OCC announces additional updates focusing on material risks
August 28, 2026 / By ICBA
In addition to an FDIC-OCC rule on material financial risks, the OCC announced additional actions to focus supervisory attention on the most significant risks and violations.
Details: The OCC revised its policies and procedures manuals regarding enforcement actions and MRAs.
Manual Updates: The updates include revisions to:
PPM 5310-3, “Bank Enforcement Action and Related Matters,” emphasizing issues that materially affect safety, soundness, and compliance with laws and regulations.
PPM 5400-11, “Matters Requiring Attention,” reflecting the supervisory framework in the joint final rule to improve clarity regarding the agency’s supervisory standards.
Proposed Rule: The OCC also released for public comment a proposed rule to codify its supervisory framework for the issuance of MRAs, establishing two categories of violations of laws or regulations: “substantive violations” and “technical violations.”
Comment Deadline: Comments on the proposal are due 30 days after publication in the Federal Register.
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