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How Community Banks Can Cut Down Data Privacy Threats
Education on how to keep data safe is important for both community bank employees and their customers. Community bankers and data privacy experts share their tips to help keep data safe
Rebeca Romero Rainey: Combatting Cyber Threats
We need to continue our training … to identify threats and prepare ourselves, our staff and our customers for what’s possible and what’s potentially next.
How to Excel in Niche Lending
From microbreweries to veterinary businesses, new companies pop up every day, but the needs of each business customer are different. Specialty community bank lenders describe how they serve their...
Chris Cole: Basel III Endgame Proposals Targeted at Large Banks
With legislation like the Interagency Proposal to Amend Regulatory Capital Requirements for Large Banks, it’s important for community bankers to share their opinions on why “too big to fail” banks...
Member Benefits: Tips for IT Outsourcing
For community banks that are considering or are already working with a third-party IT vendor, ICBA’s IT Outsourcing Toolkit has a collection of resources that address the process and considerations.
Modernizing the Community Reinvestment Act
To meet the needs of today’s world, the Community Reinvestment Act is getting an update. Here’s what to know about it.
Charles Potts: How Curiosity Leads to Innovation
How many times have you asked your customers what they need or how you can serve their needs? Asking these questions is crucial to improving the customer experience and ultimately ensuring lifelong...
Generative AI in Community Banking: What's the Risk?
Generative AI, such as ChatGPT and Jasper, is growing and evolving rapidly. How can community banks leverage this technology while avoiding scams?
Lindsay LaNore: Look for Learning Everywhere
Learning happens everywhere, and those lessons can have a big impact on our work performance, perspective and team culture.
What Does Pay by Bank Mean for Community Banks?
Now that FedNow has launched, it’s time to put some focus on a new payments form: Pay by Bank.
Veritex Community Bank Throws a Fastball for Financial Literacy
This baseball season, every strikeout thrown by Houston Astros pitcher Ryan Pressly spurs a $100 donation to Junior Achievement of Southeast Texas—courtesy of Veritex Community Bank.
Derek Williams: At the Heart of Service
There’s a commitment to the community that’s based on one fact: Service is not something we strive for; it’s simply a part of who we are.
Leveling Up: How Community Banks Should Navigate Asset Size Growth Thresholds
As your bank grows in asset size, it’s vital to keep up with compliance regulations to meet the standards of each new threshold. By planning ahead and preparing your staff, the process can be...
What's the Future of Ag Lending?
As technology evolves, so do the needs of farmers. From cloud usage to digital lending solutions, ag lending experts explain how community banks can best support their farming clientele.
Jim Reber: Monetary Policy for the WIN
The Fed was battling inflation 50 years ago, too.
Primis Bank Brings Banking to Your Front Door
Inspired by a fateful food delivery, Primis Bank launched V1BE, a banking delivery service that serves both individuals and businesses.
How Technology Can Simplify Banks' Workflow
As compliance obligations mount, community bankers reveal the benefits regtech brings to their banks and offer tips for finding the right partners.
Rebeca Romero Rainey: Advocate for a Positive Environment
We advocate for community bankers to continue to have an environment where they can help their customers, and we respond creatively to ensure our customers still have access to solutions that meet...
How Banks Can Combat Deposit Insurance Disruption
Following the failures of Silicon Valley Bank and Signature Bank, community banks look to alternative deposit insurance options.
Charles Potts: Budgeting for the Future
We’re in a tricky economic environment, but by focusing further down the line, we can get ahead of industry evolution and prepare for what’s next.
Jenna Burke: Are Changes to Bank M&A Rules on the Horizon?
The Department of Justice and other banking agencies are evaluating a new potential M&A framework. What does this mean for community banks?
ICBA's 2023 National Community Bank Service Award Winners
ICBA’s 2023 National Community Bank Service Award winners, First Federal Savings & Loan Association and Cross Bank, explain why, in the face of devastating natural disasters, it was natural to help...
ICBA's 2022 National Community Bank Service Award winners
The winners of ICBA’s National Community Bank Service Awards, which recognize member banks for their extraordinary efforts during the past year, are shining examples of the community bank difference.
Should You Talk to Customers about your Community Bank's Finances?
With the recent failures of a few megabanks, customers may have questions and concerns about their own banks. Here’s how you can address them.
How to Streamline Balance Sheet Risk Management
Balance sheet risk management is a constantly evolving area. Luckily for community bankers, new tools are being created in turn to help optimize the process.
Lindsay LaNore: The Swift Swap
How to build community in your teams and incorporate fun into the workday without breaking the budget or eating up valuable work time.
Tips for Better Community Bank CMS Testing
By understanding and leveraging compliance management system testing, community banks can limit potential risk.
Derek Williams: Part of the Family
A bank that demonstrates it truly understands and cares about individual needs will create a meaningful relationship with that employee and strengthen retention in the process.
9 Ways for Community Banks to Cut Expenses
As the start of the fiscal year approaches, it’s a great opportunity for community banks to revisit vendor contracts, technology and more to limit expenses. We asked experts for their top tips on...
CFOs' Tips on a Changing Environment
Community bank chief financial officers are currently facing one of the most challenging environments in decades. Independent Banker recently spoke with community bank CFOs to see how they are...
Troy Bank & Trust Banks Carries the Torch for its Founder
Charles Henderson’s legacy as a businessman, politician and philanthropist continues to guide Alabama’s Troy Bank & Trust nearly a century after his death.
Member Benefits: ICBA Career Center
ICBA’s Career Center serves bankers who are both hiring and looking for jobs, connecting them to the financial institution careers and talent that they desire.
Out of Office: Dick Behl
The president of $35 million-asset Farmers & Merchants State Bank in Scotland, S.D., doubles as a weekend scuba instructor.
In Pictures: The ICBA Capital Summit 2023
To advocate for community banks across the nation, ICBA and participating bankers went straight to the source: Capitol Hill.
Rebeca Romero Rainey: A Tried-and-True Business Model
So much of what we’ve seen in the last six months is banks doubling down on what they’re good at doing: helping their customers and communities in ways that nobody else can.
Member Milestones: Keeping the Community Bank Spirit Alive
Each year, ICBA recognizes member banks celebrating significant anniversaries: 100, 125, 150 or 175 years. Each has a story that proves why these community banks remain staples of their towns and...
Susan Sullivan: Staking a Claim in the Digital Assets Debate
As Congress and other federal agencies discuss the evolving marketplace of cryptocurrency and a CBDC, ICBA is ensuring the voice of community banks are being heard.
How Choice Bank Used Tech to Recapture Ag Business
When ag retailers started offering financing options from national companies at the point of sale, Choice Bank hit back with the development of an innovative POS digital origination platform.
OceanFirst Bank's Financial Literacy Push
With a goal of improving financial literacy statewide and within its served communities, OceanFirst Bank N.A. in Toms River, N.J., donated $10,000 to Junior Achievement (JA) of New Jersey.