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2 - FLPP Agreement All Processors

AMENDMENT TO ADD FRAUD LOSS PROTECTION PLAN TO AGREEMENT WITH ICBA PAYMENTS This Amendment (“Amendment”), effective as of __________________, 20__ (the “Effective Date”), is to that certain...

Jul 31, 2025

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Georgia-7

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Brief Regarding Injunction Against Banking Agencies' CRA Final Rule

No. 24-10367 In the United States Court of Appeals for the Fifth Circuit TEXAS BANKERS ASSOCIATION; AMARILLO CHAMBER OF COMMERCE; AMERICAN BANKERS ASSOCIATION; CHAMBER OF COMMERCE OF...

Jul 30, 2025

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Alaska at Large

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Joint Letter on VA Home Guaranty Program

January 17, 2023 Secretary Denis R. McDonough U.S. Department of Veterans Affairs 810 Vermont Avenue, NW Washington, DC 20420 RE: Comment Regarding Advance Notice of Proposed...

Jul 31, 2025

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CA-31

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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CT-5

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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ICBPAC Committee Agenda

icba.org | info@icba.org | 866-443-4222 ONE MISSION. COMMUNITY BANKS.® ICBA Political Action Committee Meeting Agenda May 15, 2023, 8:30 a.m. – 11:00 a.m. (continental breakfast...

Jul 31, 2025

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Unfairness and Discrimination Examining the CFPBs Conflation of Distinct Statutory Concepts

June 2022 Unfairness and Discrimination | 1 Unfairness and Discrimination Examining the CFPB’s Conflation of Distinct Statutory Concepts June 2022 Unfairness and...

Sep 25, 2025

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FedNow Service Product Sheet

FedNowSM Service A new infrastructure to support 24x7x365 instant payments In today’s digital world, people have everything at their fingertips. They expect to connect with others immediately,...

Jul 31, 2025

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Legislative Update - Credit Card Competition (Updated May 2025)

May 2025 ICBA Legislative Update: Credit Card Routing Mandates Status: The Credit Card Competition Act would create new credit card routing mandates requiring banks with over $100 billion...

Aug 7, 2025

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Request for comment extension CFPB ECOA RFI

August 10, 2020 Kathleen Kraninger Director Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 Re: Notice and Request for Information on the Equal Credit...

Jul 31, 2025

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OK-4

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Comments on Treasury Digital Assets Request

August 8, 2022 Via Electronic Submission Natalia Li Deputy Director, Office of Financial Institutions Policy U.S. Department of the Treasury Office of Financial Institutions...

Jul 31, 2025

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Bank Director Program Newsletter Sept-Oct

Price Pullback Prospects Availability of Discount Bonds Causes a Rethink of Strategies By Jim Reber I’ve learned a few things about human nature as it relates to bond portfolio management over...

Jul 31, 2025

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ICBA_Letter_Support_HR1426_17.03.31

March 31, 2017 The Honorable Keith Rothfus U.S. House of Representatives Washington, D. C. 20515 Dear Representative Rothfus: On behalf of the more than 5,800 community banks...

Aug 1, 2025

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New Jersey

icba.org | info@icba.org | 866-422-8439 ADV_2687A26 Sources: FFIEC 2025 Q4 Call Reports, NCUA 2025 Q4 Call Reports, FDIC Statement of Deposits Reports, Tax Foundation, Kaiser Family Foundation, ...

May 13, 2026

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BPI Letter of Support for the Close the Shadow Banking Loophole Act 1.29.26.pdf

January 29, 2026 The Honorable John Kennedy United States Senate U.S. Senate Committee on Banking, Housing, and Urban Affairs 437 Russell Senate Office Building Washington, D.C....

Jan 29, 2026

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ICBA Letter Regarding Credit Unions Crisis Exploitation

May 11, 2020 The Honorable Mike Crapo The Honorable Sherrod Brown Chairman Ranking Member Committee on Banking, Housing, Committee on Banking, Housing, & Urban Affairs & Urban...

Jul 31, 2025

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Maryland-3

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Indiana-5

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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2 - TBS to P1C FAQ June 2023

TBS to P1C FAQs www.fisglobal.com ©2022 FIS and/or its subsidiaries. All Rights Reserved 1 TBS to Payments One Credit (P1C) FAQ’s Q: Why are we...

Jul 31, 2025

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MI - SBA Fact Sheet

Community Bank Small Business Administration Lending MICHIGAN SBA Lending by Community Banks, 2010-2025 Sources: FDIC Summary of Deposits, NCUA Call Reports, US Census, US Small Business...

Nov 3, 2025

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Final Rural America S 2155

The Economic Growth, Regulatory Relief and Consumer Protection Act (S. 2155) would stimulate rural economic and jobs growth by providing regulatory relief for community banks, which serve as the ...

Aug 1, 2025

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Expense Policy - Copy

J:\Common\Policies\General Member Expense Policy March 2017.doc Independent Community Bankers of America EXPENSE ACCOUNT POLICY GENERAL GUIDELINES  When...

Jul 31, 2025

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TN - Coverage Fact Sheet

Community Bank Presence in Contrast TENNESSEE Community Bank Branch Locations Community banks in TN represent 100% of rural* counties 100% of LMI* counties 100% of all TN counties In...

Oct 15, 2025

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TaxConfereeLtr17.12.07

December 7, 2017 The Honorable Kevin P. Brady The Honorable Orrin G. Hatch Chairman Chairman Committee on Ways and Means Committee on Finance U.S. House of Representatives U.S....

