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Tennessee-5
icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...
Bank Director Program Newsletter - Sept/Oct 2015
September/October 2015 Community Bank Director From the ICBA Community Bank Director Program Inside 2 LENDING Some Community Banks Engage in Non-Qualifi ed Mortgage Lending 5 ...
Joint Letter to FHFA Regarding Credit Score Modernization
March 19, 2025 The Honorable William Pulte Director Federal Housing Finance Agency 400 7th Street, SW Washington, DC 20219 RE: Recommendations for FHFA’s Credit Score Models and Reports...
Letter in Support of CEASE Act
June 5, 2025 The Honorable Robert Bresnahan U.S. House of Representatives Washington, D.C. 20515 Re: Support for the CEASE Act (H.R. 2987) Dear Representative Bresnahan: On...
ICBA Payments Marketing Manual
A definitive resource for winning strategies and best practices Card Marketing For Main Street CARD MARKETING FOR MAIN STREET 2 WWW.ICBABANCARD.ORG SECTION 1 - INTRODUCTION...
ICBA Bank Director Newsletter Sept-Oct
Inside 2 The Board’s Role in Governing Technology 4 On Your Marks Continued on page 6 Credit Union Acquisitions of Community Banks Harming the Communities That Can Least Afford It By Rebeca...
19.05.15_PaydayCL
Via electronic submission May 15, 2019 The Honorable Kathleen Kraninger Director Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 RE: Rule Docket Number:...
Fact Sheet Opposing Financial Account Reporting Plan
June 24, 2021 www.icba.org ⋅ info@icba.org ⋅ 866-843-4222 Strip Mining of Consumer Financial Information Is not a Solution to the “Tax Gap” A new Administration proposal would...
TaxConfereeLtr17.12.07
December 7, 2017 The Honorable Kevin P. Brady The Honorable Orrin G. Hatch Chairman Chairman Committee on Ways and Means Committee on Finance U.S. House of Representatives U.S....
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December 17, 2013 The Honorable Orrin Hatch U.S. Senate 104 Hart Senate Office Building Washington, DC 20510 Dear Senator Hatch, We are writing to express our support for S. 1612, the...
Visa - Contactless reinventing how people pay
Visa Consulting & Analytics How contactless is reinventing the way people pay © 2020 Visa. All Rights Reserved. 2 3Visa Consulting & Analytics Contactless is a faster, easier and more secure...
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AMERICAN BANKERS ASSOCIATION CONSUMER BANKERS ASSOCIATION CONSUMER MORTGAGE COALITION CREDIT UNION NATIONAL ASSOCIATION INDEPENDENT COMMUNITY BANKERS OF AMERICA MORTGAGE BANKERS...
LetterOpposingtheFDICsNoticeofProposedRulemakingConcerningBrokeredDeposit
November 21, 2024 Mr. James P. Sheesley Assistant Executive Secretary Attention: Comments—RIN 3064-AF99 Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC 20429 ...
UT - Coverage Fact Sheet
Community Bank Presence in Contrast UTAH Community Bank Branch Locations Community banks in UT represent 62% of rural* counties 80% of LMI* counties 76% of all UT counties In many...
Budget Training Worksheet
Plan your professional development spending to ensure that your staff can support your bank’s goals in 2026. Dates are subject to change. For more detailed information, visit icba.org/education...
2. FLPP Agreement All Processors
AMENDMENT TO ADD FRAUD LOSS PROTECTION PLAN TO AGREEMENT WITH ICBA PAYMENTS This Amendment (“Amendment”), effective as of __________________, 20__ (the “Effective Date”), is to that certain...
Bank Director Program Newsletter - Jan/Feb 2018
If you went to a farmer’s market or local business today, you’d likely buy something using a credit or debit card— not cash. Later, you might view your checking account on your phone to see if...
