Search
ICBA Letter on Appraisals
February 26, 2021 Federal Housing Finance Agency Office of Housing and Regulatory Policy 400 7th St SW 9th Floor Washington, DC 20219 RE: Request of Information on...
19.02.08_RegCC_CL
Via electronic submission February 8, 2019 Ms. Ann E. Misback Secretary Board of Governors of the Federal Reserve System 20th Street and Constitution Ave., NW Washington, DC 20551 ...
Joint Trades Statement on Subchapter V
October 23, 2023 Members of the Subchapter V Task Force American Bankruptcy Institute 66 Canal Center Plaza Suite 600 Alexandria, VA 22314 Dear Members of the Task Force: The...
ICBAsPrinciplesforExitingConservatorship
ICBA’s Principles for Exiting Conservatorship While ICBA believes substantial GSE reforms have already been accomplished through HERA and FHFA administrative actions, ICBA does not support...
Misrepresentation of Insured Status and Misuse of the FDIC Name or Logo
July 9, 2021 Mr. James P. Sheesley Assistant Executive Secretary, Legal-ESS Attention: Comments—RIN 3064-AF71 Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC ...
Joint State Trades Letter to the Senate Judiciary Committe Interchange Hearing
May 3, 2022 The Honorable Richard Durbin The Honorable Charles Grassley Chairman Ranking Member Senate Judiciary Committee Senate Judiciary Committee Washington, D.C. 20510 ...
Comments on Deposit Insurance Assessment Increase
August 19, 2022 James P. Sheesley Assistant Executive Secretary Attention: Comments – RIN 3064 – AF83 Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC 20429 ...
18.07.16_FSGGltr
July 16, 2018 The Honorable Tom Graves Chairman Subcommittee on Financial Services and General Government Committee on Appropriations U.S. House of Representatives Washington, D.C....
Letter to FDIC on Industrial Loan Company Applications
September 19, 2025 Jennifer Jones Deputy Executive Secretary Attention: Comments RIN 3064–ZA48 Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC 20429 RE: Request...
ICBA Comments on Reg II Debit Card Interchange Proposal
May 11, 2024 Ann E. Misback Secretary, Board of Governors of the Federal Reserve System 20th Street and Cons tu on Avenue, NW Washington, DC 20551 RE: ICBA Comments in Response to Debit...
Georgia
Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the...
Letter on Capital Planning and Stress Capital Buffer Determination
February 25, 2022 Sandra Thompson Acting Director Federal Housing Finance Agency 400 7th St. SW 10th Floor Washington, DC 20219 RE: Capital Planning and Stress Capital Buffer...
Joint Banking Trades and Consumer Group Letter Urging Garnishment Exemption
March 10, 2021 The Honorable Janet Yellen Secretary U.S. Treasury 1500 Pennsylvania Avenue, NW Washington DC 20220 Re: Immediate action needed to protect economic impact...
ICBA Letter on House Stablecoin Legislation Ahead of Markup
July 19, 2023 The Honorable Patrick McHenry The Honorable Maxine Waters Chairman Ranking Member Committee on Financial Services Committee on Financial Services U.S. House of...
Long-Term Debt Requirements for Large Bank Holding Companies
January 3, 2024 Chief Counsel’s Office Office of the Comptroller of the Currency 400 7th Street SW Suite 3E-218 Washington, DC 20219 Ms. Ann E. Misback Secretary Board of...
ICBA Letter on Revised House Stablecoin Draft Bill
June 13, 2023 The Honorable Patrick McHenry The Honorable Maxine Waters Chairman Ranking Member Committee on Financial Services Committee on Financial Services U.S. House of...
ICBA Recommendations for COVID-19 New Legislation
April 14, 2020 The Honorable Mitch McConnell The Honorable Charles E. Schumer Majority Leader Minority Leader United States Senate United States Senate Washington, D.C. 20510 ...
Comments on Travel Rule Proposal
Via electronic submission November 25, 2020 Ann E. Misback Secretary Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue, NW Washington, DC...
StateAffiliateLetterRespondingtoBankingAgenciesRFIonPaymentsFraud
September 18, 2025 Jonathan Gould Comptroller of the Currency, Office of the Comptroller of the Currency Docket ID OCC-2025-0009 Benjamin W. McDonough Deputy Secretary, Board of Governors...
