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ACRE Summary and Talking Points

Access to Credit for our Rural Economy Act of 2023 (ACRE) Need for Legislation Background – Producers as well as rural communities built around agriculture must have access to affordable...

Jul 31, 2025

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MS

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the outdated tax...

Jul 31, 2025

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Bulletin UPDATE 06 - Application Issue 01.15.2025

Bulletin ID: 226696 Topic Type: Incident Ticket: IN25016208575 Solutions: ACH Tracker Processing, Account Recon Positive Pay Advantage, Address Analysis, Anytime Lender, BASE2000, ...

Aug 7, 2025

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19.09.03_SBA

Small Business Access to Capital Coalition 1 Small Business Access to Capital Coalition September 3, 2019 The Honorable John Kennedy Chair, Subcommittee on Financial Services &...

Aug 1, 2025

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State Letter on House Resolution Disapproving 1071 Rule

April 18, 2023 United States House of Representatives Washington, D.C. 20515 Dear Representative: On behalf of the Independent Community Bankers of America (ICBA), the undersigned...

Jul 31, 2025

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TN-4

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Legislative Update - Credit Card Competition Apr

September 2024 ICBA Legislative Update: Credit Card Routing Mandates Status: The Credit Card Competition Act (S. 1838/H.R. 3881) would create new credit card routing mandates requiring...

Aug 7, 2025

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New York-16

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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FHLB Housing Goals Amendments Letter

January 31, 2019 Alfred M. Pollard General Counsel Federal Housing Finance Agency 400 7th St SW Washington, DC 20024 Re: Federal Home Loan Bank Housing Goals Amendments; RIN 2590-AA82 ...

Jul 31, 2025

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ltr050813

May 8, 2013 Dear Senator and Representative: The American Bankers Association (ABA) and the Independent Community Bankers of America (ICBA), which represent the vast majority of all...

Aug 1, 2025

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DataSecurityLtr18.01.05

January 4, 2018 The Honorable Greg Walden Chairman House Energy & Commerce Committee 2125 Rayburn House Office Building Washington, DC 20515 The Honorable Bob Latta Chairman ...

Aug 1, 2025

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Minnesota-1

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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New York-1

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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ICBA S. 2155 Media Alert

ICBA Offers Summary of S. 2155 Ahead of Senate Vote ATTENTION MEDIA: The Senate is expected to vote next week on pro-community bank legislation, the bipartisan Economic Growth, Regulatory...

Aug 1, 2025

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test021215

Testimony of John Buhrmaster President & CEO Of First National Bank of Scotia Scotia, NY On behalf of the Independent Community Bankers of America Before the United...

Aug 1, 2025

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Iowa-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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cl091917

September 19, 2017 Legislative and Regulatory Activities Division Office of the Comptroller of the Currency 400 7th Street SW Suite 3E-218 Washington, DC 20210 Re: Comment on...

Aug 1, 2025

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Letter to Chairman McWilliams Concerning ILCs

March 16, 2020 Jelena McWilliams Chairman Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC 20429 Re: Deposit Insurance Applications by Industrial Banks and ILCs ...

Jul 31, 2025

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Washington-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Mastercard_Covid-19 Security Alert

Covid-19 Security Alert From Mastercard The COVID-19 pandemic has triggered a notable increase in cyber-attacks as fraudsters look to take advantage of system vulnerabilities and changes in...

Jul 31, 2025

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Availability of Funds and Collection of Checks (Regulation CC) Extension Letter

Via electronic submission May 4, 2020 Mr. Gavin L. Smith Senior Counsel, Legal Division Federal Reserve Board of Governors 20 C Street, NW Washington, DC 20551 Mr. Joseph Barresi ...

Jul 31, 2025

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ICBA LETTER RE FLOOD INSURANCE TO HOUSE

September 9, 2013 U.S. House of Representatives Washington, D.C. 20515 Dear Representative: On behalf of the 7,000 community banks represented by ICBA, I write to express our serious...

Aug 1, 2025

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ltr042315

April 23, 2015 Mr. Gerard Poliquin Secretary of the Board National Credit Union Administration 1775 Duke Street Alexandria, VA 22314-3428 Re: National Credit Union Administration...

Aug 1, 2025

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ltr092915

September 29, 2015 The Honorable Mitch McConnell The Honorable Harry Reid Majority Leader Minority Leader United States Senate United States Senate Washington, D.C. 20510 ...

Aug 1, 2025

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New York-26

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Washington-8

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Pennsylvania-7

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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ltr092915b

September 29, 2015 The Honorable Jeb Hensarling The Honorable Maxine Waters Chairman Ranking Member Committee on Financial Services Committee on Financial Services U.S. House of...

Aug 1, 2025

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ltr090815

September 8, 2015 The Honorable Richard C. Shelby The Honorable Sherrod Brown Chairman Ranking Member Senate Committee on Banking, Housing Senate Committee on Banking, Housing ...

Aug 1, 2025

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18.12.14_FasterPaymentsCL

Submitted via email: regs.comments@federalreserve.gov December 14, 2018 Ms. Ann E. Misback Secretary Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue...

Aug 1, 2025

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ltr101416

October 14, 2016 The Honorable Charles Schumer United States Senate Washington, D.C. 20510 Dear Senator Schumer: On behalf of the nearly 6,000 community banks represented by...