Joint Trades Opposition Letter to 10 Percent Credit Card Interest Rate Cap Act
February 5, 2025 The Honorable Bernie Sanders The Honorable Josh Hawley United States Senate United States Senate 332 Dirksen Senate Office Building 115 Russell Senate Office...
Letter to OCC on Responsible Bank-Fintech Partnerships
May 2, 2025 The Honorable Rodney Hood Acting Comptroller of the Currency Office of the Comptroller of the Currency 400 7th Street SW, Suite 3E-218 Washington, DC 20219 RE: Innovation...
Joint Trades NEC Affordability Proposals_MBA.ACU.ICBA_January 2026.pdf
America’s Credit Unions Independent Community Bankers of America Mortgage Bankers Association January 21, 2026 The Honorable Kevin Hassett Director National Economic Council 1600...
eZCard Portfolio Intelligence VIP Customer Service
Account ID: 27294 OID: 00000000 **FISApprovedDocuSignForm** Prepared for: ICBA Bancard, Inc. Page 1 ORDER FORM Prepared for: ICBA Bancard, Inc. 1615 L Street NW, Suite 900 ...
ICBA - Advanced Tax Return Analysis
ADVANCED TAX RETURN ANALYSIS FOR THE BANKER Presented by: Osburn & Associates, LLC AUTHOR/INSTRUCTOR DAVID L. OSBURN, MBA, CCRA David Osburn, is the founder of Osburn & Associates, LLC that...
ICBA Response to OCC Bank Merger Proposal
June 14, 2024 Chief Counsel's Office Attention: Comment Processing Office of the Comptroller of the Currency 400 7th Street SW, Suite 3E–218 Washington, DC 20219. RE: Proposed Changes to...
CRA Comment Period Extension Request Banking Trades Joint Letter
May 31, 2022 Submitted via email to: comments@fdic.gov, regs.comments@federalreserve.gov, and Senior Deputy Comptroller for Bank Supervision Grovetta Gardineer James P. Sheesley ...
LA-6
icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...
New York-21
icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...
May 2026 Ag Notebook
Rural America-Agriculture Committee ICBA Capital Summit Friday | May 1, 2026 8:00 a.m. – 11:00 a.m. RESTROOMS REGISTRATION DESK ELEVATOR INDEPENDENCE FOYER ESCALATORS FARRAGUT SQUARE ...
New York-7
icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...
New York
icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...
Legislative and Regulatory Update - Trigger Leads
September 2024 ICBA Regulatory Update: Trigger Leads Topic/Issue: Mortgage Trigger Leads Agency: CFPB Status: A trigger lead is a marketing product that credit reporting agencies...
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CONSUMER MORTGAGE COALITION INDEPENDENT COMMUNITY BANKERS of AMERICA December 15, 2014 Consumer Financial Protection Bureau Office of the Executive Secretary 1275 First...
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January 27, 2014 The Honorable Thomas R. Carper The Honorable Roy D. Blunt U.S. Senate U.S. Senate Washington, D.C. 20510 Washington, D.C. 20510 Dear Senators Carper and Blunt: ...
TX-6
icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...
ME-1
icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...
ICBA Opposes Financial Account Reporting
June 24, 2021 www.icba.org ⋅ info@icba.org ⋅ 866-843-4222 Strip Mining of Consumer Financial Information Is not a Solution to the “Tax Gap” A new Administration proposal would...
Letter Congratulating New Treasury Secretary Scott Bessent
January 31, 2025 Sent via Electronic Submission The Honorable Scott Bessent U.S. Department of the Treasury 1500 Pennsylvania Ave NW Washington, DC 20220 Dear Secretary Bessent: On...
03.2022 EyeWatch News
NEWS Eyewatch News provides a snapshot of suspicious activity that has occurred at the Bank within the last month. All potential suspicious activity is investigated to determine what type of...
