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19.07.24_FedPayments

Sent via email July 24, 2019 The Honorable Jerome H. Powell, Chair Board of Governors of the Federal Reserve Federal Reserve Building 20th Street and Constitution Avenue ...

Aug 1, 2025

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Myths vs Facts on Debit Card Interchange

Myth vs. Fact: Debit Card Interchange | Last Updated: March 18, 2024 Myth vs. Fact: Debit Card Interchange March 18, 2024 Merchants pay a small transaction cost to a cardholder’s bank or...

Jul 31, 2025

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Texas-10

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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ICBA Exercise Exec Slide Deck - Aug 2022

C I S A | C Y B E R S E C U R I T Y A N D I N F R A S T R U C T U R E S E C U R I T Y A G E N C Y TLP:AMBER TLP:AMBER INDEPENDENT COMMUNITY BANKERS OF AMERICA (ICBA) CYBER TABLETOP...

Jul 31, 2025

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Credit and Lending Festival Poster

Headlining the Main Stage: THE INSTITUTES! Credit Analyst Institute Aug. 11–14 Dallas, TX Commercial Lending Institute Aug. 18–23 Bloomington, MN Consumer Lending Institute Sept. 24–26...

Aug 7, 2025

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Visa Small Business Outlook Fall 2020

95 105 115 125 2013 2014 2015 2016 2017 2018 2019 2020 Small Business Outlook America’s small businesses are starting to recover Fall 2020 Visa Business and Economics Insights Small Business...

Jul 31, 2025

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cl060717

http://www.regulations.gov. June 7, 2017 Ms. Monica Jackson Office of the Executive Secretary Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 ...

Aug 1, 2025

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Statement for Senate Hearing on Flood Insurance

www.icba.org/advocacy May 2, 2023 NFIP Reauthorization: The Community Bank Perspective The Independent Community Bankers of America, representing community banks across the nation...

Jul 31, 2025

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ICBA LETTER OF SUPPORT FOR H.R. 1 TAX TITLE

June 30, 2025 The Honorable John Thune The Honorable Charles Schumer Majority Leader Minority Leader United States Senate United States Senate Washington, D.C. 20510 Washington,...

Jul 30, 2025

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DE - Coverage Fact Sheet

Community Bank Presence in Contrast DELAWARE Community Bank Branch Locations Credit Union Branch Locations Large Bank Branch Locations Sources: FDIC Summary of Deposits, NCUA Call Reports, US...

Nov 3, 2025

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Committee Notebook Part 3

YBS Results Source: Annual Young, Beginning, and Small Farmer Reports submitted by each Sy stem lender through the District Banks YBS Loans Outstanding As of December 31, 2019 Number of loans...

Jul 31, 2025

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Compliance Deskbook

Send or Fax Registration to:: Community Banker University, PO Box 267, Sauk Centre, MN 56378 Fax: (320) 352-5366 Phone: (800) 422-7285, ext. 7334 Email: communitybankeruniversity@icba.org ...

Jul 31, 2025

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JimReberBio

Jim Reber, President Jim Reber was elected as President and CEO of ICBA Securities effective April 1, 2005. From 1990 through 2005 he worked as a Senior Vice President and registered...

Aug 1, 2025

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NV - Coverage Fact Sheet

Community Bank Presence in Contrast NEVADA Community Bank Branch Locations Credit Union Branch Locations Large Bank Branch Locations Sources: FDIC Summary of Deposits, NCUA Call Reports, US...

Nov 3, 2025

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Washington-7

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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ltr103013

October 30, 2013 Carol J. Galante Assistant Secretary for Housing – Federal Housing Commissioner U.S. Department of Housing and Urban Development 451 7th Street, S.W. Washington, D.C. 20410 ...

Aug 1, 2025

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Capital Summit 2022 Half Page

INFORM • IMPACT • INSPIRE YOU'RE AN ADVOCATE FOR YOUR COMMUNITY, BE AN ADVOCATE FOR YOUR INDUSTRY. REGISTRATION IS FREE FOR ALL OF OUR NATION'S COMMUNITY BANKERS REGISTER TODAY...

Jul 31, 2025

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New Jersey-11

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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ICBASummaryMortgageServicing

www.icba.org/advocacy October 2016 Summary of Mortgage Servicing Rules   The Consumer Financial Protection Bureau (CFPB) released its final rules on mortgage loan servicing on ...

