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Letter Supporting House Bill on Trigger Leads

February 8, 2024 The Honorable John Rose The Honorable Ritchie Torres U.S. House of Representatives U.S. House of Representatives Washington, D.C. 20515 Washington, D.C. 20515 ...

Jul 31, 2025

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KS - Coverage Fact Sheet

Community Bank Presence in Contrast KANSAS Community Bank Branch Locations Community banks in KS represent 100% of rural* counties 100% of LMI* counties 100% of all KS counties In many...

Nov 3, 2025

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SD - Coverage Fact Sheet

Community Bank Presence in Contrast SOUTH DAKOTA Community Bank Branch Locations Community banks in SD represent 93% of rural* counties 82% of LMI* counties 95% of all SD counties In...

Oct 15, 2025

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NV - Coverage Fact Sheet

Community Bank Presence in Contrast NEVADA Community Bank Branch Locations Credit Union Branch Locations Large Bank Branch Locations Sources: FDIC Summary of Deposits, NCUA Call Reports, US...

Oct 15, 2025

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State Association Joint Letter Opposing Credit Card Competition Act

July 11, 2023 The Honorable Charles Schumer The Honorable Mitch McConnell Majority Leader Minority Leader United States Senate United States Senate Washington, D.C. 20510 ...

Jul 31, 2025

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ltr092215

September 22, 2015 The Honorable Richard Shelby The Honorable Sherrod Brown Chairman Ranking Member Committee on Banking, Housing, Committee on Banking, Housing, & Urban Affairs &...

Aug 1, 2025

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Ohio

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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18.06.04_BCFPltr

Via electronic submission June 4, 2018 The Honorable J. Michael Mulvaney Acting Director Bureau of Consumer Financial Protection 1700 G Street, NW Washington, DC 20552 Re: Request...

Aug 1, 2025

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cl060713

June 7, 2013 Mr. Donald H. Layton Chief Executive Officer Freddie Mac 8200 Jones Branch Drive McLean, VA 22102-3110 Mr. Edward Demarco Acting Director Federal Housing Finance Agency ...

Aug 1, 2025

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Letter in Response to EGRPRA Review

October 23, 2025 Chief Counsel’s Office Attention: Comment Processing Office of the Comptroller of the Currency 400 7th Street SW, Suite 3E–218, Washington, DC 20219 Ann E. Misback,...

Nov 3, 2025

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Bank Director Newsletter Jan-Feb 2020

Build the Right Credit Team for Uncertain Times Bad loans are made in good times. Over the past five years the economy has performed well with few bubbles bursting, but over this same period...

Jul 31, 2025

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06-19-2023 Risk Summary Report

© 2023 FS-ISAC, Inc. | All Rights Reserved. TLP GREEN The Financial Services Information Sharing and Analysis Center (FS-ISAC) is the only global cyber intelligence sharing community...

Jul 31, 2025

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ICBA Request for Financial Services Committee Hearing on Credit Union Purchases of Community Banks

January 29, 2020 The Honorable Maxine Waters The Honorable Patrick McHenry Chairwoman Ranking Member Committee on Financial Services Committee on Financial Services U.S. House of...

Jul 31, 2025

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Arkansas-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Texas-31

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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ICBA_Letter_Support_HR1426_17.03.31

March 31, 2017 The Honorable Keith Rothfus U.S. House of Representatives Washington, D. C. 20515 Dear Representative Rothfus: On behalf of the more than 5,800 community banks...

Aug 1, 2025

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Letter Urging Senate to Pass Close the Shadow Banking Loophole Act

June 27, 2024 Members of the United States Senate Washington, D.C. 20510 Re: New ILC Approval Heightens Financial System Risk Dear Senator: On June 21, the Federal Deposit...

Jul 31, 2025

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Policy Development Roster

Policy Development Committee Chairman 91840 $620,438,000 Ms. Alice P. Frazier sp: Todd Alice Frazier President/Chief Executive Officer Bank...

Jul 31, 2025

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Freddie Proposed Purchase of Single-Family Second Mortgages

May 22, 2024 Federal Housing Finance Agency Office of the Director 400 7th Street, SW, 9th Floor Washington, DC 20219 RE: Freddie Mac Proposed Purchase of Single-Family...

Jul 31, 2025

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LettertotheFederalHousingFinancingAgencyonitsAdvisoryBulletinregardingFederalHomeLoanBanksCreditRiskManagement

October 16, 2024 Federal Housing Finance Agency Office of the Director 400 7th Street, SW, 9th Floor Washington, DC 20219 Dear Director Thompson: The Independent Community...

Nov 7, 2025

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Comment deadline extension request for Custodial Recordkeeping NPRM

1 October 18, 2024 James P. Sheesley Assistant Executive Secretary Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC...

