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community-bank-statement-for-genius-act-markup.pdf

March 12, 2025 Community Bank Statement for GENIUS Act Markup The Independent Community Bankers of America, representing community banks across the nation with nearly 45,000 locations,...

Nov 3, 2025

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West Virginia-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Alabama-4

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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FDIC Merger Letter

May 31, 2022 Mr. James P. Sheesley Assistant Executive Secretary 550 17th Street NW Washington, DC 20429 RE: REQUEST FOR INFORMATION AND COMMENT ON RULES, REGULATIONS, GUIDANCE, AND ...

Jul 31, 2025

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19.01.15_NoActionLetterSummary

ICBA Summary of CFPB Proposed Rule on No-Action Letters and Product Sandboxes January 2019 Contact Information: Michael Emancipator Vice President & Regulatory Counsel ...

Aug 1, 2025

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cl062714

Submitted electronically June 27, 2014 The Honorable Richard Cordray Director Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 Re: CFPB eRegulations...

Aug 1, 2025

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Washington-9

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Oklahoma-5

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Joint Letter - USDA Implementation of Section 1005 of the American Rescue Plan

May 25, 2021 The Honorable Debbie Stabenow The Honorable John Boozman Chairwoman Ranking Member Committee on Agriculture Committee on Agriculture United States Senate United States...

Jul 31, 2025

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Comments on Late Fee Rulemaking

January 20, 2023 Rohit Chopra Director Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 BY ELECTRONIC MAIL Re: RIN 3170-AB15; Credit Card Penalty...

Jul 31, 2025

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New Jersey-7

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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National Banking Trades Letter on Recovery Act - FSGG

1 April 7, 2020 The Honorable John Kennedy The Honorable Mike Quigley Chairman Chairman Subcommittee on Financial Services & Subcommittee on Financial...

Jul 31, 2025

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New York-6

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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ICBA Order Comment Final OCC 2026-0431.pdf

May 29, 2026 Via Electronic Submission Chief Counsel's Office Attention: Comment Processing Office of the Comptroller of the Currency 400 7th Street SW, Suite 3E-218 Washington, DC...

May 29, 2026

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ltr020414

February 4, 2014 The Honorable Michael McCaul Chairman, Committee on Homeland Security U.S. House of Representatives 131 Cannon House Office Building Washington, DC 20515 The Honorable...

Aug 1, 2025

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KY - Coverage Fact Sheet

Community Bank Presence in Contrast KENTUCKY Community Bank Branch Locations Community banks in KY represent 100% of rural* counties 100% of LMI* counties 100% of all KY counties In...

Oct 15, 2025

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Support for Promoting Access to Capital in Underbanked Communities Act

February 6, 2023 The Honorable Andy Barr U.S. House of Representatives Washington, D.C. 20515 Dear Representative Barr: On behalf of community banks across the country, with more...

Jul 31, 2025

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Comment Letter to the OCC and FDIC on Federal Interest Rate Authority

January 30, 2020 Mr. Robert E. Feldman Executive Secretary Attention: Comments Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC 20429 Chief Counsel’s Office ...

Jul 31, 2025

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Bulletin 3 REMINDER – TBS to P1C Migration Contact Survey Link

Bulletin ID: 352106 Topic Type: System Migration Ticket: N/A Solutions: TBS - Credit Review Client Action What you need to know Note: This Bulletin applies to all clients...

Feb 13, 2026

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ltr032315a

March 23, 2015 The Honorable Scott Garrett Chairman Subcommittee on Capital Markets and Government Sponsored Enterprises Committee on Financial Services U.S. House of Representatives ...

Aug 1, 2025

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FL-7

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Pennsylvania-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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ltr071415a

July 14, 2015 The Honorable John Boehner The Honorable Nancy Pelosi Speaker Democratic Leader U.S. House of Representatives U.S. House of Representatives Washington, D.C. 20515 ...

Aug 1, 2025

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Washington

icba.org | info@icba.org | 866-422-8439 ADV_2687A26 Sources: FFIEC 2025 Q4 Call Reports, NCUA 2025 Q4 Call Reports, FDIC Statement of Deposits Reports, Tax Foundation, Kaiser Family Foundation, ...

May 13, 2026

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Texas-34

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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test012815

    On behalf of the more than 6,500 community banks represented by ICBA, thank you for convening today’s hearing on “Protecting America from Cyber Attacks: The Importance of Information...

Aug 1, 2025

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ltr120215

December 2, 2015 The Honorable Paul Ryan The Honorable Kevin McCarthy Speaker of the House Majority Leader H-232, The Capitol H-107, The Capitol Washington, DC 20515 ...

Aug 1, 2025

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cl091115

September 11, 2015 Robert E. Feldman, Executive Secretary Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC 20429 Re: Assessments: RIN 3064-AE37 Dear Mr....

Aug 1, 2025

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20.03.13_Impact_ltr

March 13, 2020 The Honorable Marco Rubio Chairman Committee on Small Business & Entrepreneurship United States Senate Washington, D.C. 20510 Dear Senator Rubio: On behalf of...

