Agencies update appraisal exemption threshold
December 16, 2025 / By ICBA
Regulators announced that the 2026 threshold for higher-priced mortgage loans that are subject to special appraisal requirements will increase from $33,500 to $34,200.
Background: The threshold amount will be effective Jan. 1 and is based on the 2.1 percent annual percentage increase in the Consumer Price Index.
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