Aug 1, 2025

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18.07.20_NACHAltr

Submitted via email July 20, 2018 Mr. Michael Herd Senior Vice President, ACH Network Administration NACHA – The Electronic Payment Association 2550 Wasser Terrace, Suite 400 ...

Aug 1, 2025

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ICBA Comments on Remittance Transfer Delay

January 15, 2013 Submitted via http://www.regulations.gov Ms. Monica Jackson, Office of the Executive Secretary Bureau of Consumer Financial Protection 1700 G Street, NW Washington,...

Aug 1, 2025

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NextGen 2021 Sample Scholarship Application Form

Application for the NextGen Scholarship ICBA LEAD FWD SUMMIT 2021 Scholarships Available: Only one scholarship is available. Scholarship Includes: Complimentary registration (and all benefits...

Jul 31, 2025

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Maryland-6

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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20.03.24_RegDltr

Via electronic submission March 24, 2020 The Honorable Jerome H. Powell, Chairman Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue NW Washington,...

Jul 31, 2025

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Wisconsin-5

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Utah-4

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Bank Director Program Newsletter - Nov/Dec 2017

6 In response to the economic downturn, the bank regulatory authorities imposed a remarkable number of administrative actions on fi nancial institutions. The fi rst wave of such matters...

Aug 1, 2025

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Introduction to VISA Chip (VISA Issuers Only)

1 EMV chip background and overview 2 Note: Training materials and best practice recommendations are provided for informational purposes only and should not be relied upon for marketing,...

Aug 1, 2025

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ltr080317

August 3, 2017 The Honorable Ann Wagner Chairman Subcommittee on Oversight and Investigations Committee on Financial Services U.S. House of Representatives Washington, D.C. 20515 ...

Aug 1, 2025

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BPI-ICBA Affirm ILC Comment Letter (2-25-26)vfinalforsubmission.pdf

February 25, 2026 Regional Director Paul Worthing Federal Deposit Insurance Corporation San Francisco Regional Office 25 Jessie Street at Ecker Square Suite 2300 San Francisco, CA...

Feb 26, 2026

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Letter to the Federal Reserve About the Critically Important Role of FHLBs

December 09, 2024 Ms. Ann E. Misback Secretary Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue NW Washington, DC 20551 Dear Ms. Misback, ...

Jul 30, 2025

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CO-6

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Ad Resize 6.5x2 NO BLEEDS

REGISTRATION IS OPEN! ICBA LIVE is your destination for the latest in community bank education and innovation. Network with fellow community bankers, hear from inspiring speakers, and soak up the...

Jul 31, 2025

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Kansas-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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The Safe Banking Act of 2019 (H.R. 1595)

Rep. Aguilar, Pete [D-CA-31]* Rep. Barragan, Nanette Diaz [D-CA-44]* Rep. Beyer, Donald S., Jr. [D-VA-8]* Rep. Blumenauer, Earl [D-OR-3]* Rep. Bonamici, Suzanne [D-OR-1]* Rep. Boyle, Brendan...

Aug 1, 2025

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Vermont

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the...

Jul 31, 2025

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ltr070115

July 1, 2015 Via Electronic Delivery Robert deV. Frierson, Secretary, Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue NW. Washington, DC 20551. ...

Aug 1, 2025

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19.01.28_AdvocacyAR

2018 ICBA ADVOCACY ANNUAL REPORT 2018 ADVOCACY ANNUAL REPORT In 2018, thousands of community bankers worked in tandem with ICBA advocacy staff on a diverse range of issues including...

Aug 1, 2025

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North Carolina-14

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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State Association Joint Letter Opposing Credit Card Competition Act

July 11, 2023 The Honorable Charles Schumer The Honorable Mitch McConnell Majority Leader Minority Leader United States Senate United States Senate Washington, D.C. 20510 ...

Jul 31, 2025

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State Associations Joint Letter to Representatives Supporting the ACRE Act

March 5, 2025 United States House of Representatives Washington, D.C. 20515 Dear Representative: On behalf of the Independent Community Bankers of America (ICBA) and community banks...

Jul 30, 2025

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8 - TBS to P1C Cardholder FAQ

TBS to P1C Cardholder FAQs @2023 FIS and/or subsidiaries. All Rights Reserved. version 1.0 2 TBS to P1C Cardholder FAQ Table of Contents Purpose and Outline...

Jul 31, 2025

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PA-9

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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ICBA CBLR Letter (RIN 3064-AG17) 1.30.26.pdf

January 30, 2026 Federal Deposit Insurance Corporation Jennifer M. Jones, Deputy Executive Secretary Attention: Comments/Legal OES RIN 3064-AG17 550 17th Street NW Washington, DC 20429. ...

Jan 30, 2026

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Rhode Island

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Iowa-1

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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ICBA Letter Supporting Senate ACRE Act

July 20, 2023 The Honorable Jerry Moran The Honorable Angus King United States Senate United States Senate Washington, D.C. 20510 Washington, D.C. 20510 Dear Senators Moran and...

Jul 31, 2025

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SAFEsummary19.10.09

October 9, 2019 www.icba.org ⋅ info@icba.org ⋅ 800-422-8439 Secure and Fair Enforcement Banking Act of 2019 Need for Legislation While cannabis use is illegal under Federal law,...

Aug 1, 2025

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Virginia-4

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Texas-34

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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ME

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the outdated tax...

Jul 31, 2025

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18.10.24_FCCltr

Via electronic submission October 24, 2018 Ms. Marlene H. Dortch Secretary Federal Communications Commission 445 12th Street, SW Washington, DC 20554 Re: Public Notice –...

Aug 1, 2025

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