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MS - Coverage Fact Sheet

Community Bank Presence in Contrast MISSISSIPPI Community Bank Branch Locations Community banks in MS represent 100% of rural* counties 100% of LMI* counties 100% of all MS counties In...

Nov 3, 2025

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ICBA Testimony for Make Community Banking Great Again Hearing

Testimony of Rebeca Romero Rainey President and Chief Executive Officer Independent Community Bankers of America On behalf of the Independent Community Bankers of America...

Jul 30, 2025

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19.03.26_GSEstatement

www.icba.org/advocacy March 26, 2019 Housing Finance: The Community Bank Perspective Chairman Crapo, Ranking Member Brown, members of the Committee, the Independent Community Bankers...

Aug 1, 2025

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Comments on Disparate Impact Proposal

1 Comments to DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT Regulations Division Office of the General Counsel 451 7th Street SW, Room 10276 Washington, DC 20410 In the Matter of )...

Jul 31, 2025

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Joint Letter Opposing Consumer Financial Account Reporting

September 17, 2021 The Honorable Charles E. Schumer The Honorable Mitch McConnell Democratic Leader Republican Leader U.S. Senate U.S. Senate Washington, D.C. 20510 Washington,...

Jul 31, 2025

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ICBA Objection to Ripple National Trust Bank Application

August 4, 2025 Sebastian R. Astrada Director for Licensing Midsize, Trust, Credit Card, and Novel Banks Office of the Comptroller of the Currency 400 7th St., SW Washington, DC 20219 RE:...

Aug 7, 2025

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ICBA_Testimony_Credit_Programs_17.04.04

The Next Farm Bill: Credit Programs Steve Handke Independent Community Bankers of America Subcommittee on Commodity Exchanges, Energy, and Credit April 4,...

Aug 1, 2025

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UT-3

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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test110117

www.icba.org/advocacy November 1, 2017 Data Security: The Community Bank Perspective On behalf of the more than 5,700 community banks represented by ICBA, we thank Chairman...

Aug 1, 2025

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California-24

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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House Letter Opposing FCA Independent Authority Act

June 23, 2022 The Honorable David Scott The Honorable Glenn “GT” Thompson Chairman Ranking Member House Agriculture Committee House Agriculture Committee 1301 Longworth House...

Jul 31, 2025

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Committee Member FAQs

ICBA Committee Membership FAQs When does my committee term begin and end and how long is it for? ICBA committee terms is for one year and coincides with the installation of the new ICBA...

Jul 30, 2025

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ICBA-Equifax091317

September 13, 2017 Mr. Richard F. Smith Chairman and CEO Equifax 1550 Peachtree Street NE Atlanta, GA 30309 Dear Mr. Smith: The Independent Community Bankers of America®...

Aug 1, 2025

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Visa Monthly Consumer Monitor August 2020

Monthly Consumer Monitor Visa’s analysis of current economic data indicates that U.S. consumer activity continued to recover in July, but at a more moderate pace. A surge in COVID cases in July...

Jul 31, 2025

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Bulletin UPDATE 10 - Application Issue 01.16.2025

Bulletin ID: 772229 Topic Type: Incident Ticket: IN25016208575 Solutions: ACH Tracker Processing, Account Recon Positive Pay Advantage, Address Analysis, Anytime Lender, BASE2000, ...

Aug 7, 2025

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Oregon-5

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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CoBank Report - Outlook for Ag Sector in 2022

i 2022 THE YEAR AHEAD: Forces That Will Shape the U.S. Rural Economy DECEMBER 2021 COBANK KNOWLEDGE EXCHANGE REPORT – 2022, THE YEAR AHEAD: FORCES THAT WILL SHAPE THE U.S. RURAL ECONOMY ...

Jul 31, 2025

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ICBA Testimony on Financing Farm Operations

Brian Gilbert SVP and Agriculture Banking Manager First National Bank in Sioux Falls, South Dakota On behalf of the Independent Community Bankers of America Before the U.S....

Jul 30, 2025

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North Dakota

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the...

