The Federal Reserve requested comment on proposals to enhance the transparency and public accountability of its annual stress test for large banks.
Fed seeks comments on annual stress test
October 27, 2025 / By ICBA
The Federal Reserve requested comment on proposals to enhance the transparency and public accountability of its annual stress test for large banks.
The Federal Reserve requested comment on proposals to enhance the transparency and public accountability of its annual stress test for large banks.
Details: The Fed said it is seeking comment on the stress test models, framework changes, and the hypothetical scenarios for the 2026 stress test.
Background: The Fed conducts stress tests to ensure that large banks are sufficiently capitalized even in a severe recession. In December 2024, the Fed announced it would modify the test, and it proposed changes in April of this year.
Deadlines: Comments on the 2026 scenarios are due by Dec. 1, and comments on the proposal enhancing model and scenario transparency are due by Jan. 22.
Subscribe now
Sign up for the Independent Banker newsletter to receive twice-monthly emails about new issues and must-read content you might have missed.
Sponsored Content
Featured Webinars
Join ICBA Community
Interested in discussing this and other topics? Network with and learn from your peers with the app designed for community bankers.
Subscribe Today
Sign up for Independent Banker eNews to receive twice-monthly emails that alert you when a new issue drops and highlight must-read content you might have missed.
News Watch Today
Join the Conversation with ICBA Community
ICBA Community is an online platform led by community bankers to foster connections, collaborations, and discussions on industry news, best practices, and regulations, while promoting networking, mentorship, and member feedback to guide future initiatives.
Join the Community Example Text