Aug 1, 2025

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18.02.02_FASBltr

February 2, 2018 Mr. Russell G. Golden Chairman Financial Accounting Standards Board 401 Merritt 7 Norwalk, CT 06856 Re: Income Statement—Reporting Comprehensive Income (Topic 220), ...

Aug 1, 2025

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20.04.15_JointLtrPPP

April 15, 2020 The Honorable Nancy Pelosi The Honorable Mitch McConnell Speaker of the House Majority Leader United States House of Representatives United States Senate ...

Jul 31, 2025

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NextGen Scholarship Certificate

SEPT. 18–19 KANSAS CITY, MO icba.org/LEADFWD CERTIFICATE OF SCHOLARSHIP is pleased to award the NextGen Scholarship to: In recognition of your passion and commitment to the community banking...

Jul 31, 2025

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2013 QM Survey Report FINAL (with Cover)

Community Bank Qualified Mortgage Survey May 9, 2013 1 May 9, 2013 Community Bank Qualified Mortgage Survey: Summary of Findings ICBA conducted a survey to gather data on the...

Aug 1, 2025

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Lender Livestock Trust Letter 7-28-20

July 28, 2020 The Honorable Pat Roberts The Honorable Debbie Stabenow Chairman Ranking Member U.S. Senate Committee U.S. Senate Committee on Agriculture, Nutrition &...

Jul 31, 2025

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Vermont

icba.org | info@icba.org | 866-422-8439 ADV_2430A25 Sources: FFIEC 2024 Q4 Call Reports, NCUA 2024 Q4 Call Reports, FDIC Statement of Deposits Reports, Tax Foundation, Kaiser Family Foundation, ...

Jul 30, 2025

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19.09.24_SAFE

September 24, 2019 The Honorable Nancy Pelosi The Honorable Kevin McCarthy Speaker Republican Leader U.S. House of Representatives U.S. House of Representatives Washington, D.C....

Aug 1, 2025

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Arkansas-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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cl031014

Submitted electronically March 10, 2014 Director Richard Cordray Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 Re: Disclosing Credit Scores on Credit...

Aug 1, 2025

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18.09.26_JointMLOltr

September 26, 2018 The Honorable Mick Mulvaney Acting Director Bureau of Consumer Financial Protection 1700 G Street, NW Washington, DC 20552 Dear Acting Director Mulvaney, The...

Aug 1, 2025

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Joint Letter on OCC Interpretative Letter 1176

February 11, 2021 Blake Paulson Acting Comptroller Office of the Comptroller of the Currency 400 7th Street SW Washington, DC 20219 Dear Mr. Paulson: The undersigned trade...

Jul 31, 2025

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Letter to CFPB Regarding Regulation E 5-9-2025

May 9, 2025 Via Electronic Submission Comment Intake Bureau of Consumer Financial Protection Attention: PRA Office 1700 G Street NW Washington, DC 20552 RE: Docket No....

Jul 30, 2025

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Virginia-8

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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03-03-2025 Risk Summary Report

Week of 3 March 2025 | Issue 272 This report elevates this week’s top risks to assist community institution information security and technology teams in proactively protecting their financial...

Jul 30, 2025

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ltr011513

January 15, 2013 Via Electronic Delivery Monica Jackson, Office of the Executive Secretary Bureau of Consumer Financial Protection 1700 G Street NW, Washington, DC 20552 Re: Docket No....

Aug 1, 2025

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MA - SBA Fact Sheet

Community Bank Small Business Administration Lending MASSACHUSETTS SBA Lending by Community Banks, 2010-2025 Sources: FDIC Summary of Deposits, NCUA Call Reports, US Census, US Small Business...

Oct 15, 2025

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ICBA Letter in Support of the Rectifying UDAAP Act

December 12, 2023 The Honorable Andy Barr U.S. House of Representatives Washington, D.C. 20515 Dear Representative Barr: On behalf of ICBA and the nearly 50,000 community bank...

Jul 31, 2025

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ltr030415a

March 4, 2015 The Honorable Randy Neugebauer Chairman Subcommittee on Financial Institutions and Consumer Credit House Financial Services Committee 2129 Rayburn House Office...

Aug 1, 2025

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Bulletin UPDATE 24 - Application Issue 01.17.2025

Bulletin ID: 808734 Topic Type: Incident Ticket: IN25016208575 Solutions: ACH Tracker Processing, Account Recon Positive Pay Advantage, Address Analysis, Anytime Lender, BASE2000, ...

