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The Economic Whipsaw - What Comes Next for Credit, Earnings, & Capital?
The government's response to the pandemic initially led to significant asset growth in the banking industry but was subsequently followed by elevated inflation and a sharp rise in interest rates....
ESOPs 101
This insightful dive into Employee Stock Ownership Plans (ESOPs) will explore their strategic role in the banking sector. Participants will gain an understanding of how banks can sponsor ESOPs to...
They Posted What?!? Managing Employee Social Media Use
Does your bank have a social media policy? When was the last time you thought about how your employees' online activity might affect your business? Discuss good and bad examples of social media use...
Best Practices for Loan Processing
Navigating the commercial credit approval process can be overwhelming, leading to delays and miscommunication. This guide helps you establish an effective workflow for the Loan Assistant,...
Check Returns & Adjustments
Each method of returning a check to the Depositary Bank, whether through a return or an adjustment, has distinct advantages and potential impacts on customers. As a follow up to the Check Rules &...
Q3: Regulatory Compliance Updates (2024)
The Quarterly Regulatory Compliance Webinars deliver the most up-to-date guidance on regulatory compliance, upcoming deadlines, available resources, and more. Offered quarterly, these 60-minute...
Community Bank Director Guide to Compliance Issues
The demands on community bank directors have increased exponentially in recent years. Without question, the most difficult challenge for community bank directors (most of whom are not career...
Incentive Compensation for Banks in 2024
The Federal Deposit Insurance Corporation (FDIC) and other bank regulators have re-proposed a rule on incentive compensation for financial institutions with assets of at least $1 billion. This...
Three Key Risk Assessments in Your ERM Program – ERM, IT, and Internal Controls
Grasp the essentials of Enterprise Risk Management (ERM). Gain insight into the three crucial phases of ERM and understand the integral role of Risk Assessments. Explore the workings of the Risk...
Lending Compliance Update
Stay ahead by gaining the latest knowledge and best practices in lending compliance to navigate the evolving regulatory landscape effectively. Participants study three key areas: 1. Flood...
Navigating Today's M&A Environment
Over the past 18 months, the community bank mergers and acquisitions environment has faced significant changes. This has led many community bankers to question the current state of the market and...
Decoding Security: FAQ Roadmap
Go beyond the basics of security training and find the answer to common security questions. Discover solutions to practical issues like camera placement, the necessity of monitors in break rooms,...
Money Saving, Money Making Marketing Ideas
Creative thinking can provide financial institutions with highly effective marketing solutions on a controlled budget. Study successful marketing programs implemented by community banks when...
Characteristics of Strong Risk Assessments and Tools to Monitor and Report Results
Financial Institutions provide great value to the American economy. But that value comes with risks. Risk Assessments are at the core of a strong Enterprise Risk Management (ERM) Program....
Early Identification of Distressed Credit Relationships (2024)
Post-pandemic portfolios have performed admirably, with minimal troubled credits, late payments, and charge-offs. Despite fair economic conditions, it's important to remember that bad loans often...
The Business Banking Blues: Non-Consumer Exception Handling
Delve into the often-neglected realm of business banking, specifically non-consumer exception handling for ACH, check, and wire transactions. Discover the sources of relevant rules and guidance,...
Key Ratio Analysis, Getting Beyond the Numbers
With every loan request comes a plethora of numbers: financial statements, taxes, and various schedules. All this information, can cause many deals to quickly languish due to analysis paralysis....
ICBA Bank Compliance Certificate Program (Individual)
The ICBA Education Compliance Certificate Program is designed to give community bankers the knowledge and skills they need to become experts in bank compliance. They will learn to explain the role...
Action Plans for Troubled Credit
Recognizing that you have a troubled credit in your portfolio is traumatic enough. Having to deal with a declining relationship that may cause your bank a significant loss can create an outright...
The Art of Setting ACH Exposure Limits
Setting exposure limits for your ACH Originators is a requirement of the Nacha Rules. However, there are no set guidelines on how this task should be accomplished. Explore the art, not science, of...
