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FDIC Merger Letter
May 31, 2022 Mr. James P. Sheesley Assistant Executive Secretary 550 17th Street NW Washington, DC 20429 RE: REQUEST FOR INFORMATION AND COMMENT ON RULES, REGULATIONS, GUIDANCE, AND ...
10-20-2025-Risk-Summary-Report
Week of 20 October 2025 | Issue 305 This report elevates this week’s top risks to assist community institution information security and technology teams in proactively protecting their financial...
Credit Union Merger White Paper
MERGERS AND ACQUISITIONS BETWEEN BANKS AND CREDIT UNIONS March 2020 www.icba.org http://www.icba.org page 2 Executive Summary and Introduction • Credit unions began as small, cooperative...
10-27-2025-Risk-Summary-Report-
Week of 27 October 2025 | Issue 306 This report elevates this week’s top risks to assist community institution information security and technology teams in proactively protecting their financial...
10-13-2025-Risk-Summary-Report
Week of 13 October 2025 | Issue 304 This report elevates this week’s top risks to assist community institution information security and technology teams in proactively protecting their financial...
11-03-2025-Risk-Summary-Report
Week of 3 November 2025 | Issue 307 This report highlights this week’s top risks to support community institution information security and technology teams in proactively protecting their...
Dispute Management Guidelines for Visa Merchants - 2018
Dispute Management Guidelines for Visa Merchants Table of Contents Dispute Management Guidelines for Visa Merchants i © 2018 Visa. All Rights Reserved. Contents Introduction . . . . . . . ....
Bulletin UPDATE 05 - Missing Payments Issue 01.27.2025
Bulletin ID: 584049 Topic Type: Issue Ticket: N/A Solutions: BASE2000, Payments One Credit (P1C), TBS - Credit Review Client Action What you need to know As communicated...
11-10-2025 Risk Summary Report - Regulatory Edition - Internal Use Only
Week of 10 November 2025 | Issue 308 This report highlights this week’s top risks to support community institution information security and technology teams in proactively protecting their...
Letter on NCUA Simplified Capital Proposal
October 15, 2021 Ms. Melane Conyers-Ausbrooks Secretary of the Board National Credit Union Administration 1775 Duke Street Alexandria, VA 22314 Re: Capital Adequacy: The...
Joint Letter on Suspended Counterparty Program Proposal
September 18, 2023 Mr. Clinton Jones General Counsel Federal Housing Finance Agency 400 7th Street, SW Washington, DC 20219 RE: Suspended Counterparty Program - Notice of Proposed...
Joint Letter on Credit Score Policy Implementation Plan
1 June 22, 2023 Federal Housing Finance Agency Office of the Director 400 7th Street, SW, 9th Floor Washington, DC 20219 Re: Credit Score Policy Implementation Plan ...
Comments on Federal Home Loan Bank Review
March 31, 2023 Sandra Thompson Director Federal Housing Finance Agency 400 7th St SW Washington, DC 20024 RE: FHLBank System at 100: Focusing on the Future Dear...
Letter on SBREFA Panel AVM Models
May 13, 2022 Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 Dear Sir or Madam, The Independent Community Bankers of America (ICBA) 1 welcomes the...
Top Issues
2025 Advocacy in Action Over for more Advocacy in Action → 3rd Quarter ICBA Promotes New Regulatory and Tax Agenda for the 119th Congress. To capture opportunities presented by the new...
ICBA Response to Modernizing Payments Executive Order RFI 1 (1)
June 30, 2025 Tyler Curtis Director, Office of Consumer Policy U.S. Department of the Treasury Washington, D.C. 20220 Re: Request for Information related to the Executive Order 14247,...
18.05.14_MikiBowman
May 14, 2018 The Honorable Mike Crapo The Honorable Sherrod Brown Chairman Ranking Member Committee on Banking, Housing, Committee on Banking, Housing, and Urban Affairs and Urban...
19.11.14_FCSltr
November 14, 2019 The Honorable John Hoeven The Honorable Sanford Bishop Chairman Chairman Senate Appropriations Subcommittee House Appropriations Subcommittee Agriculture Appropriations...
Letter Asking the FDIC to Withdraw Its Brokered Deposit Proposed Rule or Propose a New Rule That Works
1 November 20, 2024 Via Electronic Mail Federal Deposit Insurance Corporation 550 17th Street, N.W. Washington, D.C. 20429 Attention: James P....
ICBA QM Patch Extension Letter
August 10, 2020 The Honorable Kathleen Kraninger Director Consumer Financial Protection Bureau Comment Intake 1700 G Street NW Washington, DC 20552 Re: Qualified Mortgage...
Letter to the FDIC Requesting Withdrawal of the Brokered Deposit Proposed Rule
November 21, 2024 Mr. James P. Sheesley Assistant Executive Secretary Attention: Comments—RIN 3064-AF99 Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC 20429 ...