Jul 31, 2025

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AL-6

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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NY-4

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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ltr122315

December 22, 2015 The Honorable Richard Cordray Director Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 Dear Director Cordray: The recent enactment of the...

Aug 1, 2025

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ltr081616

Page 1 of 2 August 16, 2016 The Honorable Julián Castro Secretary United States Department of Housing and Urban Development 451 Seventh Street, SW Washington, DC 20410 The...

Aug 1, 2025

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Letter of Support for Senate SBA Direct Lending Bill

December 14, 2021 The Honorable Tim Scott United States Senate Washington, D.C. 20510 Dear Senator Scott: On behalf of ICBA and the nearly 50,000 community bank locations we...

Jul 31, 2025

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Regulatory Update - Flood Insurance (Updated May 2025)

May 2025 ICBA Regulatory Update: Flood Insurance Talking Points Topic/Issue: NFIP Reauthorization Agency: FEMA/NFIP Status: On March 15, 2025, the president signed legislation...

Aug 7, 2025

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NY-12

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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ME

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the outdated tax...

Jul 31, 2025

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Missouri-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Arizona-5

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Lender Livestock Trust Letter 7-28-20

July 28, 2020 The Honorable Pat Roberts The Honorable Debbie Stabenow Chairman Ranking Member U.S. Senate Committee U.S. Senate Committee on Agriculture, Nutrition &...

Jul 31, 2025

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ltr101615

October 16, 2015 The Honorable Steve Chabot The Honorable Nydia Velazquez Chairman ...

Aug 1, 2025

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19.09.24_SAFE

September 24, 2019 The Honorable Nancy Pelosi The Honorable Kevin McCarthy Speaker Republican Leader U.S. House of Representatives U.S. House of Representatives Washington, D.C....

Aug 1, 2025

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Climate Change Regulation on Community Banks Report

www.icba.org CLIMATE CHANGE REGULATION ON COMMUNITY BANKS: Risks of Choking Off Credit to America’s Communities Sept. 2021 http://www.icba.org page 2 Introduction With decades of...

Sep 25, 2025

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Eligible Retained Income

May 4, 2020 Chief Counsel’s Office Comment Processing Office of the Comptroller of the Currency 400 7th Street SW, Suite 3E-218 Washington, DC 20219 Ms. Ann E. Misback ...

Jul 31, 2025

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eNews & eBlasts.pdf

DIGITAL OPPORTUNITIES | 2026 Email Marketing Reach a Targeted Subscriber Base Of Community Bank Decision-Makers Our e-newsletter and e-blast opportunities offer a variety of exclusive advertising...

Jan 30, 2026

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Certification News Spring 22

CERTIFIED BANKER SPOTLIGHT Will the Cyber Incident Reporting for Critical Infrastructure Act of 2022 Help or Confuse Financial Institutions? President Biden has signed into law the bi-partisan...

Jul 31, 2025

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Bulletin UPDATE 16 - Application Issue 01.16.2025

Bulletin ID: 063021 Topic Type: Incident Ticket: IN25016208575 Solutions: ACH Tracker Processing, Account Recon Positive Pay Advantage, Address Analysis, Anytime Lender, BASE2000, ...

Aug 7, 2025

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Sponsored Content.pdf

Online Content Marketing Sponsored Content or Video Package Share your messaging on independentbanker.org. Each package includes: • A homepage teaser of your article or video with a ...

Feb 25, 2026

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Producer Assistance Letter to President Trump - Final

October 6, 2025 President Donald J. Trump The White House 1600 Pennsylvania Avenue NW Washington, DC 20500 Dear President Trump, The undersigned organizations, which...

Nov 3, 2025

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TN-9

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Illinois-11

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Florida-8

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Website Advertising.pdf

Website Advertising Targeted Audience Advertising runs on the independentbanker.org website with a one-third share of voice. Each advertiser receives four rotating ads on the website. ...

Jan 30, 2026

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Objection to National Trust Charter Application for PAYO Digital Bank.pdf

March 27, 2026 Sebastian R. Astrada Director for Licensing Midsize, Trust, Credit Card, and Novel Banks Office of the Comptroller of the Currency 400 7th Street SW Washington, DC 20219 ...

Mar 30, 2026

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Bulletin 8 - Migration Date Approaching Soon

DATE: September 28, 2023 AFFECTED PRODUCTS: TBS - Credit TOPIC TYPE: Migration Notification SUBJECT: BULLETIN 8: October 23 Migration Date Approaching Soon REVIEW CLIENT ACTION ...

Aug 7, 2025

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Connecticut-4

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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State Letter Requesting House NCUA Oversight Hearing

April 4, 2023 The Honorable Patrick McHenry The Honorable Maxine Waters Chairman Ranking Member Committee on Financial Services Committee on Financial Services U.S. House of...

Jul 31, 2025

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OH-7

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Joint Letter Urging Garnishment Exemption

March 8, 2021 The Honorable Nancy Pelosi The Honorable Mitch McConnell Speaker of the House Minority Leader U.S. House of Representatives United States Senate Washington, D.C. 20515...

Jul 31, 2025

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TX-28

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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