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ICBA_Alliance_Factsheet
The ICBA/Freddie Mac Alliance Offering you a comprehensive set of secondary market business advantages The ICBA/Freddie Mac Alliance offers you a comprehensive set of secondary market...
Joint Trades Letter to Congress re Credit Card Competition Act.pdf
Joint Trades Letter on Durbin-Marshall Credit Card Mandates From: America’s Credit Unions, the Defense Credit Union Council, and the Independent Community Bankers of America Sent: January 15,...
Indiana-2
icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...
Prohibiting Interest on Reserves Harms the Economy and Disrupts Credit Markets
-1- Prohibiting Interest on Reserves Harms the Economy and Disrupts Credit Markets Sept. 16, 2025 Congress and the Federal Reserve allowed payment of interest on bank reserves kept at...
NY-21
icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...
cl010713
Submitted electronically January 7, 2013 Monica Jackson Office of the Executive Secretary Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 Re: Proposed...
Legislative Update - ACRE
July 2024 ICBA Legislative Update: The Access to Credit for our Rural Economy (ACRE) Act of 2023 Need for Legislation ACRE (H.R. 3139 / S. 2371) is bipartisan legislation sponsored by...
HR3971_ltr_17.12.05
December 5, 2017 The Honorable Paul D. Ryan The Honorable Nancy Pelosi Speaker Democratic Leader U.S. House of Representatives U.S. House of Representatives Washington, D.C. 20515 ...
Massachussetts
Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the...
TX-16
icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...
18.06.04_BCFPltr
Via electronic submission June 4, 2018 The Honorable J. Michael Mulvaney Acting Director Bureau of Consumer Financial Protection 1700 G Street, NW Washington, DC 20552 Re: Request...
Comments on FHFA Climate Risk Management RFI
April 19, 2021 Dr. Mark Calabria Director Federal Housing Finance Agency 400 7th St. SW 10th Floor Washington, DC 20219 RE: Request for Input; Climate and Natural Disaster...
Missouri
Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26 72 A 26 icba.org | info@icba.org |...
CommentLettertoDOLonFiduciaryRule031317
March 13, 2017 Office of Regulations and Interpretations Employee Benefits Security Administration U.S. Department of Labor 200 Constitution Avenue NW Washington, D.C. 20210 Attention:...
FHLB Membership Letter
June 23, 2020 Mr. Andre D. Galeano, Deputy Director Federal Housing Finance Agency Division of Federal Home Loan Bank Regulation 400 7th Street, NW, 7th Floor Washington, DC 20219 RE: ...
Interagency Country Exposure Review Committee
April 13, 2015 Mr. Toney Bland Senior Deputy Comptroller Midsize and Community Bank Supervision Office of the Comptroller of the Currency 400 7th Street, SW Washington, DC 20219 Ms....
2026 Capital Summit_One-Pager-Stablecoins
ICBA Capital Summit April 29–May 1, 2026 | Washington, D.C. Digital Assets: Ensure Regulatory Frameworks Preserve Community Bank Lending ICBA is fighting to ensure the CLARITY Act, legislation...
Trade Letter in Support of CFPB Commission Bill
March 13, 2020 The Honorable Blaine Luetkemeyer 2230 Rayburn House Office Building Washington, DC 20515 Dear Representative Luetkemeyer: The undersigned trade associations...
California-5
icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...
RI - Coverage Fact Sheet
icba.org Community Bank Presence in Contrast RHODE ISLAND Community Bank Branch Locations Community banks in RI represent 100% of all RI counties Community banks average 22 branches per...
ltr030414
March 4, 2014 The Honorable Maria Cantwell The Honorable James E. Risch Chair Ranking Member Committee on Small Business Committee on Small Business & Entrepreneurship &...
ICBA Letter Regarding Credit Unions Crisis Exploitation
May 11, 2020 The Honorable Mike Crapo The Honorable Sherrod Brown Chairman Ranking Member Committee on Banking, Housing, Committee on Banking, Housing, & Urban Affairs & Urban...
WY - SBA Fact Sheet
Community Bank Small Business Administration Lending WYOMING SBA Lending by Community Banks, 2010-2025 Sources: FDIC Summary of Deposits, NCUA Call Reports, US Census, US Small Business...
California-29
icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...
Michigan-11
icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...
Bank Director Program Newsletter May-June 2026
The Rise of the CAIO: What It Means for Financial Services By CliftonLarsonAllen The rise of the CAIO in banking is a clear signal the skills required to evaluate, integrate, and monitor AI...
Parity for Main Street Employers
April 16, 2020 The Honorable Warren Davidson United States House of Representatives 1107 Longworth HOB Washington, DC 20515 Dear Representative Davidson: As a long-time...
Compliance_ICBA_ThoughtLeadership2025_AMANDA
THOUGHT LEADERSHIP 2025 To learn more and reserve your space: Contact: Amanda Myrick 651-675-7248 | amyrick@icbabanks.org You have the Regulation and Compliance expertise that community...
Support for Passage of SECURE Notarization Act
June 23, 2022 The Honorable Frank Pallone United States House of Representatives 2107 Rayburn House Office Building Washington, DC 20515 The Honorable Cathy McMorris Rodgers United...
NM - Coverage Fact Sheet
Community Bank Presence in Contrast NEW MEXICO Community Bank Branch Locations Community banks in NM represent 100% of rural* counties 100% of LMI* counties 100% of all NM counties In...
California-36
icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...
2024 ICBA_PAC Contributors
2024 ICBA PAC Contributors By Level Contributors $1-$499 Ms. Jill Aanenson Ms. Ashley Brooke Anderson Ms. Ali Atkins Mr. Hugh M. Bartels Ms. Lynn Acheson Mr. Bryan Anderson Mr. Bert...
