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Introduction to Visa Digital Solutions and Tokenization

Visa Digital Solutions and Partnership with Apple September 25, 2014 | Visa Digital Solutions and Partnership with Apple | September 2014 2 Visa Confidential Today’s Agenda • Apple...

Aug 1, 2025

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California

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the...

Jul 31, 2025

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NH - Coverage Fact Sheet

Community Bank Presence in Contrast NEW HAMPSHIRE Community Bank Branch Locations Credit Union Branch Locations Large Bank Branch Locations Sources: FDIC Summary of Deposits, NCUA Call Reports,...

Nov 3, 2025

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CA-34

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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State Letter Opposing H.R. 4277 Overdraft Bill

July 26, 2022 The Honorable Maxine Waters The Honorable Patrick McHenry Chairwoman Ranking Member Committee on Financial Services Committee on Financial Services U.S. House of...

Jul 31, 2025

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Exhibit 1 Service Level Agreements

ICBA SLAs Revision 08012020 Fidelity National Card Services, Inc. ICBA Bancard Effective August 1, 2020 A. SLAs / Standards. FIS will provide the Program Services in accordance with the ...

Jul 31, 2025

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cl060914a

June 9, 2014 Legislative and Regulatory Activities Division Robert deV. Frierson, Secretary Office of the Comptroller of the Currency Board of Governors of the Federal 400 7th Street, SW,...

Aug 1, 2025

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19.06.27_FedFPltr

Sent via email June 27, 2019 The Honorable Jerome H. Powell Chairman Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue Washington, D.C....

Aug 1, 2025

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PA-9

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Comments on Credit Reporting on Human Trafficking Victims

May 9, 2022 Via Electronic Submission Comment Intake—FCRA Trafficking Bureau of Consumer Financial Protection 1700 G Street NW Washington, DC 20552 RE: Docket No. CFPB-2022-0023, RIN...

Jul 31, 2025

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HSA IRA Bundle List

For more detailed information, visit icba.org/education or call ICBA Education at 800-422-7285. Plan your online training now. Get access to 15 bank HSA/IRA-focused online courses. Conversions...

Nov 7, 2025

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Large Community Bank Council Roster

Large Community Bank Council Chairman John 'JV' V. Evans, III D.L. Evans Bank Boise, ID Vice Chairman Sue Loken Lake Ridge Bank Middleton, WI Council Member Shaza Andersen Trustar Bank Great...

Jul 31, 2025

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18.10.26_FasterPaymentsTPs

www.icba.org/advocacy 1 FEDERAL RESERVE AND FASTER PAYMENTS FASTER PAYMENTS TALKING POINTS FOR FEDERAL RESERVE TOWN HALL MEETINGS October 26, 2018 • Provide your name and title,...

Aug 1, 2025

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Coalition Letter on Crop Insurance

January 30, 2023 The Honorable Tom Vilsack Secretary US Department of Agriculture 1400 Independence Avenue SW Washington, DC 20250 The Honorable Shalanda Young Director The Office of...

Jul 31, 2025

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Joint Financial Trades Final - Petition for Rulemaking on Cybersecurity Risk Management, Strategy, Governance, and Incident Disclosure Rule

May 22, 2025 Via Electronic Mail Ms. Vanessa Countryman Secretary U.S. Securities and Exchange Commission 100 F Street NE Washington, D.C. 20549 Re: Petition for Rulemaking on the...

Jul 30, 2025

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ICBA Response to Federal Reserve Check Services RFI.pdf

March 6, 2026 Benjamin W. McDonough Deputy Secretary Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue NW Washington, DC 20551 Re: Request for...

Mar 6, 2026

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ltr071717a

July 17, 2017 Mr. Brent J. Fields Secretary U.S. Securities and Exchange Commission 100 F Street, NE Washington, DC 20549 Re: Request for rulemaking to amend Rule 14a-8 under the...

Aug 1, 2025

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ICBA Letter Supporting Michelle Bowman's Fed Vice Chair Nomination

April 9, 2025 The Honorable Tim Scott The Honorable Elizabeth Warren Chairman Ranking Member Committee on Banking, Housing, Committee on Banking, Housing, and Uban Affairs and...

Jul 30, 2025

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Nebraska-3

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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19.06.21_Roundsltr

June 21, 2019 The Honorable Mike Rounds United States Senate Washington, D.C. 20510 Dear Senator Rounds: On behalf of community banks across the country, with more than 52,000 locations,...

