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FedNow Community Bank Talking Points
What is FedNow? The nation’s payment infrastructure is safe and secure but needs to evolve with consumers’ banking habits and needs. As we look to modernize the payment infrastructure in ways...
Joint Trades Letter to OCC Regarding 2020 CRA Rescission
October 29, 2021 Via Electronic Submission Chief Counsel’s Office Attention: Comment Processing Office of the Comptroller of the Currency 400 7th Street, SW, Suite 3E-218 Washington, DC...
Connecticut-1
icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...
Account Takeover Fraud Techniques - Visa
Article ID: AI10566 Best Practices 11 February 2021 Best Practices to Mitigate Risk of Account Takeover Fraud Global | Acquirers, Issuers, Processors, Agents Visa, Interlink, Plus...
Missouri-8
icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...
Joint Letter on Patent Reform Legislation
June 27, 2022 Senate Committee on the Judiciary Senate Committee on the Judiciary Senator Richard Durbin, Chairman Senator Charles Grassley, Ranking 224 Dirksen Senate Office Building 224...
Alaska
Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the...
Joint Meeting Request on GSE Amendments
August 17, 2021 The Honorable Janet Yellen The Honorable Sandra L. Thompson Secretary Acting Director U.S. Department of the Treasury Federal Housing Finance Agency 1500...
Legislative Update - Tax Policy (Updated October 2025)
October 2025 ICBA Legislative Update: H.R. 1, the One Big Beautiful Bill Act, Signed into Law Highlights of the new law include: • Individual tax rates are permanently extended • The...
ICBA QM ANPR CFPB-2019-0039
September 16, 2019 The Honorable Kathleen Kraninger Director Consumer Financial Protection Bureau Comment Intake 1700 G Street NW Washington, DC 20552 Re: ATR/QM ANPR; Docket...
Disclosure of Cryptoasset Exposures
January 29, 2024 Basel Committee on Banking Supervision Bank of International Settlements Centralbahnplatz 2 4051 Basel Switzerland Re: Consultative Document: Disclosure of...
ICBA Response to Federal Reserve Board R-1891.pdf
June 8, 2026 Benjamin W. McDonough Deputy Secretary Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue NW Washington, DC 20551 RE: Request for Comment...
Federal Reserve PSR Policy Comment Letter
August 2, 2021 Via Electronic Submission Ann E. Misback Secretary Board of Governors of the Federal Reserve System 20th Street Constitution Avenue, NW Washington, DC 20551 RE: ...
Support for Passage of SECURE Notarization Act
June 23, 2022 The Honorable Frank Pallone United States House of Representatives 2107 Rayburn House Office Building Washington, DC 20515 The Honorable Cathy McMorris Rodgers United...
Legislative Update - Section 1071 Small Business Data Collection (July 2026)
July 2026 ICBA Legislative Update: Small Business Data Collection Requirements (Dodd-Frank Section 1071) Overview: While the CFPB has issued a favorable final rule that would...
FHFA Short Term Rental Unit RFI
July 5, 2021 Sandra Thompson Acting Director Federal Housing Finance Agency 400 7th St. SW 10th Floor Washington, DC 20219 RE: Short Term Rental Units in Condominium,...
18.05.29_BCFPengagement
Via electronic submission May 29, 2018 The Honorable Mick Mulvaney Acting Director Bureau of Consumer Financial Protection 1700 G Street, NW Washington, DC 20552 Re:...
ICBA Social Media Cheat Sheet
Video (including live), images, events, trending topics Images, video, GIFs & links that are timely and newsworthy Short and long-form thought leadership & industry trends Images & videos...
TN-6
icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...
Comments on Title 1 Manufactured Home Limits
December 19, 2022 The Honorable Julia Gordon Assistant Secretary for Housing and Federal Housing Commissioner Federal Housing Administration U.S. Department of Housing and Urban Development ...
West Virginia
icba.org | info@icba.org | 866-422-8439 ADV_2687A26 Sources: FFIEC 2025 Q4 Call Reports, NCUA 2025 Q4 Call Reports, FDIC Statement of Deposits Reports, Tax Foundation, Kaiser Family Foundation, ...
ICBA Comments on CFPB Mortgage Servicing Proposal
September 9, 2024 Comment Intake Consumer Financial Protection Bureau 1700 G Street NW Washington, DC 20552 Re: Streamlining Mortgage Servicing for Borrowers Experiencing Payment...
18.06.11_Agency2155ltr
June 11, 2018 The Honorable Jerome H. Powell, Chairman Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue, NW Washington, DC 20551 The Honorable...
cl010615
January 6, 2015 Alfred M. Pollard, General Counsel Attention: Comments/RIN 2590-AA39 Federal Housing Finance Agency 400 Seventh Street SW, Eighth Floor Washington, D.C. 20024 Re:...
Legislative and Regulatory Update - Trigger Leads (Updated May 2025)
May 2025 ICBA Regulatory Update: Trigger Leads Topic/Issue: Mortgage Trigger Leads Agency: CFPB Status: A trigger lead is a marketing product that credit reporting...
Capital Rules Letter to FHFA
1 December 1, 2022 Dear Director Thompson: We write with great concern, urging you to immediately issue an interim final rule that would modernize Federal...
New York-3
icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...
ltr072415
July 24, 2015 The Honorable John A. Boehner The Honorable Nancy Pelosi Speaker Democratic Leader U.S. House of Representatives U.S. House of Representatives Washington, D.C. 20515 ...
Joint Trade Letter to FHFA on Historical Data
1 May 13, 2024 Federal Housing Finance Agency Office of the Director 400 7th Street, SW, 9th Floor Washington, DC 20219 Re: Release of Historical Credit Score Data ...