Aug 1, 2025

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Wyoming

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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WY - Coverage Fact Sheet

Community Bank Presence in Contrast WYOMING Community Bank Branch Locations Community banks in WY represent 100% of rural* counties 100% of LMI* counties 100% of all WY counties In...

Nov 3, 2025

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California-6

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Massachusetts-8

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Certification News 2017 Fall

Newsletter for Audit, Compliance, Security, IT, Credit Analyst, Lending, and BSA Officers Fall 2017 Certification news 2018 CERTIFICATION...

Aug 1, 2025

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Wisconsin-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Arizona-3

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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With Training and Commitment the Sky is the Limit!

THE SkY IS THE LImIT! with training and commitment Vice President and Retail Sales Manager of Croghan Colonial Bank Chuck Barteck jokes that over the course of his 29-year banking career he’s...

Aug 1, 2025

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PA - SBA Fact Sheet

Community Bank Small Business Administration Lending PENNSYLVANIA SBA Lending by Community Banks, 2010-2025 Sources: FDIC Summary of Deposits, NCUA Call Reports, US Census, US Small Business...

Oct 15, 2025

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CA-5

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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19.03.26_GSEstatement

www.icba.org/advocacy March 26, 2019 Housing Finance: The Community Bank Perspective Chairman Crapo, Ranking Member Brown, members of the Committee, the Independent Community Bankers...

Aug 1, 2025

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NM-3

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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HomeDepotJointMotiontoExtendDeadlines

IN THE UNITED STATES DISTRICT COURT FOR THE NORTHERN DISTRICT OF GEORGIA ATLANTA DIVISION ___________________________________ ) In re: The Home Depot, Inc., Customer ) ...

Aug 1, 2025

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19.06.04_Bowmanltr

June 4, 2019 The Honorable Mike Crapo The Honorable Sherrod Brown Chairman Ranking Member Committee on Banking, Housing Committee on Banking, Housing & Urban Affairs & Urban...

Aug 1, 2025

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Utah-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Testimony on SBA 7(a) Final Rule

Testimony of Alice P. Frazier President and Chief Executive Officer Bank of Charles Town On behalf of the Independent Community Bankers of America Before the United...

Jul 31, 2025

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Lender Livestock Trust Letter 7-28-20

July 28, 2020 The Honorable Pat Roberts The Honorable Debbie Stabenow Chairman Ranking Member U.S. Senate Committee U.S. Senate Committee on Agriculture, Nutrition &...

Jul 31, 2025

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Bulletin UPDATE 01 - Missing Payments Issue 01.21.2025

Bulletin ID: 681774 Topic Type: Issue Ticket: N/A Solutions: BASE2000, Payments One Credit (P1C), TBS - Credit What you need to know As communicated earlier, FIS® has identified...

Aug 7, 2025

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AR - SBA Fact Sheet

Community Bank Small Business Administration Lending ARKANSAS SBA Lending by Community Banks, 2010-2025 Sources: FDIC Summary of Deposits, NCUA Call Reports, US Census, US Small Business...

Nov 3, 2025

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Joint_Trades_OCC_FinTech_Charter_Comment_Letter_vF

January 17, 2017 Via Electronic Mail Office of the Comptroller of the Currency 400 7th Street, S.W. Washington, D.C. 20219 Re: Exploring Special Purpose National Bank Charters for...

Aug 1, 2025

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ICBA Statement for PPP Hearing 9-25-2020

www.icba.org/advocacy September 25, 2020 Paycheck Protection Program: The Need for Simplified Forgiveness The Independent Community Bankers of America, representing community banks across...

Jul 31, 2025

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ltr042115a

April 21, 2015 The Honorable Mitch McConnell Majority Leader United States Senate Washington, D.C. 20510 Dear Leader McConnell: On behalf of the more than 6,000 community banks...

Aug 1, 2025

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ICBA Supplemental Debt Collection Comment Letter

Via electronic submission July 30, 2020 The Honorable Kathleen Kraninger Director Consumer Financial Protection Bureau 1700 G Street NW Washington, DC 20552 RE: Debt Collection...

Jul 31, 2025

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19.07.26_NCUA

July 26, 2019 Mr. Gerard Poliquin Secretary of the Board National Credit Union Administration 1775 Duke Street Alexandria, VA 22314-3428 Re: Delay of Effective Date of the...

Aug 1, 2025

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Human Resource Course Catalog

Human Resource Certificate Program Course Catalog Introduction to the Human Resources Generalist Certificate Program This short introductory course will give you an overview of the program,...

Jul 31, 2025

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CO - Coverage Fact Sheet

Community Bank Presence in Contrast COLORADO Community Bank Branch Locations Community banks in CO represent 100% of rural* counties 92% of LMI* counties 97% of all CO counties In many...

Oct 15, 2025

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Online-Content-Marketing-2025

independentbanker.org // 9 DIGITAL OPPORTUNITIES  2025 Online Content Marketing SPONSORED CONTENT OR VIDEO PACKAGE Share your messaging on independentbanker.org. Each package includes: ...

Oct 4, 2025

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Georgia-10

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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IB Websites

2016 Media Information | ICBA Independent Banker®12 The Value of a Media Mix When buying ads from both print and online versions of a media brand, the combined frequency is targeting the most...

Aug 1, 2025

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