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KY - Coverage Fact Sheet

Community Bank Presence in Contrast KENTUCKY Community Bank Branch Locations Community banks in KY represent 100% of rural* counties 100% of LMI* counties 100% of all KY counties In...

Oct 15, 2025

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Louisiana-6

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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TN-6

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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ICBA Comment Letter - OCC GENIUS Implementation NPR.pdf

Submitted via Federal E-Rulemaking Portal May 1, 2026 Chief Counsel’s Office Attention: Comment Processing Office of the Comptroller of the Currency 400 7th Street NW, Suite 1E-216 ...

May 5, 2026

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ltr061115

June 11, 2015 U.S. House of Representatives Washington, D.C. 20515 Dear Representative: On behalf of the more than 6,000 community banks represented by ICBA and our affiliated state...

Aug 1, 2025

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18.05.14_RegJltr

Aug 1, 2025

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LetterinSupportofMakeCommunityBankingGreatAgainPrinciples

March 27, 2025 The Honorable French Hill Chairman Committee on Financial Services U.S. House of Representatives Washington, D.C. 20515 Re: Response to “Make Community Banking...

Nov 7, 2025

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Comments on Credit Card Late Fees

Submitted via regulations.gov August 1, 2022 Comment Intake —Credit Card Late Fees Consumer Financial Protection Bureau 1700 G Street NW Washington, DC 20552 RE: ADVANCE NOTICE OF...

Jul 31, 2025

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ICBA One Pager USDA Express

Support H.R. 5877, the “USDA Express Loan Act” As Congress writes a new farm bill in 2024, it presents an opportunity to address many needs facing farmers and ranchers. This includes quick...

Aug 7, 2025

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Joint Letter on FHFA Capital Standards

October 18, 2022 Delivered Electronically The Honorable Sandra Thompson Director Federal Housing Finance Agency Constitution Center 400 7th Street, SW Washington, D.C. 20219 ...

Jul 31, 2025

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CreditAnalystPrecoursework

Pre-Session Activity #1 “ROLE OF FINANCIAL INSTITUTIONS AND COMMERCIAL CREDIT” This pre-session activity relates to the first recording: “ROLE OF FINANCIAL INSTITUTIONS AND COMMERCIAL CREDIT”....

Aug 1, 2025

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Capital Summit Printable Registration

Consent to Use of Photos & Video Content Registration, attendance, or participation in an ICBA event constitutes an agreement by the participant to ICBA’s use and distribution (both now and...

Feb 9, 2026

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WI-5

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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OR-4

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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2024 ICBA_PAC Contributors

2024 ICBA PAC Contributors By Level Contributors $1-$499 Ms. Jill Aanenson Ms. Ashley Brooke Anderson Ms. Ali Atkins Mr. Hugh M. Bartels Ms. Lynn Acheson Mr. Bryan Anderson Mr. Bert...

Jul 30, 2025

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Florida-18

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Bulletin 5 CORRECTON - The Importance of Migrating Accurate Data

Review Steps for you to Take Bulletin ID: 338391 Topic Type: System Migration Ticket: N/A Solutions: TBS - Credit What you need to know ******************** CORRECTION...

Feb 13, 2026

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Letter to Senate Ag Committee on B&I Programs

February 26th, 2021 Chairwoman Debbie Stabenow Ranking Member John Boozman U.S. Senate Committee U.S. Senate Committee on Agriculture, Nutrition & Forestry on Agriculture, Nutrition...

Jul 31, 2025

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Legislative Update - Farm Bill (Updated Feb 2026)

February 2026 A Strong Farm Bill Supports a Strong Rural America Developing a new farm bill presents an opportunity to address many needs facing rural America and farmers and ranchers. A...

Feb 23, 2026

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New Mexico

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Joint Trades Letter Supporting Section 2885 in S.4049 -FY2021 NDAA

June 30, 2020 The Honorable James M. Inhofe Chairman Senate Armed Services Committee 228 Russell Senate Office Building Washington, DC 20510 The Honorable Adam Smith Chairman ...

Jul 31, 2025

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TX-6

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Joint Letter on Main Street Tax Certainty Act

The Honorable Ron Wyden The Honorable Richard Neal Chairman Chairman Committee on Finance Committee on Ways and Means United States Senate United States House of...

Jul 31, 2025

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Postal Banking White Paper 2021

POSTAL BANKING A Flawed Proposal in Pursuit of a Worthy Goal—A Series JUNE 2021 icba.org http://www.icba.org page 2 PART I: Postal Banking Would Jeopardize Mail Delivery on Which...

Jul 31, 2025

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Dispute Management Guidelines for Visa Merchants - 2018

Dispute Management Guidelines for Visa Merchants Table of Contents Dispute Management Guidelines for Visa Merchants i © 2018 Visa. All Rights Reserved. Contents Introduction . . . . . . . ....

Aug 1, 2025

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Maine

icba.org | info@icba.org | 866-422-8439 ADV_2687A26 Sources: FFIEC 2025 Q4 Call Reports, NCUA 2025 Q4 Call Reports, FDIC Statement of Deposits Reports, Tax Foundation, Kaiser Family Foundation, ...

May 13, 2026

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MI-12

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Minnesota-6

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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New York-19

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Bank Director Program Newsletter May-June

Inside 2 Combating Fraud One Attack at a Time 5 Vigilante Justice? Continued on page 4 Upcoming Events Bank Director Forums Livestreams Sept. 11 | Dec. 4 April 3 (recording) June 5 (recording) ...

