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Legislative Update - Digital Assets

July 2024 Digital Assets and Community Banks What’s at Stake. Community bankers are increasingly alarmed by the risks presented by digital assets, including scams and misrepresentations...

Jul 31, 2025

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cl042216

  April 22, 2016 Mr. Russell G. Golden Chairman Financial Accounting Standards Board 401 Merritt 7 Norwalk, CT 06856-5116 Re: Application of the Current Expected Credit Loss Model to...

Aug 1, 2025

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MT - SBA Fact Sheet

Community Bank Small Business Administration Lending MONTANA SBA Lending by Community Banks, 2010-2025 Sources: FDIC Summary of Deposits, NCUA Call Reports, US Census, US Small Business...

Oct 15, 2025

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ltr011714

January 17, 2014 U.S. Senate Washington, DC 20510 Dear Senator: The recent security breaches at Target, Neiman Marcus and others have made headlines and affected tens of millions of...

Aug 1, 2025

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California-9

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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19.09.19_Cannabis

September 19, 2019 The Honorable Nancy Pelosi The Honorable Kevin McCarthy Speaker of the House Minority Leader U.S. House of Representatives U.S. House of Representatives ...

Aug 1, 2025

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North Carolina-1

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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ltr051415a

May 14, 2015 The Honorable Orrin Hatch The Honorable Paul Ryan Chairman Chairman Senate Finance Committee House Ways and Means Committee Washington, DC 20515 Washington, DC 20515 ...

Aug 1, 2025

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Support for Small Lenders Exempt from New Data and Excessive Reporting Act

March 20, 2023 The Honorable French Hill The Honorable Blaine Luetkemeyer U.S. House of Representatives U.S. House of Representatives Washington, D.C. 20515 Washington, D.C. 20515 ...

Jul 31, 2025

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Missouri-1

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Aspiring PSPs - Best Practices

Get involved with independent state associations: • When certain regions align with your business targets, engage with the independent banking associations for those states. Aspiring Preferred...

Jul 31, 2025

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NH-1

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Support for USDA Express Loan Act

October 10, 2023 The Honorable Brad Finstad The Honorable Angie Craig U.S. House of Representatives U.S. House of Representatives Washington, D.C. 20515 Washington, D.C. 20515 Dear...

Jul 31, 2025

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New Jersey

icba.org | info@icba.org | 866-422-8439 ADV_2687A26 Sources: FFIEC 2025 Q4 Call Reports, NCUA 2025 Q4 Call Reports, FDIC Statement of Deposits Reports, Tax Foundation, Kaiser Family Foundation, ...

May 13, 2026

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ltr021914

February 19, 2014 The Honorable Mitch McConnell The Honorable Rand Paul Minority Leader United States Senate United States Senate Washington, D.C. 20510 Washington, D.C. 20510 Dear...

Aug 1, 2025

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Texas-7

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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cl060313a

June 3rd, 2013 Submitted electronically: http://www.regulations.gov Director Loan Making Division Farm Loan Programs (FLP) FSA, U.S. Department of Agriculture 1400 Independence...

Aug 1, 2025

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New Jersey-1

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Handouts for Small Business Customers

Your lender could be required to make your information public. Under current law, your lender could be required to release 20 points of data that could be used to identify you and your business....

Jul 31, 2025

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ltr122013

Payment System Improvement ICBA Comments on Federal Reserve Banks’ Consultation Paper December 2013 Contact: Cary Whaley Vice President Payments & Technology...

Aug 1, 2025

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test021215

Testimony of John Buhrmaster President & CEO Of First National Bank of Scotia Scotia, NY On behalf of the Independent Community Bankers of America Before the United...

Aug 1, 2025

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EberleyDeNovoBankLetter042114

April 21, 2014 Ms. Doreen R. Eberley Director Division of Risk Management Supervision 550 17th Street, NW Washington, D.C. 22429-9990 Dear Ms. Eberley: Thank you for meeting with...

Aug 1, 2025

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CA - SBA Fact Sheet

Community Bank Small Business Administration Lending CALIFORNIA SBA Lending by Community Banks, 2010-2025 Sources: FDIC Summary of Deposits, NCUA Call Reports, US Census, US Small Business...

Oct 15, 2025

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Access the March 2018 Content Calendar

Sunday Monday Tuesday Wednesday Thursday Friday Saturday 1 8 15 22 7 14 21 28 9 10 17 24 16 23 11 18 25 12 19 26 2 3 4 5 6 13 20 27 www.icba.org 29 30 31 National Be ...

Aug 1, 2025

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California-51

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Joint Industry Consumer Letter Flex

June 2, 2021 The Honorable Mark A. Calabria Director Federal Housing Finance Agency 400 7th Street, SW Washington, D.C. 20219 Hugh R. Frater Chief Executive Officer Fannie Mae...

Jul 31, 2025

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Michigan

icba.org | info@icba.org | 866-422-8439 ADV_2687A26 Sources: FFIEC 2025 Q4 Call Reports, NCUA 2025 Q4 Call Reports, FDIC Statement of Deposits Reports, Tax Foundation, Kaiser Family Foundation, ...

May 13, 2026

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ltr_datasecurity_17.12.19

The Honorable Bob Latta Chairman Subcommittee on Digital Commerce and Consumer Protection December 19, 2017 The Honorable Greg Walden Chairman Committee on Energy and...