Jul 30, 2025

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Letter to Bureau of the Fiscal Service on adoption of changes to Nacha rules

Via electronic submission October 7, 2024 Ian Macoy Director of Settlement Services Bureau of the Fiscal Service 3201 Pennsy Drive, Building E Landover, MD 20785 RE: FEDERAL...

Jul 30, 2025

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ltr091516

September 15, 2016 The Honorable Jerry Moran Chairman, Agriculture Subcommittee Senate Committee on Appropriations United States Senate Washington, DC 20510 Dear Chairman...

Aug 1, 2025

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NC - SBA Fact Sheet

Community Bank Small Business Administration Lending NORTH CAROLINA SBA Lending by Community Banks, 2010-2025 Sources: FDIC Summary of Deposits, NCUA Call Reports, US Census, US Small Business...

Nov 3, 2025

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WV - Coverage Fact Sheet

Community Bank Presence in Contrast WEST VIRGINIA Community Bank Branch Locations Community banks in WV represent 100% of rural* counties 100% of LMI* counties 100% of all WV counties ...

Oct 15, 2025

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Comments on CBDC Consultation Paper

Submitted via email to Digital-innovations@frb.gov May 20, 2022 Ann E. Misback Secretary Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue, N.W. ...

Jul 31, 2025

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2025 MRO Member Benefits PPT - New Members

Member Benefits Overview Our mission: To create and promote an environment where community banks flourish. ICBA Pillars ICBA Benefits Overview  Influencing national policy  Take...

Jul 31, 2025

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test111913

On behalf of the nearly 7,000 community banks represented by the Independent Community Bankers of America (ICBA), thank you for convening this hearing on “Implementation of The Biggert-Waters...

Aug 1, 2025

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Comprehensive CRA Final Rule Summary

1 2023 CRA Final Rule Summary Disclaimer: This summary does not, and is not intended to, constitute legal advice. It is further not intended to be a comprehensive guide to the Community...

Jul 31, 2025

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IN - SBA Fact Sheet

Community Bank Small Business Administration Lending INDIANA SBA Lending by Community Banks, 2010-2025 Sources: FDIC Summary of Deposits, NCUA Call Reports, US Census, US Small Business...

Nov 3, 2025

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cl102314

October 23, 2014 Mr. Barry F. Mardock Deputy Director, Office of Regulatory Policy Farm Credit Administration 1501 Farm Credit Drive McLean, VA 22102-5090 Re: RIN 3052-AC84; Proposed...

Aug 1, 2025

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National Banking Trades Letter

1 February 12, 2025 The Honorable Susan Collins The Honorable Tom Cole Chair Chair Committee on Appropriations Committee on Appropriations United States Senate ...

Jul 30, 2025

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Regulatory Capital Treatment for HVCRE Exposures

    November 27, 2018 Legislative and Regulatory Activities Division Office of the Comptroller of the Currency 400 7th Street SW Suite 3E-218 Washington, DC 20219 Ms. Ann...

Aug 1, 2025

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ICBA Letter on Appraisals

February 26, 2021 Federal Housing Finance Agency Office of Housing and Regulatory Policy 400 7th St SW 9th Floor Washington, DC 20219 RE: Request of Information on...

Jul 31, 2025

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Bulletin Missing Payments Issue 01.20.2025

Bulletin ID: 683177 Topic Type: Issue Ticket: N/A Solutions: BASE2000, Payments One Credit (P1C), TBS - Credit What you need to know FIS® has identified that some payments may...

Aug 7, 2025

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Joint Letter on CDFI Certification to House

1 December 20, 2022 Via Electronic Submission The Honorable Maxine Waters The Honorable Patrick McHenry Chairwoman Ranking Member House Financial Services...

Jul 31, 2025

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20.08.21_CFPB_ltr

Via electronic mail August 21, 2020 Bureau of Consumer Financial Protection Comment Intake 1700 G Street, NW Washington, DC 20552 RE: Proposed AO Program [Docket No. CFPB-2020-0019] ...

Jul 31, 2025

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Maine

icba.org | info@icba.org | 866-422-8439 ADV_2430A25 Sources: FFIEC 2024 Q4 Call Reports, NCUA 2024 Q4 Call Reports, FDIC Statement of Deposits Reports, Tax Foundation, Kaiser Family Foundation, ...

Jul 30, 2025

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11-24-2025 Risk Summary Report

Week of 24 November 2025 | Issue 310 This report highlights this week’s top risks to support community institution information security and technology teams in proactively protecting their...

Dec 5, 2025

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ICBA MINORITY BANK COUNCIL LETTER RE BANK ACCOUNT REPORTING PROPOSAL

July 12, 2021 The Honorable Charles E. Schumer The Honorable Mitch McConnell Democratic Leader Republican Leader U.S. Senate U.S. Senate Washington, D.C. 20510 Washington,...

Jul 31, 2025

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