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Comment Letter on Banks Statutory Obligations under Section 1033.pdf

June 23, 2025 The Hon. Russell Vought Acting Director Consumer Financial Protection Bureau 1700 G St NW, Washington, DC 20552 RE: Banks’ Statutory Obligation to Provide Consumers Access...

Aug 12, 2025

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RI - Coverage Fact Sheet

icba.org Community Bank Presence in Contrast RHODE ISLAND Community Bank Branch Locations Community banks in RI represent 100% of all RI counties Community banks average 22 branches per...

Oct 15, 2025

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ltr042517

April 25, 2017 Dear Chairman Hensarling, The undersigned trade associations representing nearly every bank and credit union across the nation write today in support of Section 735 of...

Aug 1, 2025

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Seasoned QM NPR Comment Letter

via electronic submission October 1, 2020 Comment Intake – Seasoned QM Bureau of Consumer Financial Protection 1700 G Street NW Washington, DC 20552. Re: Qualified Mortgage Definition...

Jul 31, 2025

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JOINT ICBA-STATE ASSN LETTER IN SUPPORT OF NEW HOUSING LEGISLATION 5.19.2026.pdf

May 19, 2026 The Honorable John Thune The Honorable Charles Schumer Majority Leader Democratic Leader U.S. Senate U.S. Senate Washington, D.C. 20510 Washington, D.C. 20510 ...

May 19, 2026

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fasb121515

December 15, 2015 Mr. Russell G. Golden Chairman Financial Accounting Standards Board 401 Merritt 7 Norwalk, CT 06856-5116 Re: Remarks at the AICPA Conference on Current SEC & PCAOB...

Aug 1, 2025

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Stablecoin One Pager

Local Lending Is at Risk Stablecoins pose the threat of siphoning deposits away from community banks, which rely heavily on local deposits to fund lending to Main Street. As deposits and lending ...

Dec 11, 2025

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Pennsylvania-13

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Full page no bleeds

A R E YO U R E A DY ? Join your community banking friends and family at the Henry B. González Convention Center. Take a break from winter in the San Antonio sun. Come to learn, be inspired, and...

Jul 31, 2025

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NY-20

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Ohio-9

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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KS - SBA Fact Sheet

Community Bank Small Business Administration Lending KANSAS SBA Lending by Community Banks, 2010-2025 Sources: FDIC Summary of Deposits, NCUA Call Reports, US Census, US Small Business...

Nov 3, 2025

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Texas-32

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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2016 Benefits Manual

CORPORATE ASSOCIATE MEMBERSHIP Benefits Manual 0 Dear ICBA Member, Thank you for selecting Independent Community Bankers of America as your connection to...

Aug 1, 2025

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Joint Trades Statement for the Record Senate Finance Subcommitte Hearing on Closing the Tax Gap

May 10, 2021 VIA Electronic Submission Senate Committee on Finance Subcommittee on Taxation and IRS Oversight Attn. Editorial and Document Section Rm. SD-219 Dirksen Senate Office...

Jul 31, 2025

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Comments on CFPB Nonbank Terms and Conditions Registry

April 3, 2023 Via Electronic Submission Comment Intake—Nonbank Registration and Collection of Contract Information Consumer Financial Protection Bureau c/o Legal Division Docket...

Jul 31, 2025

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Joint Comments on Fed Accounts Proposal

July 12, 2021 Via Electronic Mail Ann E. Misback Secretary Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue, N.W. Washington, D.C. 20551 Re:...

Jul 31, 2025

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OH - SBA Fact Sheet

Community Bank Small Business Administration Lending OHIO SBA Lending by Community Banks, 2010-2025 Sources: FDIC Summary of Deposits, NCUA Call Reports, US Census, US Small Business...

Oct 15, 2025

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North Carolina

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Louisiana-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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ICBA objection letter IN RE Morgan Stanley.pdf

March 18, 2026 Sebastian R. Astrada Director for Licensing Midsize, Trust, Credit Card, and Novel Banks Office of the Comptroller of the Currency 400 7th Street SW Washington, DC 20219 ...

Mar 19, 2026

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CA-27

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Pennsylvania-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Final Joint Financial Trades Reg S-K Cyber Comment Letter.pdf

1 April 10, 2026 Via Electronic Mail Ms. Vanessa A. Countryman Secretary U.S. Securities and Exchange Commission 100 F Street NE Washington, D.C. 20549 Re: Comment on Reforming...

Apr 10, 2026

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Joint Letter Opposing OCC Nomination

November 17, 2021 The Honorable Sherrod Brown The Honorable Pat Toomey Chairman Ranking Member Committee on Banking, Housing Committee on Banking, Housing and Urban Development ...

Jul 31, 2025

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ltr042115a

April 21, 2015 The Honorable Mitch McConnell Majority Leader United States Senate Washington, D.C. 20510 Dear Leader McConnell: On behalf of the more than 6,000 community banks...

Aug 1, 2025

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Loan Review Seminar April

AGENDA Loan Review Seminar Virtual Live-Streamed Seminar April 26-27, 2022 All times noted are Central Time. Tuesday, April 26 8:30 a.m. - 12:00 p.m. • Introductions • Elements of...

Jul 31, 2025

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California-48

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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test040814b

1 Statement for the Record Of Consumer Bankers Association Credit Union National Association Electronic Funds Transfer Association The Electronic Transactions...

Aug 1, 2025

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Bulletin Missing Payments Issue 01.20.2025

Bulletin ID: 683177 Topic Type: Issue Ticket: N/A Solutions: BASE2000, Payments One Credit (P1C), TBS - Credit What you need to know FIS® has identified that some payments may...