Letter to Chairman McWilliams on Part 363 Regulations
September 16, 2019 The Honorable Jelena McWilliams Chairman Federal Deposit Insurance Corporation 550 17th Street, NW Washington, D.C. 20552 Dear Chairman McWilliams: The...
Letter on Tangible Capital and FHLBank Advances
November 1, 2022 Hon. Michael S. Barr Vice Chair for Supervision Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue NW Washington, DC 20551 ...
ICBA Comment on Opportunity Zone Guidance
Via electronic submission December 28, 2018 Erika C. Reigle & Kyle C. Griffin Office of Associate Chief Counsel (Income Tax and Accounting) Internal Revenue Service 1111 Constitution Ave.,...
Confidentiality Statement
CONFIDENTIAL INFORMATION ICBA delegates and committee members are obligated to maintain the confidentiality of meeting materials and discussions. Materials provided to ICBA delegates and...
ICBA Request for Finance Committee Hearing on Credit Union Purchases of Community Banks
January 29, 2020 The Honorable Charles Grassley The Honorable Ron Wyden Chairman Ranking Member Committee on Finance Committee on Finance United States Senate United States Senate ...
Contactless Card Insert
You can now use your card to pay at merchants that have contactless-enabled card readers. Just look for the Contactless Symbol and tap to pay! Touch-free service at checkout Here’s what...
20.03.13_Impact_ltr
March 13, 2020 The Honorable Marco Rubio Chairman Committee on Small Business & Entrepreneurship United States Senate Washington, D.C. 20510 Dear Senator Rubio: On behalf of...
18.06.11_BCFP2155ltr
May 24, 2018 The Honorable J. Michael Mulvaney Acting Director Bureau of Consumer Financial Protection 1700 G Street, NW Washington, DC 20552 Re: Implementation of Relief Measures from...
18.02.14_HouseLTR
1 February 14, 2018 The Honorable Paul D. Ryan The Honorable Nancy Pelosi Speaker Democratic Leader U.S. House of Representatives U.S. House of...
Tokenization FAQs
What is Payment Tokenization? As the number of transactions online and with mobile devices has increased, so has the need to protect consumer payment account information and simplify the online...
State Associations Joint Letter to Representatives Supporting the ACRE Act
March 5, 2025 United States House of Representatives Washington, D.C. 20515 Dear Representative: On behalf of the Independent Community Bankers of America (ICBA) and community banks...
State Association Joint Letter Opposing Credit Card Competition Act
July 11, 2023 The Honorable Charles Schumer The Honorable Mitch McConnell Majority Leader Minority Leader United States Senate United States Senate Washington, D.C. 20510 ...
Cannabis Banking
February 2024 Legislative Update: Safe Harbor for Cannabis Banking Status: While cannabis use is illegal under federal law, more than 20 states and the District of Columbia have approved...
Letter on Amendments to AML Program Standards
Via electronic submission November 16, 2020 Financial Crimes Enforcement Network P.O. Box 39 Vienna, VA 22183 RE: RIN 1506-AB44; Docket Number FinCEN-2020-0011 Dear...
ICBA STATEMENT FOR HFSC AI HEARING 9.18.2025
1 September 18, 2025 Artificial Intelligence in Financial Services: The Community Bank Perspective The Independent Community Bankers of America (ICBA), representing nearly 50,000...
Letter in Support of CFPB Hearing and Legislation
March 25, 2025 The Honorable French Hill The Honorable Maxine Waters Chairman Ranking Member Committee on Financial Services Committee on Financial Services U.S. House of...
2024 Committee Guidelines
Committee Guidelines Thank you for volunteering your time to serve community banking as a member of an ICBA committee, council or task force. To help ICBA achieve its many and varied goals, your...
Comments on Fed Accounts Supplemental Proposal
April 22, 2022 Via Electronic Mail Ann E. Misback Secretary Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue, N.W. Washington, D.C. 20551 Re:...
Comments on Equal Credit Opportunity Act and Reg B
Via Electronic Submission December 1, 2020 Comment Intake Bureau of Consumer Financial Protection 1700 G Street, NW Washington, DC 20552 Re: Request for Information on the...
18.04.20_CDDltr
Via electronic submission April 20, 2018 Mr. Kenneth A. Blanco Director Financial Crimes Enforcement Network P.O. Box 39 Vienna, VA 22183 Re: Compliance Date for Customer Due...