Aug 1, 2025

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Massachusetts-3

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Regulatory Update - Deposit Insurance

July 2024 ICBA Regulatory Update: Deposit Insurance Topic/Issue: Deposit Insurance Reforms, Deposit Insurance Assessments Agency: FDIC Background and Status: I. Base Deposit...

Jul 31, 2025

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ltr050517

The Honorable Sonny Perdue Secretary US Department of Agriculture 1400 Independence Avenue SW Washington, D.C. 20250 Dear Secretary Perdue, On behalf of the American Bankers...

Aug 1, 2025

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Michigan-10

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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TX-9

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Wisconsin-7

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Certification News Summer 22

Houston Moore is Internal Auditor and Security Officer as well as an ICBA Certified Community Bank Internal Auditor and Certified Community Bank Compliance Officer at The Citizens National ...

Jul 31, 2025

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Letter on Meeting About Rural America

September 28, 2022 Rohit Chopra Director, Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 Dear Director Chopra: On behalf of the Independent Community...

Jul 31, 2025

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Washington-5

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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California-50

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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End Credit Union and Farm Credit System Tax Subsidies and Block Expansion Efforts

END CREDIT UNION AND FARM CREDIT SYSTEM TAX SUBSIDIES & BLOCK EXPANSION EFFORTS CREDIT UNION TAX SUBSIDY HAS OUTLIVED ANY JUSTIFICATION Federal credit unions are exempt from federal, state,...

Aug 1, 2025

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2018 Editorial Calendar

Sunday Monday Tuesday Wednesday Thursday Friday Saturday 1 8 15 22 29 7 14 21 28 9 10 17 24 31 16 23 30 11 18 25 12 19 26 2 3 4 5 6 13 20 27 Get our favorite tips for ...

Aug 1, 2025

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ltr100716

October 7, 2016 The Honorable Mike Rounds The Honorable Mark Warner United States Senate United States Senate Washington, D.C. 20510 Washington, D.C. 20510 Dear Senators...

Aug 1, 2025

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ICBA Comment Letter Taskforce RFI

June 1, 2020 The Honorable Kathleen Kraninger Director Consumer Financial Protection Bureau 1700 G Street NW Washington, DC 20552 RE: Request for Information to Assist the Taskforce...

Jul 31, 2025

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MI-3

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Georgia-1

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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TX-14

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Credit Unions and the Farm Credit System

CREDIT UNIONS AND THE FARM CREDIT SYSTEM THE EMERGENCE OF MEGA CREDIT UNIONS AND SURGE IN CREDIT UNION-BANK ACQUISITIONS Federal credit unions are exempt from federal, state, and local...

Jul 31, 2025

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19.07.26_NCUA

July 26, 2019 Mr. Gerard Poliquin Secretary of the Board National Credit Union Administration 1775 Duke Street Alexandria, VA 22314-3428 Re: Delay of Effective Date of the...

Aug 1, 2025

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Michigan-6

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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KS

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the outdated tax...

Jul 31, 2025

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AK

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the outdated tax...

Jul 31, 2025

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Digital Marketing & the Community Banking Difference Presentation

Telling Your Story Tips for Streamlining Your 2018 Marketing & Communications Plans Aleis Stokes SVP of Communications Carissa Hampton Director of Marketing Engagement Chris Lorence Group...

Aug 1, 2025

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ltr042115h

April 21, 2015 Majority Leader Kevin McCarthy H-107, US Capitol Washington, DC 20515 Minority Leader Nancy Pelosi H-204, US Capitol Washington, DC 20515 Dear Majority Leader...

Aug 1, 2025

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MediaKit_IB_2026_1-06-26

2026 MEDIA KIT JUNE 2018 independentbanker.org IC BA Independent Banker ■ June 20 18 ■ M & A C onsiderations How to avoid a culture clash after a merger or acquisition WHEN ...

Jan 7, 2026

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11.28.19_ Printable Thankful For(1)

IN MY COMMUNITY, I AM THANKFUL FOR...

Aug 1, 2025

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Hawaii

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Bulletin NEW ISSUE - Application Issue 01.15.2025 ID 861903

Bulletin ID: 861903 Topic Type: Incident Ticket: IN25016208575 Solutions: ACH Tracker Processing, Account Recon Positive Pay Advantage, Address Analysis, Anytime Lender, BASE2000, ...

Aug 7, 2025

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CoreTech_ICBA_ThoughtLeadership2025_AMANDA.pdf

THOUGHT LEADERSHIP 2025 To learn more and reserve your space: Contact: Amanda Myrick 651-675-7248 | amyrick@icbabanks.org Guest Experts: Core Technology Space Reservation Due: February 18th,...

Oct 4, 2025

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Treasury Checks for EIPs

DEPARTMENT OF THE TREASURY BUREAU OF THE FISCAL SERVICE WASHINGTON, DC 20227 December 29, 2020 Notice to financial institutions: Treasury Checks for Economic Impact Payments As...

Jul 31, 2025

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Illinois-6

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Support for Promoting Access to Capital in Underbanked Communities Act

April 19, 2021 The Honorable Andy Barr U.S. House of Representatives Washington, D.C. 20515 Dear Representative Barr: On behalf of community banks across the country, with more...

Aug 12, 2025

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