways and Means Committee on Ways and Means U.S. House of...

Aug 1, 2025

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IL-11

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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cl060815a

Aug 1, 2025

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Minnesota-5

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Legislative Update - Credit Card Rate Cap (Updated Feb 2026)

February 2026 ICBA Legislative Update: Credit Card Rate Caps Overview: Proposals from the Executive Branch and in Congress would cap credit card interest rates at 10 percent. ICBA and...

Feb 23, 2026

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IB Webinars

132016 Media Information | ICBA Independent Banker® IB Webinar services include: l Promotional materials created for all assets: - Two dedicated email blasts to 50k+ opt-in subscriber base ...

Aug 1, 2025

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test012315

January 23, 2015 Chairman Michael C. Burgess Ranking Member Janice Schakowsky Subcommittee on Commerce, Subcommittee on Commerce, Manufacturing and Trade Manufacturing and Trade ...

Aug 1, 2025

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ltr112415

November 24, 2015 All Representatives: Crop insurance is a linchpin of the farm safety net and is crucial to the economic security of rural America. We write today first to thank those...

Aug 1, 2025

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Letter in Support of the Merchant Banking Modernization Act

September 8, 2025 The Honorable Mike Rounds United States Senate Washington, D.C. 20510 Dear Senator Rounds: On behalf of ICBA and the nearly 50,000 community bank locations we...

Sep 17, 2025

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Joint Letter on Minding the Tax Gap

VIA Electronic Submission House Ways and Means Committee Subcommittees on Oversight and Select Revenue Measures U.S. House of Representatives 1102 Longworth House Office Building ...

Jul 31, 2025

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Creating the Rigth ERM Program_Handout

Creating the Right ERM Program for Your Community Bank ICBA – Community Banker University® May 3, 2022 Marcia Malzahn, President & Founder Training Overview – Part I • How Community Banks...

Jul 31, 2025

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New York-27

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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cl091914a

September 19, 2014 Basel Committee on Banking Supervision Bank for International Settlements Centralbahnplatz 2, CH-4002 Basel, Switzerland Re: Supervisory Guidelines for Identifying and...

Aug 1, 2025

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ICBA Statement for House Hearing on Climate Risk Regulation

www.icba.org/advocacy July 18, 2023 Climate Risk Regulation: The Community Bank Perspective The Independent Community Bankers of America, representing community banks across the...

Jul 31, 2025

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NH-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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ltr102215b

October 22, 2015 The Honorable Mitch McConnell The Honorable Harry Reid Majority Leader, U.S. Senate Minority Leader, U.S. Senate U.S. Capitol U.S. Capitol Washington, D.C....

Aug 1, 2025

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MA-5

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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ICBA Summary of Recent SBA PPP Guidance

October 2020 www.icba.org ⋅ info@icba.org ⋅ 866-422-8439 Recent SBA PPP Guidance: Simplified Process for Forgiveness, Notifying Borrowers of Changes in the Deferral Period, and...

Jul 31, 2025

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Bancard Fiserv Operating Regulations 7.1.16

**Confidential** ICBA Bancard/Fiserv – Debit Services  Page 1    ICBA BANCARD, INC. OPERATING REGULATIONS as stated July 1, 2016 ICBA BANCARD PROGRAM DEBIT CARD SERVICES PROGRAM...

Aug 1, 2025

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