Letter in Support of SJ Res 32
June 16, 2023 The Honorable John Kennedy United States Senate Washington, D.C. 20510 Dear Senator Kennedy: On behalf of ICBA and the nearly 50,000 community bank locations we...
Florida-19
icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...
Joint Letter to House Energy and Commerce Committee on APRA
June 26, 2024 The Honorable Cathy McMorris Rodgers Chairman Committee on Energy and Commerce U.S. House of Representatives Washington, D.C. 20515 The Honorable Frank Pallone, Jr. ...
Joint Request for Charter Comment Period Extensions
November 20, 2020 Brian Brooks Acting Comptroller of the Currency Office of the Comptroller of the Currency 400 7th St SW Washington, DC 20219 Re: Novel National Bank Charter...
20.03.24_RegDltr
Via electronic submission March 24, 2020 The Honorable Jerome H. Powell, Chairman Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue NW Washington,...
ICBA LETTER IN SUPPORT OF S. 2352
July 28, 2025 The Honorable Katie Britt The Honorable John Boozman United States Senate United States Senate Washington, D.C. 20510 Washington, D.C. 20510 Dear Senators Britt...
Comments on Basel Cryptoasset Standard Amendments
March 27, 2024 Basel Committee on Banking Supervision Bank of International Settlements Centralbahnplatz 2 4051 Basel Switzerland RE: Consultative Document: Cryptoasset...
Paycheck Protection Program State Banking Association Letter
April 2, 2020 The Honorable Steven Mnuchin The Honorable Jovita Carranza Secretary Administrator U.S. Department of the Treasury U.S. Small Business Administration 1500...
Comments on Credit Reporting on Human Trafficking Victims
May 9, 2022 Via Electronic Submission Comment Intake—FCRA Trafficking Bureau of Consumer Financial Protection 1700 G Street NW Washington, DC 20552 RE: Docket No. CFPB-2022-0023, RIN...
19.10.15_HMDA
October 15, 2019 Comment Intake Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 RE: Comments on Proposed Rulemaking on Home Mortgage Disclosure Data Points...
Comments on CDFI Fund
Via Electronic Submission December 5, 2022 Spencer W. Clark PRA Clearance Officer U.S. Department of Treasury 1500 Pennsylvania Avenue, NW Washington, DC 20220 RE: CDFI...
AK - Coverage Fact Sheet
Community Bank Presence in Contrast ALASKA Community Bank Branch Locations Community banks in AK represent 52% of rural* counties 38% of LMI* counties 60% of all AK counties In many...
ICBA Response to FDIC Request for Information
Via Electronic Submission September 22, 2020 Robert E. Feldman Executive Secretary Attention: Comments Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC...
Comment Letter on Reg II Debit Card Issuer Survey
Submitted via agency website July 28, 2025 Ann E. Misback, Secretary Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue NW Washington, DC 20551 RE:...
Letter to the Financial Crimes Enforcement Network regarding BSA filings during the National Emergency
March 23, 2020 Mr. Kenneth Blanco Director Financial Crimes Enforcement Network P.O. Box 39 Vienna, Virginia 22183 Dear Director Blanco: We, the undersigned financial...
Letter to OCC on Responsible Bank-Fintech Partnerships
May 2, 2025 The Honorable Rodney Hood Acting Comptroller of the Currency Office of the Comptroller of the Currency 400 7th Street SW, Suite 3E-218 Washington, DC 20219 RE: Innovation...
ICBA Release on NCUA Motion to Dismiss Lawsuit
ICBA to Court: Reject NCUA Motion to Dismiss Commercial Lending Lawsuit Washington, D.C. (Nov. 17, 2016)—The Independent Community Bankers of America® (ICBA) reasserted its challenge to the...
Comments on OMB MSA Proposal
Submitted Electronically Via www.regulations.gov March 18, 2021 Mr. Dominic J. Mancini Mr. James D. Fitzsimmons, Ph.D. Administrator (Acting), Chief, Population Geography...
Alabama
icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...
Comments on Consumer Credit Card Market
April 24, 2023 Via Electronic Submission Consumer Financial Protection Bureau Comment Intake Request for Information Regarding Consumer Credit Card Market Consumer Financial Protection...
FFIEC Call Report Extension and PPP Amendments
January 29, 2021 Chief Counsel’s Office Office of the Comptroller of the Currency Attention: 1557-0081 400 7th Street SW Suite 3E-218 Washington, DC 20219 Ms. Ann E. Misback ...