Aug 1, 2025

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Pennsylvania-15

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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South Dakota

icba.org | info@icba.org | 866-422-8439 ADV_2687A26 Sources: FFIEC 2025 Q4 Call Reports, NCUA 2025 Q4 Call Reports, FDIC Statement of Deposits Reports, Tax Foundation, Kaiser Family Foundation, ...

May 13, 2026

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New York-8

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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BSA White Paper

MODERNIZING ANTI-MONEY LAUNDERING AND ANTI-TERRORIST FINANCING LAWS AND REGULATIONS White Paper July 2018 www.icba.org http://www.icba.org page 2 TABLE OF CONTENTS Introduction...

Aug 1, 2025

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Housing Finance and Flood Insurance Reform

HOUSING FINANCE AND FLOOD INSURANCE REFORM COMMUNITY BANKS AND THE MORTGAGE MARKET For decades, American homeowners have benefited from the critical role Fannie Mae and Freddie Mac (the...

Aug 1, 2025

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KS-1

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Implementing Appropriate Compensation Practices for Community Banks presentation

1 Presented by: Cliston V. “Doc” Bodine, III Gerrish Smith Tuck, Consultants & Attorneys 2022 ICBA Audio Conference August 31, 2022 Gerrish Smith Tuck Consultants and Attorneys...

Jul 31, 2025

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test062813

1 Statement of Ann Grochala, ICBA Vice President for Lending and Housing Policy Before House Financial Services Committee Ranking Member Maxine Waters’ Panel Discussion: “A Way Forward for...

Aug 1, 2025

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ICBA Congratulatory Letter to Director Pulte

March 17, 2025 Federal Housing Finance Agency Office of the Director 400 7th Street, SW, 9th Floor Washington, DC 20219 Dear Director Pulte, On behalf of community banks...

Jul 30, 2025

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Crop Insurance Coalition Budget Letter - FY21

December 13, 2019 The Honorable Sonny Perdue Secretary US Department of Agriculture 1400 Independence Avenue SW Washington, DC 20250 Mr. Russell Vought Acting Director The Office of...

Jul 31, 2025

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ltr110513

November 5, 2013 U.S. Representative Frank Lucas U.S. Representative Collin Peterson Chairman Ranking Member Committee on Agriculture ...

Aug 1, 2025

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Innovation Program Calendar

Community Banks Are 2024 Innovation Calendar Innovative Problem Solvers ic ba .o rg /i nn ov at io n 51 8 Li nc ol n Ro ad P. O . B ox 2 67 Sa uk C en tr e, M N 5 63...

Aug 7, 2025

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Disclosures by FDIC-Insured State Nonmember Banks

    November 26, 2018 Mr. Robert E. Feldman Executive Secretary Attention: Comments Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC 20429 Re:...

Aug 1, 2025

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The ICBA Overdraft Payment Services Study (2012 Summary)

The ICBA Overdraft Payment Services Study © 2012 Independent Community Bankers of America carla.taylor Typewritten Text carla.taylor Typewritten Text June 2012 carla.taylor Typewritten Text ...

Aug 1, 2025

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ICBALetterInSupportOfHR2323

June 14, 2013 The Honorable Robert Pittenger U.S. House of Representatives Washington, D.C. 20515 Dear Congressman Pittenger: On behalf of the 7,000 community banks represented by ICBA,...

Aug 1, 2025

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About ICBA CRA Solutions

Powering Community Reinvestment crasolutions@icba.org (877) 232-0859 8700 Trail Lake Drive W., Suite 140 Memphis, TN 38125 We provide CRA Education & Training, CRA Support Services, the CRA...

Aug 7, 2025

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Comment on FHFA proposed regulatory capital framework

              November 14, 2018 The Honorable Melvin L. Watt Director Federal Housing Finance Agency 400 7th St SW Washington, DC 20219 Re: Enterprise Capital Rules; RIN...

Jul 31, 2025

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Utah-3

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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19.08.28_DD

703.561.1100 www.nacha.org 2550 Wasser Terrace Suite 400 Herndon, VA 20171 August 28, 2019 Via E ectronic Mai The Honorab e Maxine Waters Chairwoman U.S. House Committee on...

Aug 1, 2025

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ICBA Statement For HFSC Charter Hearing 4.15.21

www.icba.org/advocacy April 15, 2021 Preserving the Integrity of the Bank Charter: The Community Bank Perspective The Independent Community Bankers of America, representing community...

