FDIC: Loans to nondepository institutions increasing
February 19, 2026 / By ICBA
Bank lending to nondepository financial institutions has been the fastest-growing loan segment since the global financial crisis, according to the FDIC.
Details: In a new report, the FDIC said:
From 2010 to 2024, outstanding balances of bank loans to NDFIs, reported quarterly on call reports, rose at a compound annual growth rate of 21.9%, almost three times as high as the next-fastest-growing segment.
More than half of bank lending to NDFIs is to credit intermediaries, and about a quarter is to private equity funds.
The NDFI share of the financial sector has not grown since 2000, but the composition of NDFI assets has shifted.
Bank lending to NDFIs have lower delinquency rates than similar loans to businesses not secured by real estate.
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