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Sharing the Load With Participation Loans

When a bank wants to provide a loan above its lending limits, it’s time to turn to participation loans. But what are the benefits and risks involved for community banks?

Feb 19, 2024
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Article
Lending

SouthState Bank Unlocks the Doors to Homeownership

The annual income required of potential homebuyers recently experienced its largest increase on record.

Feb 15, 2024
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Article

Lindsay LaNore: Developing Drive

Drive. It’s a quality we all need and a characteristic we look for when hiring new employees, considering who to promote and identifying leaders within the bank. Yet, it’s often elusive.

Feb 14, 2024
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Article

Out of Office: Curtis Anderson

The executive vice president of $12.6 billion-asset Veritex Community Bank in Dallas, Texas, relives his childhood through his collection of unique vending and self-service machines from decades past.

Feb 26, 2024
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Article

Jim Reber: The Big Chill

Might the bond market be range-bound in 2024?

Feb 16, 2024
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Article
Growing the Community

Countybank's Half-Century of Charitable Giving

In a show of unwavering support, Countybank founded the Countybank Foundation more than 50 years ago to fulfill its mission to improve every community it serves.

Feb 12, 2024
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Article

Parsing the Proliferation of Payments

Remaining competitive in the banking industry doesn’t mean you have to have your hand in every bucket and offer every available payment solution.

Feb 08, 2024
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Article
Payments

Rebeca Romero Rainey: The Spirit of Community

As it’s often stated, “A rising tide lifts all boats.” When applied to community banking, that sentiment couldn’t be truer. We come together as a community of bankers, having one another’s best...

Feb 07, 2024
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Article

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