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Rebeca Romero Rainey: Conversations Must Determine Our Innovation Budgets
Innovation is one of those line items that can be hard to wrap our heads around.
Boost Your Non-Interest Income with Credit Cards
ICBA Payments helps community banks increase their non-interest income with credit card programs that span the revenue and risk spectrum.
Member Milestones 2025: Community Banks Are Here to Stay
Community banking requires vigor, skill and passion to withstand the test of time. That’s why ICBA is honoring member banks celebrating 100, 125, 150, 175 and even 200 years in service.
Mickey Marshall: Mutual Banks Are Mutually Beneficial
Customer-owned mutual banks offer a community-focused banking model.
KS Bank Helps Make Retirement Plans Happen
KS Bank’s wealth division provides retirement benefits planning services to its business clients to help them save money and attract and retain employees.
Why Community Banks Are Revamping Their CD Strategies
Certificates of deposit are nothing new, but these products’ reputation for reliability is leading some community banks to reposition and market them more competitively.
Q&A: Amy Ledig on the EGRPRA Review Process
Independent Banker caught up with Amy Ledig, vice president of capital, accounting and finance policy at ICBA, to discuss the regulatory outlook.
The Most Notable 2025 Audit Updates So Far
A change in government leadership has led to adjustments in how examiners conduct audits. Learn what experts are seeing at a bank level.
Jack E. Hopkins: Turning Vendors Into Partners With ICBA
When faced with a crisis, community banks step up.
Jacob Eisen: Make Payments a Strategic Budget Priority
Payments have transformed into a strategic opportunity. They no longer simply perform a routine function. Instead, they offer revenue potential, enhanced customer experiences and more.
Yes, You CAN Offer Government-Guaranteed Lending Without Burdening Staff
Government-guaranteed lending isn’t just smart—it’s essential for community banks looking to serve more local businesses, add non-interest income, and stay competitive.
Q&A: Growth-Related Challenges for the Evolving Community Bank
Whether growing organically or through M&A, even positive change can present challenges. We talked to two community bankers about considerations and issues they’ve noticed as their banks have grown.
Rob Birgfeld: Amplify Community Banking With Local Influencers
Influencer marketing doesn’t have to target social media stars with millions of followers, it can start at a local level.
Jack E. Hopkins: Riding the Pendulum of Regulatory Compliance
Over the past decade, community banks have experienced our fair share of pendulum swings when it comes to regulation.
Out of Office: Skyler Kanipe
The project manager at $1.4 billion-asset Community Financial Services Bank (CFSB) in Benton, Kentucky, is always on the lookout for her next vintage find.
CedarStone Bank Recognizes and Thanks Local Teachers
Through its annual Teacher of the Year program, CedarStone Bank recognizes the dedication of Wilson County educators who inspire students and make a difference in their schooling every day.
What Benefits Does Gen Z Value Most?
Gen Z and community banks are both purpose-driven, so attracting the youngest employees largely depends on which benefits companies offer. Here’s how some community banks are doing it.
Reduce Collateralization: A Path to Greater Efficiency and Depositor Satisfaction
Banks can use a reciprocal deposit network to make large deposits eligible for millions in aggregate FDIC insurance across network banks — replacing the need for collateral or repos.
Rebeca Romero Rainey: Making a Difference, One Act at a Time
Community bankers are driven by a spirit of service. Giving back to our communities is simply a part of who we are.
Addressing Operational Pain Points With Regtech
Community banks face a variety of challenges day to day—risk, fraud, cybersecurity, etc.—that are perpetuated by a lack of time or staff. Regtech can help take the weight off bankers’...