USDA announces updates to Single Family Housing Guaranteed Loan Program
November 24, 2025 / By ICBA
The USDA announced updates to the Single Family Housing Guaranteed Loan Program, which has resumed full operations.
Details: The USDA said:
As announced on Sept. 16, the maximum principle, interest, taxes, and insurance (PITI) ratio has been changed to 29% as of Nov. 4.
Applications that were received prior to Nov. 4 will be processed under the previous guidelines permitting a maximum PITI ratio of 34%.
It is working through a backlog of application requests for conditional commitments and loan note guarantees.
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