Six Keys to Effective Commercial Business Development
11/3/22 1 Six Keys To Effective Commercial Business Development 1 TOM HERSHBERGER CEO tom@crossfinancial.com OPPORTUNITIES. SOLUTIONS. RESULTS. 2 11/3/22 2 Culture (noun, cul-ture) a...
Policy Development Roster
Policy Development Committee Chairman 91840 $620,438,000 Ms. Alice P. Frazier sp: Todd Alice Frazier President/Chief Executive Officer Bank...
ltr072117
July 21, 2017 The Honorable Mike Rounds The Honorable Angus King United States Senate United States Senate Washington, D.C. 20510 Washington, D.C. 20510 Dear Senators Rounds and...
Bulletin ID 770023 Auto Pay Duplicate Payments Processed - TBS 03.03.2025
Bulletin ID: 770023 Topic Type: Issue Ticket: N/A Solutions: TBS - Credit What you need to know FIS® identified an issue affecting some cardholders. Some cardholders who made...
FinCEN Comment Letter
Via electronic submission July 10, 2020 Policy Division Financial Crimes Enforcement Network P.O. Box 39 Vienna, Virginia 22183 RE: Docket Number FINCEN-2020-0003; OMB...
VT
Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the outdated tax...
ICBA Letter in Support of H.R. 7777
July 29, 2020 The Honorable Chrissy Houlahan U.S. House of Representatives Washington, D.C. 20515 Dear Representative Houlahan: On behalf of community banks across the country,...
ltr100516
October 5, 2016 The Honorable Mark Warner The Honorable Jerry Moran United States Senate United States Senate Washington, D.C. 20510 Washington, D.C. 20510 Dear Senators Warner...
TX-13
icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...
South Carolina-1
icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...
test062316a
Testimony of Rebeca Romero Rainey Chairman and CEO Of Centinel Bank of Taos Taos, NM On behalf of the Independent Community Bankers of America Before the United...
cl091115
September 11, 2015 Robert E. Feldman, Executive Secretary Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC 20429 Re: Assessments: RIN 3064-AE37 Dear Mr....
Disclosure of Cryptoasset Exposures
January 29, 2024 Basel Committee on Banking Supervision Bank of International Settlements Centralbahnplatz 2 4051 Basel Switzerland Re: Consultative Document: Disclosure of...
Main Street Loan Forgiveness 8-4-20 Final
August 4, 2020 The Honorable Nancy Pelosi Speaker of the House of Representatives United States Capitol Washington, DC 20515 The Honorable Mitch McConnell Majority Leader United...
Visa SMB Pulse Payment Outlook and Trends
SMB PULSE P A Y M E N T O U T L O O K A N D T R E N D S HOW AND WHERE DO SMBS SPEND MONEY? Credit and online dominate spend share. For payment methods, credit has the highest share of...
Letter on Revised Stablecoin Draft Legislation
May 5, 2023 The Honorable Patrick McHenry The Honorable Maxine Waters Chairman Ranking Member Committee on Financial Services Committee on Financial Services U.S. House of...
Letter on Livestock Dealer Trust
J July 5, 2022 Submitted via www.regulations.gov S. Brett Offutt Chief Legal Officer/Policy Advisor Packers and Stockyards Division USDA AMS Fair Trade Practices Program ...
ICBA Letter - Enhanced Transparency and Public Accountability of the Stress Test Model.pdf
February 21, 2026 Benjamin W. McDonough, Deputy Secretary Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue NW Washington, DC 20551 Re: Enhanced...
Housing Committee Introduction Meeting 2022 Final
ICBA Housing Finance Committee Introductory Meeting Agenda Mar 30, 2022 3:30 p.m. ET Welcome & Roll Call, Troy Campbell and Ryan Dempster 3:35 p.m. Review ICBA Committee...
MT - Coverage Fact Sheet
Community Bank Presence in Contrast MONTANA Community Bank Branch Locations Community banks in MT represent 95% of rural* counties 94% of LMI* counties 96% of all MT counties In many...
Texas-34
icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...
ICBA LETTER RE DIGITAL ASSETS LEGISLATION 7.14.2025
July 14, 2025 The Honorable Mike Johnson The Honorable Hakeem Jeffries Speaker Minority Leader U.S. House of Representatives U.S. House of Representatives Washington, D.C. 20515 ...
ICBA LETTER RE INCLUSION OF ACRE ACT IN TAX LEGISLATION
May 16, 2025 The Honorable Mike Crapo The Honorable Ron Wyden Chairman Ranking Member Committee on Finance Committee on Finance United State Senate United States Senate ...
Your Money Is Safe in Your Community Bank
Your Money Is Safe in Your Community Bank At [Bank Name], your trust and financial security are our top priorities. We understand that recent discussions about government policies and banking...
Filed Brief
No. 24-10367 In the United States Court of Appeals for the Fifth Circuit TEXAS BANKERS ASSOCIATION; AMARILLO CHAMBER OF COMMERCE; AMERICAN BANKERS ASSOCIATION; CHAMBER OF COMMERCE OF...
EndTBTFStudy
END TOO-BIG-TO-FAIL Ending Too-Big-To-Fail 1 June 25, 2013 Overview: Why Too-Big-To-Fail is a Problem As a result of the megabank-induced financial crisis of 2008, our nation—and...
TX-19
icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...
Legislative Update - ACRE (Updated May 2025)
May 2025 ICBA Legislative Update: The Access to Credit for our Rural Economy (ACRE) Act Need for Legislation The ACRE Act (H.R. 1822 / S. 838) is bipartisan legislation sponsored by Rep....