Independent Banker Logo

Making a list, checking it twice

Oct 21, 2025
Since we started seeing Halloween decorations in August, I felt it was high time we started thinking about the Holiday season. More specifically, as it relates to community banking. And still more specifically, about a checklist for the balance sheet. There are some seasonal items that bear attention prior to, and immediately after, year end. So let’s take a look at what may be on the radar for the fourth quarter.

ICBA advances latest principles for deposit insurance reform to focus policy debate

Oct 21, 2025
The large bank failures of 2023 demonstrated the clear need to reform the nation’s deposit insurance system. With lawmakers working to gather input and offer deposit reform proposals, ICBA has worked with community bankers to shape recommended reform principles to inform this much-needed debate.

What community bankers need to know about the end of penny production

Oct 8, 2025
With the federal government discontinuing new penny production, community bankers and the consumers they serve have many questions about what the change will mean for them.