ICBA LETTER RE INCLUSION OF ACRE ACT IN TAX LEGISLATION
May 16, 2025 The Honorable Mike Crapo The Honorable Ron Wyden Chairman Ranking Member Committee on Finance Committee on Finance United State Senate United States Senate ...
UT - SBA Fact Sheet
Community Bank Small Business Administration Lending UTAH SBA Lending by Community Banks, 2010-2025 Sources: FDIC Summary of Deposits, NCUA Call Reports, US Census, US Small Business...
Wyoming
icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...
CoBank Report - Importance of Off Farm Income
The Importance of Off-Farm Income to the Agricultural Economy Executive Summary Off-farm jobs and income are critically important to farmers and ranchers, as the rural and agricultural ...
Treasury Round 2 EIP
DEPARTMENT OF THE TREASURY BUREAU OF THE FISCAL SERVICE WASHINGTON, DC 20227 December 28, 2020 Notice to financial institutions: New Treasury automated clearing house (ACH) company...
Washington-3
icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...
Onsite Complimentary Registration
EVT_1628A23 ONSITE COMPLIMENTARY REGISTRATION ORLANDO WORLD CENTER MARRIOTT—FLORIDA Name (as it should appear on badge) Title Company Address City State Zip Code Mailing...
Certification News Q1 2021
As banks continue to grow, it is important to understand how asset size affects your institution’s accounting and internal control requirements. The banking industry continues to experience...
Maryland
icba.org | info@icba.org | 866-422-8439 ADV_2430A25 Sources: FFIEC 2024 Q4 Call Reports, NCUA 2024 Q4 Call Reports, FDIC Statement of Deposits Reports, Tax Foundation, Kaiser Family Foundation, ...
18.06.25_HR5783
June 25, 2018 The Honorable Paul D. Ryan The Honorable Nancy Pelosi Speaker Democratic Leader U.S. House of Representatives U.S. House of Representatives Washington, D.C. 20515 ...
FL-24
icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...
Wisconsin-4
icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...
Six Keys to Effective Commercial Business Development
11/3/22 1 Six Keys To Effective Commercial Business Development 1 TOM HERSHBERGER CEO tom@crossfinancial.com OPPORTUNITIES. SOLUTIONS. RESULTS. 2 11/3/22 2 Culture (noun, cul-ture) a...
Letter Urging Senate to Include ACRE Act in Tax Bill
June 3, 2025 United States Senate Washington, D.C. 20510 Re: Inclusion of ACRE Act in Tax Reconciliation Legislation Dear Senator: On behalf of the Independent Community Bankers...
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July 29, 2013 United States Senate Washington, D.C. 20510 Dear Senator: On behalf of the 7,000 community banks represented by ICBA, I would like to take this opportunity to communicate...
Appellate Brief Plaintiffs Intervenors
No. 24-40705 IN THE United States Court of Appeals for the Fifth Circuit Texas Bankers Association; Rio Bank, McAllen, Texas; American Bankers Association; Texas First Bank;...
Registration Form
ICBA Bank Director Program Fees Please note that Bank Director Program fees are based on an annual October billing date. ICBA Members $895 enrolls all of your bank directors. ICBA Non-members...
New York-22
icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...
Louisiana-4
icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...
Key Principles for the 2023 Farm Bill
February 27, 2023 The Hon. Senator Debbie Stabenow The Hon. John Boozman Chairman Ranking Member Senate Agriculture Committee Senate Agriculture Committee Washington, D.C. 20510 ...
20180104 Equifax FAQs Final (1)
www.icba.org/advocacy 1 ICBA’S EQUIFAX LAWSUIT: Q & A WHAT IS THE CASE ABOUT? The 2017 Equifax data breach is deeply troubling, not only for its massive scale, but also for the failure of...
ICBA Letter Opposing HR 4277 Overdraft Bill
July 26, 2022 The Honorable Maxine Waters The Honorable Patrick McHenry Chairwoman Ranking Member Committee on Financial Services Committee on Financial Services U.S. House of...