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FL - Coverage Fact Sheet

Community Bank Presence in Contrast FLORIDA Community Bank Branch Locations Community banks in FL represent 100% of rural* counties 100% of LMI* counties 100% of all FL counties In...

Oct 15, 2025

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Oregon-3

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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North Carolina-4

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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ICBA Testimony for Hearing on Inclusive Lending

Testimony of James H. Sills, III Chief Executive Officer and President M&F Bank On behalf of the Independent Community Bankers of America Before the United States...

Jul 31, 2025

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ILC White Paper Letter to the FDIC

November 12, 2025 The Honorable Travis Hill Acting Chairman Federal Deposit Insurance Corporation 550 17th Street NW Washington, D.C. 20429 RE: ICBA White Paper: Closing the Industrial...

Nov 12, 2025

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Alabama-4

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Iowa

Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26 72 A 26 icba.org | info@icba.org |...

Apr 15, 2026

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Pennsylvania-14

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Certification News Q4 2020

While many of us continue to work remotely, the BSA obligations to meet reporting, recording, and monitoring of suspicious activity persists. Below we are going to cover two hot topics of 2020....

Jul 31, 2025

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November 12, 2014 Honorable Janet Yellen Honorable Thomas J. Curry Chair Comptroller of the Currency Board of Governors of the Office of the Comptroller of the Currency Federal...

Aug 1, 2025

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Heightened Standards ICBA.pdf

March 2, 2026 Chief Counsel’s Office Office of the Comptroller of the Currency 400 7th Street, SW, Suite 3E–218 Washington, DC 20219 RE: Guidelines Establishing Heightened Standards...

Mar 2, 2026

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April 21, 2015 The Honorable Mitch McConnell Majority Leader United States Senate Washington, D.C. 20510 Dear Leader McConnell: On behalf of the more than 6,000 community banks...

Aug 1, 2025

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KY-1

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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AL-3

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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19.07.08_RTGSbrief1

Issue 1. https://www.fisglobal.com/About-Us/Media-Room/press-release/2018/real-time-payment-system-growth-surging-worldwide 2....

Aug 1, 2025

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June 20, 2017 The Honorable Mazie K. Hirono The Honorable Mike Rounds United States Senate United States Senate Washington, D.C. 20510 Washington, D.C. 20510 Dear Senators Hirono...

Aug 1, 2025

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Illinois

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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ICBA Payments Operating Regulations FIS Debit and Credit

ICBA BANCARD, INC. DBA ICBA PAYMENTS OPERATING REGULATIONS for ICBA PAYMENTS CREDIT PROGRAM FINANCIAL SERVICES AGREEMENT 1. Construction; Incorporation; Updates; Precedence 1.1....

Nov 3, 2025

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ICBA LETTER IN SUPPORT OF SCAM ACT SENATE.pdf

February 13, 2026 The Honorable Ruben Gallego The Honorable Bernie Moreno United States Senate United States Senate Washington, D.C. 20510 Washington, D.C. 20510 Dear...

Feb 13, 2026

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Pennsylvania-5

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Community Bank Internal Auditor

For more detailed information | icba.org/certification | 800-422-7285 Share Certification Success Community bankers who achieve certification earn a digital badge and can effortlessly share with...

Aug 7, 2025

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January 15, 2014 Honorable Jill Long Thompson Honorable Kenneth Spearman Board Chair and Chief Executive Officer Board Member Farm Credit Administration Farm Credit Administration McLean,...

Aug 1, 2025

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July 15, 2015 United States House of Representatives Washington, D.C. 20515 Dear Representative: On behalf of the more than 6,000 community banks represented by ICBA, I write to request...

Aug 1, 2025

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July 7, 2016 The Honorable Tom Cole The Honorable Rosa DeLauro Chairman Ranking Member Subcommittee on Labor, Subcommittee on Labor, Health & Human Services, Health & Human...

Aug 1, 2025

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Letter in Support of the Merchant Banking Modernization Act

September 8, 2025 The Honorable Mike Rounds United States Senate Washington, D.C. 20510 Dear Senator Rounds: On behalf of ICBA and the nearly 50,000 community bank locations we...

Sep 17, 2025

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NE-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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California-28

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Joint Letter on CDFI Fund Appropriations

1 The Honorable Kay Granger Chair Committee on Appropriations United States House of Representatives 2303 Rayburn House Office Building Washington DC, 20515 The Honorable Rosa DeLauro ...

Jul 31, 2025

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CA - SBA Fact Sheet

Community Bank Small Business Administration Lending CALIFORNIA SBA Lending by Community Banks, 2010-2025 Sources: FDIC Summary of Deposits, NCUA Call Reports, US Census, US Small Business...

Nov 3, 2025

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18.08.20_HUDltr

Via electronic submission August 20, 2018 Department of Housing and Urban Development Office of General Counsel, Rules Docket Clerk 451 7th Street SW Room 10276 Washington, DC...

Aug 1, 2025

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December 28, 2015 Federal Deposit Insurance Corporation 550 17th Street, N.W. Washington, D.C. 20429 (BrokeredDepositFAQs@fdic.gov) Re: Financial Institutions Letter (FIL) 51-2015: ...

Aug 1, 2025

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19.03.21_FHFAltr

              March 21, 2019      Alfred M. Pollard  General Counsel    Federal Housing Finance Agency  400 7th Street, SW   Washington, DC 20024   ...

Aug 1, 2025

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AZ - Coverage Fact Sheet

*LMI (low-to-moderate income) counties are defined as counties where at least 25 percent of the population lives at or below 150 percent of the federal poverty level. icba.org of all bank ...

Nov 3, 2025

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Lender Livestock Trust Letter 7-28-20

July 28, 2020 The Honorable Pat Roberts The Honorable Debbie Stabenow Chairman Ranking Member U.S. Senate Committee U.S. Senate Committee on Agriculture, Nutrition &...

Jul 31, 2025

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ICBA FDB Presentation National Trust Bank Charter PDF

National Trust Bank Charters Mickey Marshall VP and Regulatory Counsel A theme for 2026: Everybody Wants to be a bank… Without being regulated like a bank. 3 Unprecedented Recent Surge in...

Apr 29, 2026

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Joint Trade Statement on ISO 20022 Standards

U.S. Banking Associations Address CPMI’s Final ISO 20022 Harmonization Requirements The Clearing House Payments Company L.L.C., the American Bankers Association, and the Independent ...

Jul 31, 2025

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Joint Trades Letter to the IRS on EIPs

April 8, 2021 The Honorable Charles P. Rettig Commissioner Internal Revenue Service 1111 Constitution Avenue NW Washington, D.C. 20224 Dear Secretary Yellen and...

Jul 31, 2025

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19.05.20_PostalBanking

May 20, 2019 U.S. House of Representatives Washington, D.C. 20515 Dear Representative: On behalf of community banks across the country, with more than 52,000 locations, I write to...

Aug 1, 2025

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Ethos Analytics and Ethos Clarity

Account ID: 27294 OID: 00000000 **FISApprovedDocuSignForm** Prepared for: ICBA Bancard, Inc. Page 1 ORDER FORM Prepared for: ICBA Bancard, Inc. 1615 L Street NW, Suite 900 ...

Jul 31, 2025

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Mississippi-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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