Jul 31, 2025

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Regulatory Relief Petition

ICBA PETITION IN SUPPORT OF THE ECONOMIC GROWTH, REGULATORY RELIEF, AND CONSUMER PROTECTION ACT (S. 2155) Petition to Enact Community Bank Regulatory Relief Immediately We, the undersigned...

Aug 1, 2025

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Global Visa Issuer Fraud Control Manual - January 2014

Visa Issuer Fraud Control Manual Tools and Best Practices for Controlling Credit and Debit Card Fraud Losses Visa Issuer Fraud Control Manual Tools and Best Practices for Controlling...

Aug 1, 2025

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Bank Director Program Newsletter - July/Aug 2016

Community Bank Director news From the ICBA Community Bank Director Program July/August 2016 regulation Regulatory Agencies’ Perspectives of Strategic Risk...

Aug 1, 2025

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2014CallReportSurveyResults

2014 ICBA Community Bank Call  Report Burden Survey Key FindingsKey Findings...

Aug 1, 2025

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ltr072117

July 21, 2017 The Honorable Mike Rounds The Honorable Angus King United States Senate United States Senate Washington, D.C. 20510 Washington, D.C. 20510 Dear Senators Rounds and...

Aug 1, 2025

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Kansas-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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18.02.28_DataLTR

February 28, 2018 The Honorable Paul Ryan The Honorable Nancy Pelosi Speaker of the House Minority Leader U.S. House of Representatives U.S. House of Representatives Washington,...

Aug 1, 2025

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Unfairness and Discrimination Examining the CFPBs Conflation of Distinct Statutory Concepts

June 2022 Unfairness and Discrimination | 1 Unfairness and Discrimination Examining the CFPB’s Conflation of Distinct Statutory Concepts June 2022 Unfairness and...

Sep 25, 2025

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ICBAs Response to the Joint Agencies Proposed Rule on AML-CFT Programs

Via electronic submission October 8, 2024 Chief Counsel's Office Attention: Comment Processing Office of the Comptroller of the Currency 400 7th Street SW, Suite 3E-218 Washington, DC...

Jul 30, 2025

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ICBAControllingDebitFraudWebinarJune2015

Controlling Debit Fraud Losses Carolina Gallegos Director, North America Risk Services Visa Inc. June 16, 2014 | ICBA Bankcard Webinar | Controlling Debit Fraud Losses | June 20152 Visa...

Aug 1, 2025

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ID - SBA Fact Sheet

Community Bank Small Business Administration Lending IDAHO SBA Lending by Community Banks, 2010-2025 Sources: FDIC Summary of Deposits, NCUA Call Reports, US Census, US Small Business...

Oct 15, 2025

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North Carolina-4

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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TILARESPAIntegratedDisclosureSummary

ICBA Summary of the TILA- RESPA Integrated Disclosure (TRID) Rule October 2015 Month Year Mon Contact: Joe Gormley Assistant Vice President & Regulatory Counsel ...

Aug 1, 2025

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Joint Trades Letter on Reg II Board Meeting

1 October 20, 2023 The Honorable Jerome H. Powell Chair Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue, N.W. Washington, D.C. 20551 Re:...

Jul 31, 2025

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Joint Letter Opposing SBA Direct Lending

November 17, 2021 The Honorable Charles Schumer The Honorable Mitch McConnell Majority Leader Minority Leader Washington, D.C. 20510 Washington, D.C. 20510 Dear Majority Leader...

Jul 31, 2025

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18.05.14_MikiBowman

May 14, 2018 The Honorable Mike Crapo The Honorable Sherrod Brown Chairman Ranking Member Committee on Banking, Housing, Committee on Banking, Housing, and Urban Affairs and Urban...

Aug 1, 2025

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Florida-11

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Joint Letter on Withdrawing CRA Rule

May 3, 2021 Via Electronic Mail Mr. Blake Paulson Acting Comptroller Office of the Comptroller of the Currency 400 7th Street, SW Washington, D.C. 20219 Re: Request to...

Jul 31, 2025

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18.12.04_FasterPaymentsTips

www.icba.org/advocacy 1 CALL TO ACTION Support for Federal Reserve Faster Payments Roles The Federal Reserve Board is seeking public comment on services that the Reserve Banks could offer to ...

