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Money Saving, Money Making Marketing Ideas
Creative thinking can provide financial institutions with highly effective marketing solutions on a controlled budget. Study successful marketing programs implemented by community banks when...
Characteristics of Strong Risk Assessments and Tools to Monitor and Report Results
Financial Institutions provide great value to the American economy. But that value comes with risks. Risk Assessments are at the core of a strong Enterprise Risk Management (ERM) Program....
Lending Compliance Update
Stay ahead by gaining the latest knowledge and best practices in lending compliance to navigate the evolving regulatory landscape effectively. Participants study three key areas: 1. Flood...
The Art of Setting ACH Exposure Limits
Setting exposure limits for your ACH Originators is a requirement of the Nacha Rules. However, there are no set guidelines on how this task should be accomplished. Explore the art, not science, of...
Brokered Deposits and Core Funding
Brokered deposits provide an important source of funding for community banks. Recent changes to FDIC rules and guidance have offered clarity in certain areas of the brokered deposit regulatory...
Community Bank Overview of Insurance Issues
At its core, community banking is risk management. In addition to community banks' commitment to risk management on a day-to-day basis, it is important that community banks utilize insurance to...
Estate Planning with Bank Stock
The transfer of bank or bank holding company stock as part of a shareholder's estate planning process can involve several potential regulatory, corporate, and tax issues. Banks and bank holding...
Supreme Court Shakeup: How the Supreme Court’s 2023 Term Will Affect Banking
During the 2023-2024 Term, the Supreme Court issued several landmark decisions with significant implications for federal agencies. Examine an in-depth analysis of three pivotal cases-Loper Bright,...
ICBA Community Bank Briefing 2024 Q2
Join ICBA experts for a quarterly update on industry news and highlights. The 75-minute briefing will include details about regulations and congressional events from inside the Capital Beltway and...
Community Bank Director Guide to Compliance Issues
The demands on community bank directors have increased exponentially in recent years. Without question, the most difficult challenge for community bank directors (most of whom are not career...
Q3: Regulatory Compliance Updates (2024)
The Quarterly Regulatory Compliance Webinars deliver the most up-to-date guidance on regulatory compliance, upcoming deadlines, available resources, and more. Offered quarterly, these 60-minute...
Creating the Right Enterprise Risk Management (ERM) Program for YOUR Community Bank
Are you in the process of establishing your bank’s first ERM Program or seeking to streamline your existing one? You’re not alone. Risk Management is at the heart of banking and every bank has to...
Data Protection Challenges for Employers
Employers are confronted with an increasing number of data protection challenges. Dive into the various challenges organizations face when it comes to protecting data and address the latest trends...
Improving Your Workplace Violence Program
Incidents of violence in the workplace are increasing, but there are many steps employers can take to reduce the chance of becoming a victim. Familiarize yourself with preventive policies and...
IRAs: Is Your Program in Compliance
Ascensus conducts countless compliance audits for financial organizations across the U.S., oftentimes finding issues that could result in substantial IRS penalties due to non-compliance with IRS...
Early Identification of Distressed Credit Relationships (2024)
Post-pandemic portfolios have performed admirably, with minimal troubled credits, late payments, and charge-offs. Despite fair economic conditions, it's important to remember that bad loans often...
The Business Banking Blues: Non-Consumer Exception Handling
Delve into the often-neglected realm of business banking, specifically non-consumer exception handling for ACH, check, and wire transactions. Discover the sources of relevant rules and guidance,...
Key Ratio Analysis, Getting Beyond the Numbers
With every loan request comes a plethora of numbers: financial statements, taxes, and various schedules. All this information, can cause many deals to quickly languish due to analysis paralysis....
Action Plans for Troubled Credit
Recognizing that you have a troubled credit in your portfolio is traumatic enough. Having to deal with a declining relationship that may cause your bank a significant loss can create an outright...
Basics of Agriculture Lending
The agriculture field has faced significant headwinds that have stressed many farmers and lenders alike. Agricultural lending decisions are often handled by bankers with limited knowledge of...