DigitalAdSpecs_IB_2025_P1-copy
independentbanker.org DIGITAL ADVERTISING SPECIFICATIONS 2025 e-Newsletters: ICBA NEWSWATCH TODAY®; ICBA BANKER’S DOZEN; INDEPENDENT BANKER ENEWS; INSIDER E-BLAST NOTICE: All submitted...
Letter Supporting the Prove It Act
February 6, 2024 The Honorable Brad Finstad The Honorable Yadira Caraveo U.S. House of Representatives U.S. House of Representatives Washington, D.C. 20515 Washington, D.C. 20515 ...
ICBA Letter in Opposition to Postal Banking Amendment Rules
July 24, 2020 The Honorable James P. McGovern The Honorable Tom Cole Chairman Ranking Member Committee on Rules Committee on Rules U.S. House of Representatives U.S. House of...
Crop Insurance Coalition Budget Letter to Administration
January 22, 2024 The Honorable Tom Vilsack Secretary US Department of Agriculture 1400 Independence Avenue SW Washington, DC 20250 The Honorable Shalanda Young Director The Office of...
18.07.17_PostalBankingLetter
July 16, 2018 The Honorable Paul Ryan The Honorable Nancy Pelosi Speaker Minority Leader United States House of Representatives United States House of Representatives ...
ltr081117
August 11, 2017 The Honorable David Kustoff U.S. House of Representatives Washington, D.C. 20515 Dear Representative Kustoff: On behalf of the more than 5,800 community banks...
S 1002 Leave Behind
www.icba.org/advocacy THE CLEAR RELIEF ACT OF 2017 (S. 1002) Background The Community Lending Enhancement and Regulatory Relief Act (the CLEAR Relief Act, H.R. 2133) was ...
Interagency Policy Statement on Allowances for Credit Losses
December 16, 2019 Chief Counsel’s Office Attention: Comment Processing Office of the Comptroller of the Currency 400 7th Street, SW Suite 3E-218 Washington, DC 20219 ...
ICBA Comments on TRID Sandbox
March 29, 2023 Rohit Chopra Director Bureau of Consumer Financial Protection 1700 G St NW Washington, DC 20552 RE: New Proposal for Alternative Mortgage Disclosures for...
Letter in Support of H.J. RES. 59
March 4, 2025 The Honorable French Hill The Honorable Maxine Waters Chairman Ranking Member Committee on Financial Services Committee on Financial Services U.S. House of...
Letter to House Urging Support for SJRes 32 to Nullify 1071 Rule
November 27, 2023 United States House of Representatives Washington, D.C. 20515 RE: Support for Congressional Review Act resolution to nullify the Consumer Financial Protection ...
Joint Letter on Aggregation Services Market
1 August 2, 2022 Via Electronic Mail Hon. Rohit Chopra Director Consumer Financial Protection Bureau 1700 G Street, NW Washington, D.C. 20552 Re: Petition for rulemaking...
Coalition Letter in Support of MI Tax Deduction (Chairman Smith October 15, 2024)
October 15, 2024 The Honorable Jason Smith Chairman Committee on Ways and Means U.S. House of Representatives 1139 Longworth House Office Building Washington, DC 20515 Dear Chairman...
ICBA LETTER IN SUPPORT OF S.3502
December 14, 2023 The Honorable Jack Reed The Honorable Bill Hagerty United States Senate United States Senate Washington, D.C. 20510 Washington, D.C. 20510 Dear Senators...
Letter Urging Senate to Include ACRE Act in Tax Bill
June 3, 2025 United States Senate Washington, D.C. 20510 Re: Inclusion of ACRE Act in Tax Reconciliation Legislation Dear Senator: On behalf of the Independent Community Bankers...
Letter to the Federal Reserve in Response to the RFI on the Discount Window
December 9, 2024 Ms. Ann E. Misback Secretary Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue NW Washington, DC 20551 Re: Request for...
Joint Financial Trades Final - Petition for Rulemaking on Cybersecurity Risk Management, Strategy, Governance, and Incident Disclosure Rule
May 22, 2025 Via Electronic Mail Ms. Vanessa Countryman Secretary U.S. Securities and Exchange Commission 100 F Street NE Washington, D.C. 20549 Re: Petition for Rulemaking on the...
Producer Assistance Letter to President Trump - Final
October 6, 2025 President Donald J. Trump The White House 1600 Pennsylvania Avenue NW Washington, DC 20500 Dear President Trump, The undersigned organizations, which...
PPP State Sign-On Letter
May 27, 2020 The Honorable Mitch McConnell The Honorable Charles Schumer Majority Leader Minority Leader United States Senate United States Senate Washington, D.C. 20510 Washington,...