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How the MPF® Program Keeps Community Banks Competitive
Through the Mortgage Partnership Finance® (MPF®) Program, community banks gain access to the secondary mortgage market while benefiting from key competitive advantages.
Renovation Lending: The Solution to a Tough Mortgage Market?
With many prospective and first-time homebuyers buying fixer-uppers, community banks can tap into a new market to supplement their mortgage and construction portfolios.
Loan Pricing strategies: Don’t let your bank become a Castaway.
With rapidly changing market conditions, your bank could easily find itself isolated like Tom Hanks in Castaway, on a desert island alone.
Alternative Credit Scoring Models: Beyond FICO
Community banks can expand access to capital by looking at other factors for loan approval. Here’s what to consider.
Keeping in Line With Equal Lending Practices
Regulators continue to crack down on unfair lending practices and redlining.
How To Drive Auto Loan Opportunities
By working with local car dealers and using new lending technology, community banks can boost their presence in the auto lending sector.
Who are ICBA's Top Lenders of 2024?
Whether it’s navigating tumultuous markets or providing employees with remote work options, flexibility is a key component in the success of this year’s ICBA top lenders.
Community Banks Financing Lake Country
In lake regions across the U.S., vacation homes, boats and other watersports vehicles abound—all of which present an undeniable opportunity for community banks.
Making Mortgages Happen Amid Higher Interest Rates
Higher interest rates are discouraging many consumers from taking out new mortgages or refinancing existing ones—but community banks are taking steps to fill their pipelines in innovative ways.
SouthState Bank Unlocks the Doors to Homeownership
The annual income required of potential homebuyers recently experienced its largest increase on record.
The Lending Outlook for 2024
A pullback in lending from some institutions creates opportunities for community banks to pick up new customers.
Using Data to Boost Mortgage Lending
Can community banks reengage existing mortgage customers through data, or find new ones? We spoke to experts on where to find data that could increase sales—and what to do with it.
Who are ICBA's Top Lenders of 2023?
In an uncertain economic environment, community banks have continued to make smart lending decisions that help individuals and businesses in their communities. Here are 2023's most successful loan...
Smart Strategies for Community Bank Construction Lending
Community banks take on a large amount of risk when it comes to construction lending. But by doing their due diligence, applying the right strategies and connecting with their customers, banks can...
Community mortgage lenders adapt to higher-rate cycles
Mortgage interest rates continue to rise, but community bankers are keeping it all in perspective, applying creativity and strategy to their lending portfolios.
Jim Reber: Collateral advantage
A variety of MBS pools can spread your risk.
When Every Minute Matters, Choose FirstClose Equity
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Adapting lending practices during a recession
Many lenders are looking for ways to mitigate risk and ease economic burden for their customers amid a predicted recession. Three community bank lenders share their advice for lending during an...
Maintaining momentum in an unpredictable lending landscape
In the past few years, the lending landscape was unpredictable, to say the least. Community bankers look back at what happened in 2022 and what’s on the road ahead.
Maintaining resilience in a rising rates environment: addressing ALM uncertainties
SPONSORED | Looking for asset liability management and pricing strategies to help your institution navigate the rising rate environment? Download our whitepaper to find out ways to address ALM...