Comments on Travel Rule Proposal
Via electronic submission November 25, 2020 Ann E. Misback Secretary Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue, NW Washington, DC...
letter080715
August 7, 2015 The Honorable Heidi Heitkamp United States Senate Washington, D.C. 20510 Dear Senator Heitkamp: On behalf of the more than 6,000 community banks represented by ICBA, I...
California-3
icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...
Utah-3
icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...
Letter to FHFA on Duty to Serve Proposals
July 16, 2021 Sandra Thompson Acting Director Federal Housing Finance Agency 400 7th St. SW 10th Floor Washington, DC 20219 RE: Fannie Mae and Freddie Mac Proposed 2022 - 2024...
S. 2155 Senate Yes Votes
1 Sen. Alenxander, R-Tenn. Sen. Barasso, R-Wyo. Sen. Bennet, D-Colo. Sen. Blunt, R-Mo. Sen. Boozman, R-Ark. Sen. Burr, R-N.C. Sen. Capito, R-W.Va. Sen. Carper, D-Del. Sen....
NY-10
icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...
cl060415a
June 4, 2015 Honorable Thomas E. Perez United States Secretary of Labor 200 Constitution Ave., NW Washington, DC 20210 Dear Secretary Perez: Recently, it was announced that...
fcscl121714
December 17, 2014 Mr. Barry F. Mardock Deputy Director, Office of Regulatory Policy Farm Credit Administration 1501 Farm Credit Drive McLean, VA 22102-5090 Re: RIN 3052-ADO2; Proposed...
cl091914
September 19, 2014 Robert E. Feldman, Executive Secretary Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC 20429 Re: Assessments; RIN 3064-AE16 Dear Mr....
Crop Insurance Coalition Budget Letter - Perdue
February 19, 2019 Dear Secretary Perdue: As the Administration develops and considers its budget proposals for the year, we respectfully urge you to protect crop insurance and recognize its...
MN - Coverage Fact Sheet
Community Bank Presence in Contrast MINNESOTA Community Bank Branch Locations Community banks in MN represent 100% of rural* counties 100% of LMI* counties 100% of all MN counties In...
20.08.21_CFPB_ltr
Via electronic mail August 21, 2020 Bureau of Consumer Financial Protection Comment Intake 1700 G Street, NW Washington, DC 20552 RE: Proposed AO Program [Docket No. CFPB-2020-0019] ...
Comments on Cloud Computing Business Practices
June 23, 2023 Via Electronic Submission Federal Trade Commission Office of the Secretary 600 Pennsylvania Avenue NW Washington, DC 20580 Dear Sir or Madam, The...
Letter on Off-Site Exams During Pandemic
October 12, 2021 Mr. James P. Sheesley Assistant Executive Secretary Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC 20429 Attention: Comments RIN 3064–ZA27 ...
ltr042115h
April 21, 2015 Majority Leader Kevin McCarthy H-107, US Capitol Washington, DC 20515 Minority Leader Nancy Pelosi H-204, US Capitol Washington, DC 20515 Dear Majority Leader...
ltr111915a
November 19, 2015 The Honorable Mitch McConnell The Honorable Harry Reid Majority Leader Minority Leader United States Senate United States Senate Washington, D. C. 20510 ...
Full page with bleeds
A R E YO U R E A DY ? Join your community banking friends and family at the Henry B. González Convention Center. Take a break from winter in the San Antonio sun. Come to learn, be inspired, and...
Coalition Letter in Support of H.R. 7894
September 14, 2020 The Honorable Nancy Pelosi The Honorable Kevin McCarthy Speaker Republican Leader The Honorable Steny Hoyer The Honorable Steve Scalise Majority...
ID - SBA Fact Sheet
Community Bank Small Business Administration Lending IDAHO SBA Lending by Community Banks, 2010-2025 Sources: FDIC Summary of Deposits, NCUA Call Reports, US Census, US Small Business...
Comments on Convertible Virtual Currency Requirements
Via Electronic Submission January 4, 2021 Policy Division Financial Crimes Enforcement Network P.O. Box 39 Vienna, VA 22183 RE: Docket Number 2020-0020; RIN 1506-AB47...
test040814
On behalf of the Independent Community Bankers of America (ICBA) and the nearly 7,000 community banks we represent, thank you for convening this important subcommittee hearing entitled “Trolling...
cl121113a
December 11, 2013 Legislative and Regulatory Activities Division Office of the Comptroller of the Currency 400 7th Street SW Suite 3E-218 Mail Stop 9W-11 Washington, DC 20219 Docket ID:...
2020 ICBPAC Agenda
ICBPAC Committee Meeting Agenda October 9, 2020, 10:00 a.m. – 11:45 a.m. Link to committee page and call information: https://www.ICBA.org/FallMeetings-PAC 10:00 a.m. – 10:20 a.m. Welcome...
CUNAFLYINBACKGROUNDER
The Credit Union Legislative Agenda: The Community Bank Perspective Issue: The Credit Union Tax Exemption The Community Bank Perspective: The credit union tax exemption was conditioned on a...
18.01.29_JointLTR
January 29, 2018 The Honorable Mitch McConnell The Honorable Charles E. Schumer Majority Leader Minority Leader United States Senate United States Senate Washington, D.C. 20510 ...
California-19
icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...
Response to Request for Information on Data Brokers
July 14, 2023 The Honorable Rohit Chopra Director Consumer Financial Protection Bureau 1700 G Street NW Washington, DC 20552 RE: Request for Information: Data Brokers and Other...
Mississippi-1
icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...