Aug 7, 2025

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09-15-2025-Risk-Summary-Report

Week of 15 September 2025 | Issue 300 This report elevates this week’s top risks to assist community institution information security and technology teams in proactively protecting their...

Sep 26, 2025

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Nevada

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the...

Jul 31, 2025

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National Banking Trades Letter FY 2025 - Financial Services and General Government

1 April 2, 2024 The Honorable Chris Van Hollen The Honorable Steve Womack Chair Chair Appropriations Subcommittee on Appropriations Subcommittee on Financial Services...

Jul 31, 2025

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ltr091117a

September 11, 2017 The Honorable David G. Reichert The Honorable Ron Kind U.S. House of Representatives U.S. House of Representatives Washington, D.C. 20515 Washington, D.C. 20515 Dear...

Aug 1, 2025

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ltr102616

October 26, 2016 The Honorable Lynn Jenkins U.S. House of Representatives Washington, D.C. 20515 Dear Representative Jenkins: On behalf of the nearly 6,000 community banks...

Aug 1, 2025

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Alabama-6

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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18.01.16_markupltr

1 January 16, 2018 The Honorable Jeb Hensarling The Honorable Maxine Waters Chairman Ranking Member Committee on Financial Services Committee on Financial...

Aug 1, 2025

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ltr121213a

December 12, 2013 The Honorable John D. Rockefeller IV The Honorable John Thune Chairman Ranking Member Committee on Commerce, Science and Committee on Commerce, Science and Transportation...

Aug 1, 2025

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test110513

      Testimony of William A. Loving President and CEO of Pendleton Community Bank Franklin, WV On behalf of the Independent Community Bankers of America Before the United...

Aug 1, 2025

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ICBA Statement For HFSC Charter Hearing 4.15.21

www.icba.org/advocacy April 15, 2021 Preserving the Integrity of the Bank Charter: The Community Bank Perspective The Independent Community Bankers of America, representing community...

Jul 31, 2025

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18.05.07_RFIadjudication

Submitted electronically May 7, 2018 The Honorable J. Michael Mulvaney Acting Director Bureau of Consumer Financial Protection 1700 G Street, N.W. Washington, DC 20552 Re: Request...

Aug 1, 2025

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19.11.14_FCSltr

November 14, 2019 The Honorable John Hoeven The Honorable Sanford Bishop Chairman Chairman Senate Appropriations Subcommittee House Appropriations Subcommittee Agriculture Appropriations...

Aug 1, 2025

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South Carolina-5

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Iowa

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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dot BANK White Paper

_____________________________________________________________________________________________ March 2017 ...

Aug 1, 2025

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Stablecoin Legislation Issue Brief 2025

July 14, 2025 The Latest on Digital Assets Legislation and Community Bank Policy Priorities ICBA has directly engaged with policymakers on developing a regulatory framework for...

Jul 30, 2025

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KS - Coverage Fact Sheet

Community Bank Presence in Contrast KANSAS Community Bank Branch Locations Community banks in KS represent 100% of rural* counties 100% of LMI* counties 100% of all KS counties In many...

Nov 3, 2025

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19.11.13_FOMproposal_summary

November 2019 www.icba.org ⋅ info@icba.org ⋅ 866-422-8439 Re-Proposed Rule to Exclude Urban Core Areas from Credit Union Service Areas Executive Summary The National Credit...

Aug 1, 2025

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ND - SBA Fact Sheet

Community Bank Small Business Administration Lending NORTH DAKOTA SBA Lending by Community Banks, 2010-2025 Sources: FDIC Summary of Deposits, NCUA Call Reports, US Census, US Small Business...

Nov 3, 2025

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Comments on 1071 Exemption for Small and Intermediate Banks

April 25, 2023 Rohit Chopra Director Consumer Financial Protection Bureau 1700 G St NW Washington, DC 20552 Re: Targeted Exemption for Community Banks with Strong Community...

Jul 31, 2025

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2015PassThroughPrinciplesLetter

The Honorable Orrin Hatch Chairman Committee on Finance United States Senate 219 Dirksen Senate Office Building Washington, D.C. 20510 The Honorable Ron Wyden Ranking Member Committee on...

Aug 1, 2025

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