Jul 31, 2025

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ICBA LETTER IN SUPPORT OF H.R. 6955 3.2.2026.pdf

March 2, 2026 The Honorable French Hill The Honorable Maxine Waters Chairman Ranking Member Committee on Financial Services Committee on Financial Services U.S. House of...

Mar 2, 2026

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Texas-19

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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ICBA comment regarding NCUA reproposed FOM rule

Via electronic submission December 9, 2019 Gerard Poliquin Secretary of the Board National Credit Union Administration 1775 Duke Street, Alexandria, Virginia 22314 RE: ICBA Comments on...

Aug 1, 2025

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ltr050115

May 1, 2015 The Honorable Randy Neugebauer Chairman of the Subcommittee on Financial Institutions and Consumer Credit United States House of Representatives 1424 Longworth House Office...

Aug 1, 2025

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19.09.25_OCC_CRA

September 25, 2019 The Honorable Joseph Otting Comptroller Office of the Comptroller of the Currency 400 7th Street, SW Washington, DC 20219 Re: Community Reinvestment Act –...

Aug 1, 2025

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NV - SBA Fact Sheet

Community Bank Small Business Administration Lending NEVADA SBA Lending by Community Banks, 2010-2025 Sources: FDIC Summary of Deposits, NCUA Call Reports, US Census, US Small Business...

Nov 3, 2025

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Comments on Principles for Climate-Related Financial Risks

February 16, 2022 Mr. François Villeroy de Galhau Chairman of the Board Bank for International Settlements Postfach, CH-4002 Basel Centralbahnplatz 2, 4051 Basel, Switzerland ...

Jul 31, 2025

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Nevada-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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IB MediaKit 2017

P H O T O S : C A R Y N O R T O N Compliance Officer, INTERRUPTED What will Michele Durham do next? ICBA mIssIon 2017 Media Guide ® ® ® ® to create and promote an environment ...

Aug 1, 2025

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April 22, 2015 The Honorable Scott Tipton U.S. House of Representatives Washington, D.C. 20515 Dear Representative Tipton: On behalf of the more than 6,000 community banks represented...

Aug 1, 2025

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Compliance Insitute Deposit Manual_June 2022_FINAL

Compliance Institute Deposit & Marketing Compliance Virtual Live-Stream Session June 15-16, 2021 Compliance Institute Manuals Copyright © 2022 by ICBA All Rights Reserved ...

Jul 31, 2025

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Upgrade Your Charter - A Guide on Converting from a Credit Union to a Mutual Bank

Upgrade Your Charter A Guide on Converting from a Credit Union to a Mutual Bank March 2026 icba.org | 2 Table of Contents Converting Credit Unions to Mutual Savings Banks: Reasoning and...

Mar 26, 2026

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Ad Resize 6.5x2 BLEEDS

REGISTRATION IS OPEN! ICBA LIVE is your destination for the latest in community bank education and innovation. Network with fellow community bankers, hear from inspiring speakers, and soak up the...

Jul 31, 2025

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Illinois-17

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Letter on Tangible Capital and FHLBank Advances

November 1, 2022 Hon. Michael S. Barr Vice Chair for Supervision Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue NW Washington, DC 20551 ...

Jul 31, 2025

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ICBA LETTER IN SUPPORT OF STOP PAYMENTS FRAUD ACT.pdf

June 29, 2026 The Honorable French Hill The Honorable Maxine Waters Chairman Ranking Member Committee on Financial Services Committee on Financial Services U.S. House of...

Jun 30, 2026

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ICBA S. 2155 Media Alert

ICBA Offers Summary of S. 2155 Ahead of Senate Vote ATTENTION MEDIA: The Senate is expected to vote next week on pro-community bank legislation, the bipartisan Economic Growth, Regulatory...

Aug 1, 2025

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FAQ - BIN owners_Cardinal 3DS

  3DS FAQ | ICBA Bancard/CardinalCommerce 3‐D Secure implementation  FAQ for BIN owners    1. Will this be for both consumer and business credit cards? Yes, both consumer cards and  ...

Aug 1, 2025

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Q3 Content Calendar

Sunday Monday Tuesday Wednesday Thursday Friday Saturday www.icba.org #LEADFWD Friday #LEADFWD Friday #LEADFWD Friday #LEADFWD Friday #GoLocal Wednesday Happy Independence Day! World...

Aug 1, 2025

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