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CoBank Report - Importance of Off Farm Income

The Importance of Off-Farm Income to the Agricultural Economy Executive Summary Off-farm jobs and income are critically important to farmers and ranchers, as the rural and agricultural ...

Jul 31, 2025

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cl080717

August 7, 2016 Internal Revenue Service CC:PA:LPD:PR (Notice 2017-38) Room 5205 Ben Franklin Station, P.O. Box 7604 Washington, D.C. 20224 RE: Comments in Response to Notice...

Aug 1, 2025

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Nacha Update - May 2025

Nacha Update 2026 Rules Readiness and Other Topics Devon Marsh, APRP Managing Director, ACH Network Rules and Risk Management Nacha May 13, 2025 © 2025 Nacha. All rights reserved. No part...

Aug 7, 2025

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New York-10

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Freddie Proposed Purchase of Single-Family Second Mortgages

May 22, 2024 Federal Housing Finance Agency Office of the Director 400 7th Street, SW, 9th Floor Washington, DC 20219 RE: Freddie Mac Proposed Purchase of Single-Family...

Jul 31, 2025

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Illinois

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Reporting of Data on Loans to Small Businesses and Small Farms

    December 16, 2019 Chief Counsel’s Office Attention: Comment Processing Office of the Comptroller of the Currency 400 7th Street, SW Suite 3E-218 Washington, DC 20219 ...

Jul 31, 2025

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ICBA Letter to Congress

September 9, 2014 U.S. Senate Washington, DC 20510 Dear Senator: The recent retailer security breach at Home Depot, together with earlier breaches at Target, Neiman Marcus...

Aug 1, 2025

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Washington

Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26 72 A 26 icba.org | info@icba.org |...

Apr 15, 2026

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VA-8

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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08-18-2025 Risk Summary Report

Week of 18 August 2025 | Issue 296 This report elevates this week’s top risks to assist community institution information security and technology teams in proactively protecting their financial...

Sep 17, 2025

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MA - SBA Fact Sheet

Community Bank Small Business Administration Lending MASSACHUSETTS SBA Lending by Community Banks, 2010-2025 Sources: FDIC Summary of Deposits, NCUA Call Reports, US Census, US Small Business...

Oct 15, 2025

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Letter Supporting Senate Resolution to Nullify Credit Card Late Fee Rule

April 8, 2024 The Honorable Tim Scott United States Senate Washington, D.C. 20510 Dear Senator Scott: On behalf of ICBA and the nearly 50,000 community bank locations we...

Jul 31, 2025

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New Hampshire-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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New York-25

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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MLAsummary18.03.23

ICBA Summary of the Military Lending Act Rule March 2018 Contact Information: Michael Emancipator Assistant Vice President & Regulatory Counsel Michael.Emancipator@icba.org ...

Aug 1, 2025

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SBA Diect Lending Threatens Small Business Access to Credit

SBA DIRECT LENDING THREATENS SMALL BUSINESS ACCESS TO CREDIT ICBA OPPOSES PROPOSALS FOR SBA 7(A) DIRECT LENDING ICBA opposes proposals to create an SBA 7(a) direct lending program. Such a ...

Jul 31, 2025

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Georgia-12

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Stablecoin One Pager

Local Lending Is at Risk Stablecoins pose the threat of siphoning deposits away from community banks, which rely heavily on local deposits to fund lending to Main Street. As deposits and lending ...

Dec 11, 2025

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Ohio-9

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Do They Know They're Tax Exempt

DO THEY KNOW THEY’RE TAX EXEMPT? October 2019 www.icba.org http://www.icba.org page 2 Do They Know They’re Tax Exempt? AN ECONOMIC ANALYSIS OF CREDIT UNIONS’ TAX EXEMPTION Executive...

Aug 1, 2025

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Arizona-7

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Letter to the Banking Agencies on EGRPRA Review

February 22, 2024 The Honorable Jerome Powell Chair Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue NW Washington, DC 20551 The Honorable Martin J....

Jul 31, 2025

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Lobby Card

Community banks channel local deposits into the main streets and neighborhoods they serve, spurring job creation, fostering innovation, and fueling their customers’ dreams in communities...

Aug 7, 2025

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ltr041515c

April 15, 2015 The Honorable John Thune The Honorable Ben Cardin Business Income Tax Working Group Business Income Tax Working Group Committee on Finance Committee on Finance U.S....

Aug 1, 2025

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QM Definition Letter Final ICBA

September 8, 2020 The Honorable Kathleen Kraninger Director Consumer Financial Protection Bureau Comment Intake 1700 G Street NW Washington, DC 20552 Re: Qualified Mortgage...

Jul 31, 2025

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Joint Letter Supporting Senate Secure Payments Act of 2024

-1- June 18, 2024 The Honorable Ted Budd United States Senate Washington, DC 20510 Re: Support for The Secure Payments Act of 2024 Dear Senator Budd, The undersigned trade...

Jul 31, 2025

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cl010615

January 6, 2015 Alfred M. Pollard, General Counsel Attention: Comments/RIN 2590-AA39 Federal Housing Finance Agency 400 Seventh Street SW, Eighth Floor Washington, D.C. 20024 Re:...

Aug 1, 2025

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Pennsylvania

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Comments on Equal Credit Opportunity Act and Reg B

Via Electronic Submission December 1, 2020 Comment Intake Bureau of Consumer Financial Protection 1700 G Street, NW Washington, DC 20552 Re: Request for Information on the...

Jul 31, 2025

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Michigan-14

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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TILARESPAIntegratedDisclosureSummary

ICBA Summary of the TILA- RESPA Integrated Disclosure (TRID) Rule October 2015 Month Year Mon Contact: Joe Gormley Assistant Vice President & Regulatory Counsel ...

Aug 1, 2025

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TX-32

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Florida-1

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Application of Kraken Financial for Access to Federal Reserve Account and Payments System Services

1 October 5, 2020 SENT VIA E-MAIL Stephanie Martin, Esq. Senior Associate General Counsel Federal Reserve Board 20th & C Streets NW Washington, DC 20551 Re: Application...

Jul 31, 2025

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ICBA Letter on NCIRP

February 14, 2025 Via Electronic Submission Cybersecurity and Infrastructure Security Agency U.S. Department of Homeland Security 245 Murray Lane Washington, D.C. 20528-0380 RE:...

Jul 30, 2025

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ICBA Letter to Vice Chair Bowman on Regulatory Priorities

July 21, 2025 Vice Chair for Supervision Michelle Bowman Board of Governors of the Federal Reserve System 20th St and Constitution Ave NW Washington, DC 20551 Dear Vice Chair Bowman: On...

Jul 30, 2025

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Letter to USDA on SDA Loan Payoffs

April 9, 2021 The Honorable Tom Vilsack Secretary of Agriculture U.S. Department of Agriculture 1400 Independence Avenue, SW Washington, D.C. 20250 Dear Secretary Vilsack: On behalf...

Jul 31, 2025

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Joint Letter in Support of Homebuyers Privacy Protection Act

1 April 17, 2025 The Honorable Tim Scott The Honorable French Hill Chairman Chairman Committee on Banking, Housing & Urban Affairs Committee on Financial Services United States...

Jul 30, 2025

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Letter to the Federal Reserve About the Critically Important Role of FHLBs

December 09, 2024 Ms. Ann E. Misback Secretary Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue NW Washington, DC 20551 Dear Ms. Misback, ...

Jul 30, 2025

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