Aug 7, 2025

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19.07.24_FedPayments

Sent via email July 24, 2019 The Honorable Jerome H. Powell, Chair Board of Governors of the Federal Reserve Federal Reserve Building 20th Street and Constitution Avenue ...

Aug 1, 2025

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OH-5

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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DC-at-Large

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Missouri-8

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Amicus Brief on CFPB Constitutionality

No. 22-448 IN THE Supreme Court of the United States CONSUMER FINANCIAL PROTECTION BUREAU, et al., Petitioners, v. ...

Jul 31, 2025

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Maintaining Organizational Relevancy - Properly Preparing for a Community Bank Acquisition

1 Presented By:  Greyson E. Tuck  Gerrish Smith Tuck, Attorneys and Consultants Presented at: Independent Community Bankers of America December 6, 2022 Gerrish Smith Tuck...

Jul 31, 2025

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ICBA Statement for House Hearing on Climate Risk Regulation

www.icba.org/advocacy July 18, 2023 Climate Risk Regulation: The Community Bank Perspective The Independent Community Bankers of America, representing community banks across the...

Jul 31, 2025

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The Genius Act A Summary for Community Banks

The Genius Act: A Summary for Community Banks July 2025 This publication is for general information purposes and is not intended to be, and should not be taken as, legal advice. The information...

Sep 25, 2025

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Bank Director Program Newsletter - Jan/Feb 2018

If you went to a farmer’s market or local business today, you’d likely buy something using a credit or debit card— not cash. Later, you might view your checking account on your phone to see if...

Aug 1, 2025

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Bulletin 13 Settlement, Residuals and Queues on P1C and Post-Migration Training

Review Steps for you to Take Bulletin ID: 730919 Topic Type: System Migration Ticket: N/A Solutions: TBS - Credit What you need to know UPDATE: We have confirmed that some...

Jun 4, 2026

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Bulletin 2 UPDATE - Update to the FIS Contact Survey Link

Bulletin ID: 611920 Topic Type: System Migration Ticket: N/A Solutions: TBS - Credit Review Client Action What you need to know Note: This Bulletin applies to all clients...

Feb 13, 2026

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ICBA Letter in Support of Michael Faulkender

March 3, 2025 The Honorable Mike Crapo The Honorable Ron Wyden Chairman Ranking Member Committee on Finance Committee on Finance United States Senate United States Senate ...

Jul 30, 2025

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FL-16

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Louisiana-4

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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New York-23

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Florida-14

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Joint Letter on Cybersecurity Risk Management Proposal

May 9, 2022 Via Electronic Mail Securities and Exchange Commission 100 F Street, NE Washington, D.C. 20549-1090 Attn: Secretary, Securities and Exchange Commission Re: Proposed Rules...

Jul 31, 2025

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Comments on Credit Card Late Fee Proposed Rule

May 3, 2023 Legal Division Docket Manger Consumer Financial Protection Bureau 1700 G Street NW Washington, DC 20552 RE: Docket No. CFPB-2023-0010, RIN 3170-AB15 - Credit Card Penalty...

Jul 31, 2025

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CBLR State Association letter (RIN 3064–AG17) 1.30.26.pdf

January 30, 2026 Federal Deposit Insurance Corporation Jennifer M. Jones, Deputy Executive Secretary 550 17th Street NW Washington, DC 20429. Office of the Comptroller of the Currency ...

Jan 30, 2026

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National Banking Trades Letter

1 February 12, 2025 The Honorable Susan Collins The Honorable Tom Cole Chair Chair Committee on Appropriations Committee on Appropriations United States Senate ...

Jul 30, 2025

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MI-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Utah-1

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Visa Global Economic Insights - Oct. 2020

©2020 Visa. All Rights Reserved. Visa Business and Economic Insights Tourism, by far, has borne the brunt of the economic impact of COVID-19. Based on current trends, cross-border tourism...

Jul 31, 2025

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20.05.28_GarnishmentBillSupport

May 28, 2020 Senator Chuck Grassley, Chairman Senator Ron Wyden, Ranking Member Senate Finance Committee United States Senate Washington, DC 20510 Re: S.3841 (Grassley), a bill to...

Jul 31, 2025

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MO - Coverage Fact Sheet

Community Bank Presence in Contrast MISSOURI Community Bank Branch Locations Community banks in MO represent 100% of rural* counties 100% of LMI* counties 100% of all MO counties In...

Oct 15, 2025

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North Dakota

Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26 72 A 26 icba.org | info@icba.org |...

Apr 15, 2026

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LA - SBA Fact Sheet

Community Bank Small Business Administration Lending LOUISIANA SBA Lending by Community Banks, 2010-2025 Sources: FDIC Summary of Deposits, NCUA Call Reports, US Census, US Small Business...

Nov 3, 2025

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ltr071516a

July 15, 2016 The Honorable David G. Reichert The Honorable Ron Kind U.S. House of Representatives U.S. House of Representatives Washington, D.C. 20515 Washington, D.C. 20515 ...

Aug 1, 2025

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19.11.07_FedNowcl

Submitted via email: regs.comments@federalreserve.gov November 7, 2019 Ms. Ann E. Misback Secretary Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue...

Aug 1, 2025

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Visa and Mastercard April Enhancements Delayed to July

Dear ICBA Bancard client: To ensure you, our credit and debit issuing banks, are up to date on important changes to the payments ecosystem during the COVID-19 crisis, we would like to share the...

Jul 31, 2025

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