Aug 1, 2025

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ICBA PAC Prior Approval Form

CONTACT INFORMATION Name Company Address City State Zip Federal law requires members to sign the bottom portion of this form in order for the executives, administrative personnel and directors...

Sep 12, 2025

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Alaska

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the...

Jul 31, 2025

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ICBA Breakout Slide Deck - March 8, 2023

C I S A | C Y B E R S E C U R I T Y A N D I N F R A S T R U C T U R E S E C U R I T Y A G E N C Y TLP:AMBER TLP:AMBER ICBA Cyber Tabletop Exercise March 8, 2023 EXERCISE DISCUSSION –...

Jul 31, 2025

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ltr110813

November 8, 2013 The Honorable Jeb Hensarling The Honorable Maxine Waters Chairman Ranking Member Committee on Financial Services Committee on Financial Services U.S. House of...

Aug 1, 2025

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TX-19

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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LetterinSupportofMakeCommunityBankingGreatAgainPrinciples

March 27, 2025 The Honorable French Hill Chairman Committee on Financial Services U.S. House of Representatives Washington, D.C. 20515 Re: Response to “Make Community Banking...

Nov 7, 2025

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18.11.19_CRAcl

Via electronic submission November 19, 2018 The Honorable Joseph Otting Comptroller of the Currency Office of the Comptroller of the Currency Washington, DC 20552 Re: Reforming the...

Aug 1, 2025

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ACH Meaningful Modernization Letter

Via electronic submission April 22, 2020 Ms. Jane Larimer President and CEO Nacha – The Electronic Payment Association 2550 Wasser Terrace, Suite 400 Herndon, VA 20171 ...

Jul 31, 2025

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Nebraska

Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26 72 A 26 icba.org | info@icba.org |...

Apr 15, 2026

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Florida-22

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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AL

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the outdated tax...

Jul 31, 2025

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FISTokenizationEnablementWebinarSlidesWithAnswers071416

ICBA Bancard Tokenization Enablement FIS North America Retail Payments Part I Tokenization Overview FIS North America Retail Payments Agenda 3 •Tokenization Introduction •Tokenization...

Aug 1, 2025

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ICBA Hemp Comment Letter 10-8-20

Via Electronic Submission: https://www.regulations.gov October 8, 2020 Docket Clerk Marketing Order and Agreement Division Specialty Crops Program, AMS, USDA 1400 Independence Avenue...

Jul 31, 2025

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19.03.18_jtFEMAltr

March 18, 2019 The Honorable Peter Gaynor Administrator (Acting) Federal Emergency Management Agency (FEMA) 500 C Street, SW Washington, DC 20472 Dear Acting Administrator Gaynor: We,...

Aug 1, 2025

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Georgia-13

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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ICBA Comment Ltr-FCA IFR Advisory Votes April 2014

Submitted Electronically April 30, 2014 Mr. Barry F. Mardock Deputy Director Office of Regulatory Policy Farm Credit Administration 1501 Farm Credit Drive McLean, VA 22102-5090 Re:...

Aug 1, 2025

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ICBA 2024 Election Memo Print Friendly

American Voters Return Donald Trump to the White House. Republicans Capture Senate. Control of the House Hangs in the Balance. Though votes continue to be counted in several battleground...

Aug 7, 2025

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Climate Change Regulation on Community Banks Report

www.icba.org CLIMATE CHANGE REGULATION ON COMMUNITY BANKS: Risks of Choking Off Credit to America’s Communities Sept. 2021 http://www.icba.org page 2 Introduction With decades of...

Jul 31, 2025

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2025 Capital Summit Lobby Card

2025 ICBA Legislative Priorities Community banks are locally based and relationship-focused institutions serving the unique needs of their customers. With a time-tested business model of sound...

Aug 7, 2025

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VA - SBA Fact Sheet

Community Bank Small Business Administration Lending VIRGINIA SBA Lending by Community Banks, 2010-2025 Sources: FDIC Summary of Deposits, NCUA Call Reports, US Census, US Small Business...

Nov 3, 2025

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RI

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the outdated tax...

Jul 31, 2025

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Texas-33

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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