Creating the Right Enterprise Risk Management (ERM) Program for YOUR Community Bank
Are you in the process of establishing your bank’s first ERM Program or seeking to streamline your existing one? You’re not alone. Risk Management is at the heart of banking and every bank has to...
Data Protection Challenges for Employers
Employers are confronted with an increasing number of data protection challenges. Dive into the various challenges organizations face when it comes to protecting data and address the latest trends...
Building Your RTP Business Case
Real-time Payments (RTP) volume represents many of the instant payments volume in the U.S. Approximately 1,000 financial institutions have made the connection to receive real-time payments (RTP),...
Supreme Court Shakeup: How the Supreme Court’s 2023 Term Will Affect Banking
During the 2023-2024 Term, the Supreme Court issued several landmark decisions with significant implications for federal agencies. Examine an in-depth analysis of three pivotal cases-Loper Bright,...
Navigating the Data Privacy Landscape: How to Keep Your Employee Data Safe
Given the increasing frequency and scale of data breaches, evolving data protection laws, expanded use of electronic monitoring by employers, and integration of AI tools, understanding your...
7 Ways to Frustrate Attackers
In the face of constant cybersecurity threats, it's easy to feel discouraged. Most penetration tests exploit common weaknesses and misconfigurations, mirroring real-world attack methods. But what...
ICBA Community Bank Briefing 2024 Q3
Join ICBA experts for a quarterly update on industry news and highlights. The 75-minute briefing will include details about regulations and congressional events from inside the Capital Beltway and...
Estate Planning with Bank Stock
The transfer of bank or bank holding company stock as part of a shareholder's estate planning process can involve several potential regulatory, corporate, and tax issues. Banks and bank holding...
Matching Customer Journey Maps with your Brand Expectations
Customer journey mapping has entered the management process at institutions actively managing their customers' experiences. However, mapping a journey is only part of the challenge. From building...
ICBA Community Bank Briefing 2024 Q2
Join ICBA experts for a quarterly update on industry news and highlights. The 75-minute briefing will include details about regulations and congressional events from inside the Capital Beltway and...
Brokered Deposits and Core Funding
Brokered deposits provide an important source of funding for community banks. Recent changes to FDIC rules and guidance have offered clarity in certain areas of the brokered deposit regulatory...
IRAs: Is Your Program in Compliance
Ascensus conducts countless compliance audits for financial organizations across the U.S., oftentimes finding issues that could result in substantial IRS penalties due to non-compliance with IRS...
Improving Your Workplace Violence Program
Incidents of violence in the workplace are increasing, but there are many steps employers can take to reduce the chance of becoming a victim. Familiarize yourself with preventive policies and...
Community Bank Overview of Insurance Issues
At its core, community banking is risk management. In addition to community banks' commitment to risk management on a day-to-day basis, it is important that community banks utilize insurance to...
Presenting with Confidence – for Leaders (2024)
Leaders are frequently tasked with public speaking engagements and need confidence and skills to effectively deliver presentations. Whether you are presenting to your peers, to senior management,...
Regulatory Compliance Change Management: Are You Prepared?
Now more than ever, financial institutions must consider the risk of change. Regulatory changes, system conversions, new products and services, and corrective action for audit findings are just a...
Strategic Planning in 2024: Strategies for a Shifting Economic and Regulatory Environment
Strategic planning in banking is constantly evolving in today's economic and regulatory landscape. Discover key elements of strategic planning in an environment where the only thing certain is...
IRA Transfers & Rollovers
Retirement plan portability is one of the most popular topics fielded on our consulting lines. Attending this course will help ensure that you are handling these transactions properly. You will...
Five Cultural Changes that Must Become Business as Usual
One thing that the rapid pace in banking has revealed is that the ability to change and adapt is a mandatory quality. Amid change it is also important to understand that your underlying foundations...
Q2: Regulatory Compliance Updates (2024)
Attend ICBA's Quarterly Regulatory Compliance webinars for the very latest regulatory compliance guidance, upcoming deadlines, resources, and more. Offered quarterly, these 60-minute webinars...