Sep 12, 2025

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Coalition Letter in Support of H.R. 7894

September 14, 2020 The Honorable Nancy Pelosi The Honorable Kevin McCarthy Speaker Republican Leader The Honorable Steny Hoyer The Honorable Steve Scalise Majority...

Jul 31, 2025

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Mississippi

icba.org | info@icba.org | 866-422-8439 ADV_2687A26 Sources: FFIEC 2025 Q4 Call Reports, NCUA 2025 Q4 Call Reports, FDIC Statement of Deposits Reports, Tax Foundation, Kaiser Family Foundation, ...

May 13, 2026

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ICBA Corporate Governance Comment Letter

February 9, 2024 Mr. James P. Sheesley Assistant Executive Secretary Attention: Comments/Legal OES Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC 20429 Re:...

Jul 30, 2025

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Illinois-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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200121_QMjoint

1 January 21, 2020 The Honorable Kathleen L. Kraninger Director Consumer Financial Protection Bureau 1700 G Street NW Washington, DC 20552 Dear Director Kraninger: The undersigned...

Jul 31, 2025

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cl061417

June 14, 2017 Department of Housing and Urban Development Regulations Division Office of General Counsel 451 7th Street SW Room 10276 Washington, DC 20410-0500 Re: Reducing Regulatory...

Aug 1, 2025

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ND - Coverage Fact Sheet

Community Bank Presence in Contrast NORTH DAKOTA Community Bank Branch Locations Community banks in ND represent 95% of rural* counties 83% of LMI* counties 96% of all ND counties In...

Nov 3, 2025

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OH - SBA Fact Sheet

Community Bank Small Business Administration Lending OHIO SBA Lending by Community Banks, 2010-2025 Sources: FDIC Summary of Deposits, NCUA Call Reports, US Census, US Small Business...

Nov 3, 2025

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California-7

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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New York-13

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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test062514

Credit Availability in Rural America Sean Williams Independent Community Bankers of America House Agriculture Committee Subcommittee on Livestock, Rural Development...

Aug 1, 2025

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PA-3

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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ICBA Comments on Adopted Regulations and Inherited Regulations

Via electronic submission June 19, 2018 The Honorable J. Michael Mulvaney Acting Director Bureau of Consumer Financial Protection 1700 G Street, NW Washington, DC 20552 Re: Request...

Jul 31, 2025

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Technology Survey Results (2012)

Complete survey results and executive summary can be found at:: www.icba.org/goto/techresults or 2012techsurvey.plantemoran.com Survey sponsored by: 2012 ICBA CommunIty BAnk Technology Survey...

Aug 1, 2025

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FBI Threat and Intimidation Response Guide

U.S. Department of Justice Federal Bureau of Investigation IN-PERSON THREAT PHONED THREAT ELECTRONIC MESSAGE THREAT CYBER ATTACKS A physical IN-PERSON THREAT is when you are in ...

Jul 31, 2025

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Bulletin UPDATE 30 - Application Issue 01.20.2025

Bulletin ID: 417689 Topic Type: Incident Ticket: IN25016208575 Solutions: ACH Tracker Processing, Account Recon Positive Pay Advantage, Address Analysis, Anytime Lender, BASE2000, ...

Aug 7, 2025

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ltr072413

July 24, 2013 The Honorable Max Baucus The Honorable Orrin Hatch Chairman Ranking Member Committee on Finance Committee on Finance United States...

Aug 1, 2025

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Playbook_New_Product_Launch

Marketing Playbook New Product Launch Visa Confidential Notice of Confidentiality This presentation is furnished to you solely in your capacity as a customer of Visa Inc. and member of...

Aug 1, 2025

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Close Industrial Loan Company Loophole

CLOSE INDUSTRIAL LOAN COMPANY LOOPHOLE INDUSTRIAL LOAN COMPANIES: “BANKS” OWNED BY COMMERCIAL COMPANIES Industrial loan companies (ILCs) are the functional equivalent of full-service banks....

Jul 31, 2025

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ltr060313

June 3, 2013 Mr. Douglas W. Elmendorf Mr. Thomas A. Barthold Director Chief of Staff Congressional Budget Office Joint Committee on Taxation 402 Ford HOB 1625 Longworth HOB ...

Aug 1, 2025

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NM

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the outdated tax...

Jul 31, 2025

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Info Sheet - USSS Virtualized Cyber Incident Response Simulation - 10.13.21

United States Secret Service Cybercrime Investigations Virtual Cyber Incident Response Simulation October 13, 2021 Over the past several decades, the U.S. Secret Service has successfully...

Jul 31, 2025

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MO

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the outdated tax...

Jul 31, 2025

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California-41

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Bulletin NEW ISSUE - Application Issue 01.15.2025 ID 946703

Bulletin ID: 946703 Topic Type: Incident Ticket: IN25016208575 Solutions: BASE2000, BancPac, Bankway, Card Production, Commercial Capture Xpress, Connections, Digital One LFI, Direct...

Aug 7, 2025

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ltr122315

December 22, 2015 The Honorable Richard Cordray Director Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 Dear Director Cordray: The recent enactment of the...

Aug 1, 2025

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MN-6

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Testimony on Commodity Programs, Credit, and Crop Insurance

Testimony of Verlin “Gus” Barker President & CEO, First Community Bank On Behalf of the Independent Community Bankers of America Before the United States Senate Agriculture, Nutrition, &...

Jul 31, 2025

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test071514a

Testimony of Samuel A. Vallandingham President and CEO, The First State Bank Barboursville, West Virginia On behalf of the Independent Community Bankers of America Before the ...

Aug 1, 2025

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TX-20

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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